Financial Institutions, Inc.
$35.05
▲
0.41%
2026-04-21 06:51:01
Explore Financial Institutions, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$690.14 M
Current Price
$35.05
52W High / Low
$35.66 / $21.81
Stock P/E
9.22
Book Value
$30.89
Dividend Yield
3.64%
ROCE
—
ROE
12.5%
Face Value
—
EPS
$3.61
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
631
Beta
0.65
Debt / Equity
0.53
Current Ratio
—
Quick Ratio
—
Forward P/E
8.2
Price / Sales
2.87
Enterprise Value
$909.02 M
EV / EBITDA
—
EV / Revenue
3.9
Rating
None
Target Price
$37
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Avidia Bancorp, Inc. | $21.26 | — | $423.61 M | 0.95% | — | -1.15% | $21.2 / $14 | $18.88 |
| 2. | Shore Bancshares, Inc. | $19.63 | 11.23 | $668.03 M | 2.4% | — | 10.52% | $20.68 / $12.19 | $17.65 |
| 3. | South Plains Financial, Inc. | $43.97 | 12.28 | $718.09 M | 1.55% | — | 12.54% | $45.09 / $31.49 | $30.31 |
| 4. | Riverview Bancorp, Inc. | $5.49 | 23.49 | $113.91 M | 1.46% | — | 3.01% | $6.59 / $4.74 | $7.93 |
| 5. | First Financial Corporation | $67.41 | 10.2 | $808.05 M | 3.32% | — | 13.2% | $69.21 / $43.56 | $54.78 |
| 6. | Amerant Bancorp Inc. | $23.99 | 18.27 | $957.9 M | 1.51% | — | 5.73% | $24.38 / $15.62 | $23.13 |
| 7. | Esquire Financial Holdings, Inc. | $115.15 | 19.57 | $994.53 M | 0.69% | — | 19.3% | $134.81 / $78.07 | $35.73 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 63.66 M | 63.62 M | 59.43 M | 56.82 M | -50.24 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 19.98 M | 20.48 M | 17.53 M | 16.88 M | -82.81 M | — |
| EPS in Rs | 1.01 | 1.04 | 0.89 | 0.86 | -4.21 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 243.54 M | 114.53 M | 212.18 M | 212.35 M |
| Operating Profit | — | — | — | — |
| Net Profit | 74.87 M | -41.65 M | 50.26 M | 56.57 M |
| EPS in Rs | 3.8 | -2.12 | 2.55 | 2.87 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 6.27 B | 6.12 B | 6.16 B | 5.8 B |
| Total Liabilities | 5.65 B | 5.55 B | 5.71 B | 5.39 B |
| Equity | 628.85 M | 568.98 M | 454.8 M | 405.61 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 18.8 M | 77.13 M | 10.89 M | 133.57 M |
| Investing CF | -140.04 M | -8.23 M | -310.09 M | -325.16 M |
| Financing CF | 142.67 M | -106.02 M | 293.17 M | 242.94 M |
| Free CF | 13.25 M | 72.15 M | 7.9 M | 125.2 M |
| Capex | -5.55 M | -4.97 M | -2.99 M | -8.37 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -46.02% | -0.08% | — | — |
| Earnings Growth % | -182.85% | -11.15% | — | — |
| Profit Margin % | -36.36% | 23.69% | 26.64% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-03-13 | $0.32 |
| 2025-12-15 | $0.31 |
| 2025-09-15 | $0.31 |
| 2025-06-13 | $0.31 |
| 2025-03-14 | $0.31 |
Stock Splits
No stock split history available.