Citizens Financial Group, Inc.

$65.57 ▲ 0.41%
2026-04-22 10:12:13

Explore Citizens Financial Group, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$28.06 B
Current Price
$65.57
52W High / Low
$68.79 / $33.95
Stock P/E
15.53
Book Value
$56.39
Dividend Yield
2.8%
ROCE
ROE
7.24%
Face Value
EPS
$4.22
Exp Qtr EPS
Sector
Financial Services
Industry
Banks - Regional
Employees
17,398
Beta
1.06
Debt / Equity
0.43
Current Ratio
Quick Ratio
Forward P/E
10.15
Price / Sales
3.57
Enterprise Value
$28.1 B
EV / EBITDA
EV / Revenue
3.68
Rating
Strong Buy
Target Price
$71.26
EPS Forecast (FY)

Pros

  • Balance sheet leverage appears manageable.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.
  • Meaningful dividend yield is available.

Cons

  • Return on equity is on the weaker side.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. Cathay General Bancorp $54.44 11.53 $3.63 B 2.8% 10.92% $55.09 / $37.88 $43.53
2. Arrow Financial Corporation $37.17 14.01 $615.88 M 3.21% 10.56% $38.09 / $23.34 $26.26
3. Lake Shore Bancorp, Inc. $15.84 16.89 $122.76 M 2.27% 6.28% $15.85 / $10.48 $19.29
4. Pathfinder Bancorp, Inc. $13.57 11.26 $84.9 M 2.95% -1.58% $16.5 / $12.06 $19.56
5. Central Pacific Financial Corp. $34.78 11.84 $917.35 M 3.33% 13.7% $35.41 / $24.62 $22.54
6. The PNC Financial Services Group, Inc. $227.92 13.22 3% 12.16% $243.94 / $148.28 $140.43
7. Central Bancompany, Inc. $25.52 15.74 $6.15 B 1.88% 11.34% $26.25 / $9.8 $15.69

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales2.16 B2.12 B2.04 B1.94 B1.98 B
Operating Profit
Net Profit528 M494 M436 M373 M401 M
EPS in Rs1.241.161.030.880.94

Profit & Loss

Figures shown in M / B

2025202420232022
Sales8.25 B7.81 B8.22 B8.02 B
Operating Profit
Net Profit1.83 B1.51 B1.61 B2.07 B
EPS in Rs4.313.553.784.88

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets226.35 B217.52 B221.96 B226.73 B
Total Liabilities200.03 B193.27 B197.62 B203.04 B
Equity26.32 B24.25 B24.34 B23.69 B
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF2.21 B2 B2.96 B4.12 B
Investing CF-5.97 B2.99 B5.25 B-12.64 B
Financing CF5.88 B-6.01 B-7.13 B9.91 B
Free CF2.04 B1.88 B2.79 B3.99 B
Capex-174 M-122 M-172 M-126 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %-5.05%2.53%
Earnings Growth %-6.16%-22.43%
Profit Margin %19.32%19.55%25.84%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-02-04$0.46
2025-10-29$0.46
2025-07-31$0.42
2025-04-30$0.42
2025-01-31$0.42
2024-10-30$0.42
2024-07-31$0.42
2024-04-30$0.42
2024-01-30$0.42
2023-10-31$0.42
2023-08-01$0.42
2023-05-02$0.42
2023-01-30$0.42
2022-11-01$0.42
2022-08-01$0.42
2022-05-02$0.39
2022-01-28$0.39
2021-10-28$0.39
2021-07-29$0.39
2021-04-28$0.39

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
Fidelity Concord Street Trust-Fidelity 500 Index Fund Mutual Fund 5.47 M $333.36 M 0.01% 2026-02-28
WASHINGTON MUTUAL INVESTORS FUND Mutual Fund 17.87 M $1.09 B 0.04% 2026-01-31
Income Fund of America Mutual Fund 11.44 M $697.58 M 0.03% 2026-01-31
iShares Trust-iShares Core S&P 500 ETF Mutual Fund 5.53 M $337.08 M 0.01% 2026-01-31
iShares Trust-iShares Select Dividend ETF Mutual Fund 5.38 M $327.99 M 0.01% 2026-01-31
SPDR S&P 500 ETF TRUST-State Street SPDR S&P 500 ETF Trust Mutual Fund 5.15 M $314.27 M 0.01% 2026-01-31
Vanguard Group Inc Institutional 51.3 M $3.13 B 0.12% 2025-12-31
Blackrock Inc. Institutional 45.58 M $2.78 B 0.11% 2025-12-31
Capital World Investors Institutional 36.89 M $2.25 B 0.09% 2025-12-31
State Street Corporation Institutional 22.76 M $1.39 B 0.05% 2025-12-31
Invesco Ltd. Institutional 22.73 M $1.39 B 0.05% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 12.77 M $779.09 M 0.03% 2025-12-31
Geode Capital Management, LLC Institutional 11.36 M $692.92 M 0.03% 2025-12-31
Morgan Stanley Institutional 11.22 M $684.18 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard 500 Index Fund Mutual Fund 10.83 M $660.42 M 0.03% 2025-12-31