TWFG, Inc.

$19.75 ▲ 0.95%
2026-04-21 09:57:01
NMS: TWFG

Explore TWFG, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$1.06 B
Current Price
$19.75
52W High / Low
$36.85 / $16.56
Stock P/E
132.54
Book Value
$5.55
Dividend Yield
ROCE
7.27%
ROE
13.91%
Face Value
EPS
$0.53
Exp Qtr EPS
Sector
Financial Services
Industry
Insurance Brokers
Employees
400
Beta
Debt / Equity
4.89
Current Ratio
5.12
Quick Ratio
5.12
Forward P/E
16.93
Price / Sales
1.08
Enterprise Value
$362.14 M
EV / EBITDA
6.63
EV / Revenue
1.46
Rating
Buy
Target Price
$25.71
EPS Forecast (FY)

Pros

  • Balance sheet leverage appears manageable.
  • Short-term liquidity looks comfortable.
  • Strong operating margin profile.

Cons

  • Capital efficiency is modest.
  • Net margin is relatively low.

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Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales62.54 M61.74 M57.89 M51.8 M46.46 M
Operating Profit7.54 M6.94 M5.33 M4.07 M-0.07 M
Net Profit2.95 M1.72 M1.96 M1.34 M1.59 M
EPS in Rs0.20.110.130.090.11

Profit & Loss

Figures shown in M / B

2025202420232022
Sales233.96 M193.72 M166.99 M147.78 M
Operating Profit23.87 M19.2 M21.31 M19.1 M
Net Profit7.96 M2.75 M0 M0 M
EPS in Rs0.530.1800

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets372.33 M323.43 M115.44 M114.15 M
Total Liabilities55.69 M48.14 M84.39 M56.37 M
Equity83.38 M73.88 M31.05 M57.79 M
Current Assets225.52 M241.85 M75.11 M88.72 M
Current Liabilities44.08 M39.62 M34.91 M46.33 M

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF53.5 M40.48 M30.15 M25.75 M
Investing CF-70.38 M-25.05 M-14.65 M-14.5 M
Financing CF-20.55 M143.43 M-9.7 M-15.26 M
Free CF-8.77 M15.42 M14.51 M13.48 M
Capex-62.27 M-25.05 M-15.65 M-12.28 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2025202420232022
Revenue Growth %20.77%16.01%13%
Earnings Growth %190.09%
Profit Margin %3.4%1.42%0%0%
Operating Margin %10.2%9.91%12.76%12.92%
Gross Margin %26.84%24.04%21.66%20.73%
EBITDA Margin %26.96%22.88%18.64%18.3%

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

No dividend history available.

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
AB CAP FUND, INC.-AB Small Cap Growth Portfolio Mutual Fund 0.51 M $9.27 M 0.03% 2026-01-31
T. Rowe Price Investment Management, Inc. Institutional 2.85 M $51.52 M 0.19% 2025-12-31
Alliancebernstein L.P. Institutional 1.08 M $19.56 M 0.07% 2025-12-31
FMR, LLC Institutional 1.07 M $19.27 M 0.07% 2025-12-31
Capital International Investors Institutional 0.96 M $17.34 M 0.06% 2025-12-31
BAMCO Inc. Institutional 0.95 M $17.27 M 0.06% 2025-12-31
SmallCap World Fund Inc Mutual Fund 0.95 M $17.2 M 0.06% 2025-12-31
T. Rowe Price Small-Cap Stock Fund, Inc. Mutual Fund 0.89 M $16.08 M 0.06% 2025-12-31
BARON INVESTMENT Fd.S TRT -BARON DISCOVERY Fd. Mutual Fund 0.79 M $14.2 M 0.05% 2025-12-31
Vanguard Group Inc Institutional 0.65 M $11.84 M 0.04% 2025-12-31
Riverbridge Partners LLC Institutional 0.59 M $10.74 M 0.04% 2025-12-31
T. Rowe Price Small-Cap Value Fund, Inc. Mutual Fund 0.51 M $9.26 M 0.03% 2025-12-31
Nuveen, LLC Institutional 0.5 M $8.96 M 0.03% 2025-12-31
College Retirement Equities Fd.-College Retirement Equities Fd. - Tota Mutual Fund 0.5 M $8.96 M 0.03% 2025-12-31
CENTRAL SECURITIES CORP Institutional 0.47 M $8.59 M 0.03% 2025-12-31