Bank of the James Financial Group, Inc.
$23.35
▲
1.93%
2026-04-21 05:45:01
www.bankofthejames.bank
NCM: BOTJ
Explore Bank of the James Financial Group, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$105.91 M
Current Price
$23.35
52W High / Low
$23.45 / $13
Stock P/E
11.74
Book Value
$17.62
Dividend Yield
1.73%
ROCE
—
ROE
12.45%
Face Value
—
EPS
$1.99
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
162
Beta
0.12
Debt / Equity
0.11
Current Ratio
—
Quick Ratio
—
Forward P/E
—
Price / Sales
2.07
Enterprise Value
$28.58 M
EV / EBITDA
—
EV / Revenue
0.59
Rating
None
Target Price
—
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Meridian Corporation | $20.5 | 11.15 | $243.52 M | 2.73% | — | 11.76% | $21.67 / $11.16 | $16.89 |
| 2. | TriCo Bancshares | $50 | 13.31 | $1.62 B | 2.86% | — | 9.54% | $53.18 / $35.98 | $41.07 |
| 3. | Texas Community Bancshares, Inc. | $17.18 | 17.51 | $49.77 M | 1.04% | — | 5.37% | $20 / $15.01 | $19.92 |
| 4. | Wintrust Financial Corporation | $149.92 | 12.57 | $10.18 B | 1.51% | — | 12.11% | $162.96 / $100.37 | $102.03 |
| 5. | Provident Financial Services, Inc. | $22.84 | 10.3 | $3 B | 4.2% | — | 10.71% | $23.98 / $15.12 | $21.68 |
| 6. | Camden National Corporation | $50.43 | 13.36 | $870.81 M | 3.28% | — | 10.61% | $52.17 / $35 | $41.16 |
| 7. | Hope Bancorp, Inc. | $12.65 | 26.33 | $1.62 B | 4.43% | — | 2.79% | $12.8 / $9.37 | $17.81 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 12.62 M | 12.25 M | 12.06 M | 10.82 M | 11.3 M |
| Operating Profit | — | — | — | — | — |
| Net Profit | 2.72 M | 2.75 M | 2.7 M | 0.84 M | 1.62 M |
| EPS in Rs | 0.6 | 0.61 | 0.6 | 0.19 | 0.36 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 47.76 M | 43.56 M | 41.8 M | 42.02 M |
| Operating Profit | — | — | — | — |
| Net Profit | 9.02 M | 7.94 M | 8.7 M | 8.96 M |
| EPS in Rs | 1.99 | 1.75 | 1.92 | 1.97 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.04 B | 979.24 M | 969.37 M | 928.57 M |
| Total Liabilities | 958.98 M | 914.38 M | 909.33 M | 878.35 M |
| Equity | 80.05 M | 64.86 M | 60.04 M | 50.23 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 11.66 M | 8.51 M | 9.49 M | 9.31 M |
| Investing CF | -42.4 M | -11.17 M | -23.34 M | -88.13 M |
| Financing CF | 41.9 M | 1.14 M | 26.92 M | -42.57 M |
| Free CF | 10.49 M | 5.96 M | 7.92 M | 8.12 M |
| Capex | -1.17 M | -2.55 M | -1.57 M | -1.19 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 4.2% | -0.53% | — | — |
| Earnings Growth % | -8.73% | -2.85% | — | — |
| Profit Margin % | 18.24% | 20.82% | 21.32% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-17 | $0.1 |
| 2025-11-21 | $0.1 |
| 2025-09-12 | $0.1 |
| 2025-06-06 | $0.1 |
| 2025-03-07 | $0.1 |
Stock Splits
| Date | Split |
|---|---|
| 2021-06-24 | 1:1.1 |