UMB Financial Corporation

$122.85 ▼ -0.16%
2026-04-22 10:12:13
NMS: UMBF

Explore UMB Financial Corporation stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$9.36 B
Current Price
$122.85
52W High / Low
$136.11 / $89.34
Stock P/E
13.23
Book Value
$97.41
Dividend Yield
1.39%
ROCE
ROE
12.59%
Face Value
EPS
$9.29
Exp Qtr EPS
Sector
Financial Services
Industry
Banks - Regional
Employees
5,222
Beta
0.77
Debt / Equity
0.03
Current Ratio
Quick Ratio
Forward P/E
9.12
Price / Sales
3.66
Enterprise Value
$10.53 B
EV / EBITDA
EV / Revenue
4.22
Rating
Buy
Target Price
$142.83
EPS Forecast (FY)

Pros

  • Balance sheet leverage appears manageable.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.

Cons

  • Some data points may be missing or delayed because the source is not an official exchange feed.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. WesBanco, Inc. $36.32 15.84 $3.53 B 4.22% 6.54% $38.1 / $27.48 $39.64
2. First Busey Corporation $26.8 17.16 $2.32 B 3.85% 7.02% $27.65 / $19.55 $28.18
3. Texas Capital Bancshares, Inc. $105.75 13.98 $4.62 B 0.37% 9.44% $108.92 / $62.5 $75.28
4. United Bancorp, Inc. $15.78 11.84 $91.8 M 4.79% 11.57% $17.34 / $12.25 $12.25
5. Home Bancorp, Inc. $63.9 11 $506.77 M 1.94% 11.08% $65.94 / $42.87 $55.56
6. Shore Bancshares, Inc. $19.63 11.23 $668.03 M 2.4% 10.52% $20.68 / $12.19 $17.65
7. Parke Bancorp, Inc. $30.38 9.43 $356.33 M 2.37% 12.1% $31.45 / $17.16 $27.85

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024
Sales664.95 M621.56 M633.21 M510.19 M394.22 M
Operating Profit
Net Profit215.35 M188.32 M217.39 M81.33 M120 M
EPS in Rs2.832.472.861.071.58

Profit & Loss

Figures shown in M / B

2025202420232022
Sales2.43 B1.47 B1.33 B1.36 B
Operating Profit
Net Profit702.4 M441.24 M350.02 M431.68 M
EPS in Rs9.235.84.65.67

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets73.09 B50.41 B44.01 B38.51 B
Total Liabilities65.4 B46.94 B40.91 B35.85 B
Equity7.69 B3.47 B3.1 B2.67 B
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF1.03 B225.29 M472.6 M769.55 M
Investing CF-5.62 B-3.26 B-1.27 B-3.85 B
Financing CF3.92 B5.96 B4.77 B-4.58 B
Free CF978.11 M205.28 M449.5 M717.84 M
Capex-48.58 M-20.01 M-23.1 M-51.72 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %10.63%-2.47%
Earnings Growth %26.06%-18.92%
Profit Margin %30.08%26.4%31.75%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-03-10$0.43
2025-12-10$0.43
2025-09-10$0.4
2025-06-10$0.4
2025-03-10$0.4
2024-12-10$0.4
2024-09-10$0.39
2024-06-10$0.39
2024-03-08$0.39
2023-12-08$0.39
2023-09-08$0.38
2023-06-09$0.38
2023-03-09$0.38
2022-12-09$0.38
2022-09-09$0.37
2022-06-09$0.37
2022-03-09$0.37
2021-12-09$0.37
2021-09-09$0.37
2021-06-09$0.32

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Core S&P Mid-Cap ETF Mutual Fund 2.29 M $262.99 M 0.03% 2026-01-31
iShares Trust-iShares Russell 2000 ETF Mutual Fund 1.75 M $201.07 M 0.02% 2026-01-31
Vanguard Explorer Fund Mutual Fund 1.22 M $140.17 M 0.02% 2026-01-31
ALLSPRING FUNDS TRUST-Allspring Special Small Cap Value Fund Mutual Fund 1 M $114.91 M 0.01% 2026-01-31
Fidelity Securities Fund-Fidelity Small Cap Value Fund Mutual Fund 0.75 M $86.85 M 0.01% 2026-01-31
Blackrock Inc. Institutional 9.12 M $1.05 B 0.12% 2025-12-31
Vanguard Group Inc Institutional 7.68 M $884.06 M 0.1% 2025-12-31
UMB Bank NA/MO Institutional 4.81 M $553.32 M 0.06% 2025-12-31
State Street Corporation Institutional 4.18 M $481.16 M 0.05% 2025-12-31
Dimensional Fund Advisors LP Institutional 2.85 M $328.43 M 0.04% 2025-12-31
FMR, LLC Institutional 2.64 M $303.19 M 0.03% 2025-12-31
Wellington Management Group, LLP Institutional 2.59 M $298.04 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 2.15 M $247.57 M 0.03% 2025-12-31
Geode Capital Management, LLC Institutional 1.91 M $219.49 M 0.03% 2025-12-31
Neuberger Berman Group, LLC Institutional 1.74 M $200.62 M 0.02% 2025-12-31