Heritage Commerce Corp

$13.45 ▲ 0.79%
2026-04-21 07:22:01

Explore Heritage Commerce Corp stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$828.43 M
Current Price
$13.45
52W High / Low
$13.82 / $8.48
Stock P/E
17.32
Book Value
$11.55
Dividend Yield
3.87%
ROCE
ROE
6.84%
Face Value
EPS
$0.78
Exp Qtr EPS
Sector
Financial Services
Industry
Banks - Regional
Employees
342
Beta
0.68
Debt / Equity
0.06
Current Ratio
Quick Ratio
Forward P/E
12.52
Price / Sales
4.21
Enterprise Value
$244.75 M
EV / EBITDA
EV / Revenue
1.25
Rating
Hold
Target Price
$14.5
EPS Forecast (FY)

Pros

  • Balance sheet leverage appears manageable.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.
  • Meaningful dividend yield is available.

Cons

  • Return on equity is on the weaker side.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. Commerce Bancshares, Inc. $50.76 12.46 $7.47 B 2.15% 15.97% $63.19 / $46.99 $27.53
2. Home Bancorp, Inc. $63.9 11 $506.77 M 1.94% 11.08% $65.94 / $42.87 $55.56
3. Community Bancorp $38.18 12.03 $204.08 M 2.73% 16.03% $42.8 / $16.99 $20.36
4. First BanCorp. $23.53 10.63 $3.67 B 3.4% 18.97% $23.62 / $17.85 $12.64
5. Investar Holding Corporation $29.79 17.73 $406.11 M 1.48% 8.45% $31.77 / $16.01 $27.63
6. Huntington Bancshares Incorporated $16.95 12.23 $34.78 B 3.63% 10.1% $19.46 / $13.36 $13.79
7. Five Star Bancorp $41.01 14.23 $876.64 M 2.19% 14.62% $42.26 / $25.62 $20.86

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024
Sales56.57 M48.89 M46.82 M45.18 M48.87 M
Operating Profit
Net Profit15.12 M14.7 M6.39 M11.63 M10.62 M
EPS in Rs0.250.240.10.190.17

Profit & Loss

Figures shown in M / B

2025202420232022
Sales197.46 M172.4 M192.22 M189.99 M
Operating Profit
Net Profit47.83 M40.53 M64.44 M66.56 M
EPS in Rs0.780.661.051.08

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets5.76 B5.65 B5.19 B5.16 B
Total Liabilities5.06 B4.96 B4.52 B4.53 B
Equity708.57 M689.73 M672.9 M632.46 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF61.67 M38.97 M73.01 M69.85 M
Investing CF-431.51 M110.62 M70.18 M-669.49 M
Financing CF48.74 M410.4 M-41.67 M-399.98 M
Free CF61.3 M37.35 M71.34 M69.07 M
Capex-0.38 M-1.62 M-1.67 M-0.78 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %-10.31%1.17%
Earnings Growth %-37.11%-3.17%
Profit Margin %23.51%33.53%35.03%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-03-25$0.13
2026-02-05$0.13
2025-11-06$0.13
2025-08-07$0.13
2025-05-08$0.13
2025-02-06$0.13
2024-11-07$0.13
2024-08-08$0.13
2024-05-08$0.13
2024-02-07$0.13
2023-11-06$0.13
2023-08-09$0.13
2023-05-10$0.13
2023-02-08$0.13
2022-11-07$0.13
2022-08-10$0.13
2022-05-11$0.13
2022-02-09$0.13
2021-11-08$0.13
2021-08-11$0.13

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Russell 2000 ETF Mutual Fund 1.46 M $18.57 M 0.02% 2026-01-31
American Century ETF Trust-Avantis U.S. Small Cap Value ETF Mutual Fund 0.84 M $10.66 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio Mutual Fund 0.74 M $9.45 M 0.01% 2026-01-31
John Hancock Investment Trust II-Regional Bank Fund Mutual Fund 0.61 M $7.76 M 0.01% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.59 M $7.47 M 0.01% 2026-01-31
John Hancock Financial Opportunities Fund Mutual Fund 0.51 M $6.54 M 0.01% 2026-01-31
Blackrock Inc. Institutional 8.34 M $106.21 M 0.14% 2025-12-31
Vanguard Group Inc Institutional 3.44 M $43.84 M 0.06% 2025-12-31
Dimensional Fund Advisors LP Institutional 3.27 M $41.67 M 0.05% 2025-12-31
State Street Corporation Institutional 1.97 M $25.07 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 1.83 M $23.33 M 0.03% 2025-12-31
JPMORGAN CHASE & CO Institutional 1.65 M $21.04 M 0.03% 2025-12-31
Holdco Asset Management, LP Institutional 1.62 M $20.67 M 0.03% 2025-12-31
Boston Partners Institutional 1.57 M $19.95 M 0.03% 2025-12-31
First Trust Capital Management L.P. Institutional 1.55 M $19.73 M 0.03% 2025-12-31