Trupanion, Inc.

$28.88 ▲ 0.83%
2026-04-21 09:55:00

Explore Trupanion, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$1.25 B
Current Price
$28.88
52W High / Low
$57.88 / $24.15
Stock P/E
64.54
Book Value
$8.85
Dividend Yield
ROCE
19.93%
ROE
5.5%
Face Value
EPS
$0.45
Exp Qtr EPS
Sector
Financial Services
Industry
Insurance - Property & Casualty
Employees
1,121
Beta
1.66
Debt / Equity
32.8
Current Ratio
1.67
Quick Ratio
1.69
Forward P/E
5.77
Price / Sales
0.74
Enterprise Value
$820.99 M
EV / EBITDA
26.39
EV / Revenue
0.57
Rating
Buy
Target Price
$43.25
EPS Forecast (FY)

Pros

  • Efficient use of capital employed.
  • Balance sheet leverage appears manageable.
  • Short-term liquidity looks comfortable.

Cons

  • Return on equity is on the weaker side.
  • Operating margin is thin.
  • Net margin is relatively low.
  • Valuation is rich on a P/E basis.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. Ategrity Specialty Insurance Company Holdings $21.21 15.52 $1.02 B 0.67% 15.02% $25.3 / $16.35 $12.78
2. The Progressive Corporation $205.62 10.48 $120.97 B 0.2% 40.45% $289.96 / $192.02 $51.74
3. Skyward Specialty Insurance Group, Inc. $46.51 12.18 $2.07 B 18.86% $65.05 / $40.6 $24.92
4. HCI Group, Inc. $154.6 6.76 $2.02 B 1.03% 40.46% $210.5 / $136.37 $43.12
5. Loews Corporation $110.44 13.85 $22.84 B 0.23% 9.43% $114.9 / $82.48 $90.71
6. CNA Financial Corporation $47.7 10.17 $12.9 B 3.98% 11.55% $50.72 / $43.29 $42.93
7. Hagerty, Inc. $10.86 75.7 $3.71 B 20.91% $14 / $8.37 $2.2

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024
Sales376.85 M366.92 M353.56 M341.98 M337.31 M
Operating Profit31.37 M27.8 M22.16 M19.35 M24 M
Net Profit5.63 M5.87 M9.41 M-1.48 M1.66 M
EPS in Rs0.130.140.22-0.030.04

Profit & Loss

Figures shown in M / B

2025202420232022
Sales1.44 B1.29 B1.11 B905.18 M
Operating Profit100.68 M67.35 M36.93 M46.75 M
Net Profit19.43 M-9.63 M-44.69 M-44.67 M
EPS in Rs0.45-0.22-1.03-1.03

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets915.04 M806.85 M782.95 M671.63 M
Total Liabilities531.11 M483.58 M479.23 M366.33 M
Equity383.94 M323.27 M303.72 M305.3 M
Current Assets691.06 M597.33 M562.09 M469.1 M
Current Liabilities409.81 M349.63 M344.47 M289.62 M

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF89.49 M48.29 M18.64 M-8 M
Investing CF-95.89 M-13.46 M7.64 M-67.52 M
Financing CF-22.86 M-3.96 M59.13 M60.74 M
Free CF75.36 M38.57 M0.36 M-25.09 M
Capex-14.13 M-9.72 M-18.28 M-17.09 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %15.97%22.47%
Earnings Growth %78.45%-0.05%
Profit Margin %-0.75%-4.03%-4.94%
Operating Margin %5.24%3.33%5.16%
Gross Margin %13.91%11.82%13.5%
EBITDA Margin %1.66%-1.85%-3.2%

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

No dividend history available.

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Core S&P Small-Cap ETF Mutual Fund 2.03 M $52.06 M 0.05% 2026-01-31
iShares Trust-iShares Russell 2000 ETF Mutual Fund 0.89 M $22.93 M 0.02% 2026-01-31
Fidelity Securities Fund-Fidelity Small Cap Growth Fund Mutual Fund 0.76 M $19.51 M 0.02% 2026-01-31
Fidelity Securities Fund-Fidelity Small Cap Growth K6 Fund Mutual Fund 0.38 M $9.87 M 0.01% 2026-01-31
Blackrock Inc. Institutional 5.38 M $138.06 M 0.12% 2025-12-31
Capital World Investors Institutional 4.12 M $105.76 M 0.09% 2025-12-31
AFLAC Inc. Institutional 3.64 M $93.27 M 0.08% 2025-12-31
Vanguard Group Inc Institutional 3.51 M $89.9 M 0.08% 2025-12-31
SmallCap World Fund Inc Mutual Fund 2.09 M $53.62 M 0.05% 2025-12-31
GROWTH FUND OF AMERICA Mutual Fund 1.98 M $50.68 M 0.05% 2025-12-31
Polar Capital Holdings PLC Institutional 1.48 M $37.83 M 0.03% 2025-12-31
FMR, LLC Institutional 1.4 M $35.93 M 0.03% 2025-12-31
State Street Corporation Institutional 1.29 M $33.11 M 0.03% 2025-12-31
Marshall Wace LLP Institutional 1.27 M $32.51 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 1.01 M $25.96 M 0.02% 2025-12-31