South Plains Financial, Inc.
$43.97
▼
-0.62%
2026-04-21 09:33:01
www.spfi.bank
NMS: SPFI
Explore South Plains Financial, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$718.09 M
Current Price
$43.97
52W High / Low
$45.09 / $31.49
Stock P/E
12.28
Book Value
$30.31
Dividend Yield
1.55%
ROCE
—
ROE
12.54%
Face Value
—
EPS
$3.44
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
545
Beta
0.54
Debt / Equity
0.12
Current Ratio
—
Quick Ratio
—
Forward P/E
10.53
Price / Sales
3.5
Enterprise Value
$229.79 M
EV / EBITDA
—
EV / Revenue
1.11
Rating
Buy
Target Price
$48
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Washington Trust Bancorp, Inc. | $36.1 | 13.07 | $682.96 M | 6.2% | — | 10.02% | $37.08 / $25.23 | $28.56 |
| 2. | TFS Financial Corporation | $15.05 | 46.3 | $4.2 B | 7.51% | — | 4.76% | $15.42 / $12.09 | $6.82 |
| 3. | The Bancorp, Inc. | $60.96 | 11.48 | $2.62 B | — | — | 30.85% | $81.65 / $42.86 | $16.29 |
| 4. | Broadway Financial Corporation | $7.77 | — | $74.43 M | 4.03% | — | -9.05% | $8.85 / $5.51 | $12.73 |
| 5. | United Community Banks, Inc. | $34.31 | 12.58 | $4.13 B | 2.91% | — | 9.28% | $36.77 / $24.09 | $30.17 |
| 6. | Home BancShares, Inc. | $27.18 | 11.48 | $5.49 B | 3.09% | — | 11.52% | $30.83 / $25.68 | $21.88 |
| 7. | SHF Holdings, Inc. | $0.88 | — | $3.7 M | — | — | -2.3% | $9.19 / $0.71 | $2.4 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 52.45 M | 52.55 M | 53.09 M | 47.7 M | 50.41 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 15.25 M | 16.32 M | 14.61 M | 12.29 M | 16.5 M | — |
| EPS in Rs | 0.93 | 1 | 0.89 | 0.75 | 1.01 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 205.79 M | 189.3 M | 176.23 M | 209.25 M |
| Operating Profit | — | — | — | — |
| Net Profit | 58.47 M | 49.72 M | 62.74 M | 58.24 M |
| EPS in Rs | 3.58 | 3.04 | 3.84 | 3.56 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 4.48 B | 4.23 B | 4.2 B | 3.94 B |
| Total Liabilities | 3.99 B | 3.79 B | 3.8 B | 3.59 B |
| Equity | 493.84 M | 438.95 M | 407.11 M | 357.01 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 77.49 M | 59.38 M | 58.54 M | 123.59 M |
| Investing CF | -68.22 M | -13.93 M | -143.38 M | -408.86 M |
| Financing CF | 184.09 M | -16.53 M | 180.11 M | 33.33 M |
| Free CF | 71.83 M | 56.03 M | 53.86 M | 119.12 M |
| Capex | -5.66 M | -3.35 M | -4.68 M | -4.47 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 7.42% | -15.78% | — | — |
| Earnings Growth % | -20.76% | 7.74% | — | — |
| Profit Margin % | 26.26% | 35.6% | 27.83% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-02 | $0.17 |
| 2025-10-27 | $0.16 |
| 2025-07-28 | $0.16 |
| 2025-04-28 | $0.15 |
| 2025-02-03 | $0.15 |
Stock Splits
No stock split history available.