Carter Bankshares, Inc.

$24.24 ▲ 0.21%
2026-04-21 05:53:01

Explore Carter Bankshares, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$537.49 M
Current Price
$24.24
52W High / Low
$24.86 / $14.43
Stock P/E
17.14
Book Value
$19
Dividend Yield
ROCE
ROE
7.8%
Face Value
EPS
$1.38
Exp Qtr EPS
Sector
Financial Services
Industry
Banks - Regional
Employees
687
Beta
0.44
Debt / Equity
0.43
Current Ratio
Quick Ratio
Forward P/E
9.76
Price / Sales
3.44
Enterprise Value
$624.98 M
EV / EBITDA
EV / Revenue
3.98
Rating
None
Target Price
$26
EPS Forecast (FY)

Pros

  • Balance sheet leverage appears manageable.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.

Cons

  • Return on equity is on the weaker side.

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S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. Greene County Bancorp, Inc. $23.47 11.08 $404.81 M 1.69% 15.33% $26.04 / $20.62 $15.17
2. Webster Financial Corporation $72.37 12.27 $11.68 B 2.19% 10.77% $74 / $43.83 $57.12
3. Texas Community Bancshares, Inc. $17.18 17.51 $49.77 M 1.04% 5.37% $20 / $15.01 $19.92
4. Landmark Bancorp, Inc. $27.43 8.96 $168.25 M 3.05% 12.65% $29.56 / $22.31 $26.44
5. Riverview Bancorp, Inc. $5.49 23.49 $113.91 M 1.46% 3.01% $6.59 / $4.74 $7.93
6. First Business Financial Services, Inc. $58.79 9.9 $498.11 M 2.31% 14.37% $60.53 / $45.9 $43.19
7. Primis Financial Corp. $14.14 5.7 $350.36 M 2.83% 14.68% $14.55 / $7.58 $17.12

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales38.58 M38.13 M36.28 M36.05 M33.55 M
Operating Profit
Net Profit8.48 M5.42 M8.51 M8.95 M8.28 M
EPS in Rs0.380.240.380.40.37

Profit & Loss

Figures shown in M / B

2025202420232022
Sales149.03 M132.4 M137.71 M158.9 M
Operating Profit
Net Profit31.36 M24.52 M23.38 M50.12 M
EPS in Rs1.411.111.062.26

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets4.85 B4.66 B4.51 B4.2 B
Total Liabilities4.43 B4.27 B4.16 B3.88 B
Equity419.7 M384.31 M351.24 M328.63 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF39.86 M36.94 M46.73 M70.79 M
Investing CF-155.91 M-68.4 M-307.01 M-382.07 M
Financing CF90.04 M108.11 M267.94 M80.35 M
Free CF31.81 M28.8 M36.93 M64.9 M
Capex-8.05 M-8.13 M-9.8 M-5.89 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %-3.86%-13.33%
Earnings Growth %4.87%-53.34%
Profit Margin %18.52%16.98%31.54%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

No dividend history available.

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Russell 2000 ETF Mutual Fund 0.56 M $13.14 M 0.03% 2026-01-31
American Century ETF Trust-Avantis U.S. Small Cap Value ETF Mutual Fund 0.41 M $9.7 M 0.02% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio Mutual Fund 0.25 M $5.89 M 0.01% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.21 M $4.94 M 0.01% 2026-01-31
iShares Trust-iShares Russell 2000 Value ETF Mutual Fund 0.16 M $3.77 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio Mutual Fund 0.14 M $3.28 M 0.01% 2026-01-31
Advisors Series Trust-Huber Small Cap Value Fund Mutual Fund 0.13 M $3.15 M 0.01% 2026-01-31
Dimensional ETF Trust-Dimensional U.S. Targeted Value ETF Mutual Fund 0.13 M $3.16 M 0.01% 2026-01-31
Blackrock Inc. Institutional 1.68 M $39.29 M 0.08% 2025-12-31
Vanguard Group Inc Institutional 1.29 M $30.16 M 0.06% 2025-12-31
Fourthstone LLC Institutional 1.24 M $28.93 M 0.06% 2025-12-31
Dimensional Fund Advisors LP Institutional 1.12 M $26.3 M 0.05% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 0.72 M $16.73 M 0.03% 2025-12-31
State Street Corporation Institutional 0.52 M $12.11 M 0.02% 2025-12-31
Geode Capital Management, LLC Institutional 0.51 M $11.89 M 0.02% 2025-12-31