Affinity Bancshares, Inc.
$22.4
▼
-0.22%
2026-04-21 05:07:01
myaffinitybank.com
NCM: AFBI
Explore Affinity Bancshares, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$136.46 M
Current Price
$22.4
52W High / Low
$22.5 / $17.75
Stock P/E
16.38
Book Value
$20.84
Dividend Yield
0%
ROCE
—
ROE
2.05%
Face Value
—
EPS
$1.29
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
79
Beta
-0.04
Debt / Equity
0.43
Current Ratio
—
Quick Ratio
—
Forward P/E
—
Price / Sales
9.52
Enterprise Value
$138.32 M
EV / EBITDA
—
EV / Revenue
9.69
Rating
None
Target Price
—
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Return on equity is on the weaker side.
- Operating margin is thin.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Beacon Financial Corporation | $32.51 | 25.9 | $2.73 B | 3.99% | — | 4.86% | $32.83 / $22.81 | $29.7 |
| 2. | TriCo Bancshares | $50 | 13.31 | $1.62 B | 2.86% | — | 9.54% | $53.18 / $35.98 | $41.07 |
| 3. | Enterprise Financial Services Corp | $58.49 | 10.8 | $2.18 B | 2.26% | — | 10.42% | $62.3 / $47.55 | $53.22 |
| 4. | Virginia National Bankshares Corporation | $41.15 | 11.58 | $223.12 M | 3.5% | — | 11.18% | $44.57 / $34.56 | $34.15 |
| 5. | Richmond Mutual Bancorporation, Inc. | $14.69 | 13.2 | $152.79 M | 4.12% | — | 8.31% | $15.24 / $11.98 | $15.06 |
| 6. | Renasant Corporation | $40.56 | 21.04 | $3.81 B | 2.27% | — | 5.52% | $42.11 / $27.48 | $41.05 |
| 7. | Prosperity Bancshares, Inc. | $69.96 | 12.24 | $7.11 B | 3.41% | — | 7.21% | $77.2 / $61.07 | $81.84 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 8.57 M | 8.36 M | 8.32 M | 7.82 M | 7.59 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 2.13 M | 2.22 M | 2.15 M | 1.83 M | 1.34 M | — |
| EPS in Rs | 0.35 | 0.36 | 0.35 | 0.3 | 0.22 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 33.06 M | 31.18 M | 29.66 M | 32.16 M |
| Operating Profit | — | — | — | — |
| Net Profit | 8.33 M | 5.44 M | 6.45 M | 7.13 M |
| EPS in Rs | 1.37 | 0.89 | 1.06 | 1.17 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 881.7 M | 866.82 M | 843.26 M | 791.28 M |
| Total Liabilities | 754.68 M | 737.7 M | 721.74 M | 674.18 M |
| Equity | 127.02 M | 129.12 M | 121.52 M | 117.1 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 11.64 M | 6.79 M | 7.87 M | 7.57 M |
| Investing CF | -1.24 M | -33.24 M | -28.14 M | -93.72 M |
| Financing CF | 2.02 M | 17.85 M | 43.97 M | 0.7 M |
| Free CF | 11.22 M | 6.37 M | 7.34 M | 6.17 M |
| Capex | -0.42 M | -0.42 M | -0.53 M | -1.39 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 5.11% | -7.75% | — | — |
| Earnings Growth % | -15.62% | -9.62% | — | — |
| Profit Margin % | 17.45% | 21.74% | 22.18% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2025-03-13 | $1.5 |
Stock Splits
No stock split history available.