Unity Bancorp, Inc.

$54.46 ▲ 1.21%
2026-04-21 10:02:01

Explore Unity Bancorp, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$547.85 M
Current Price
$54.46
52W High / Low
$57.3 / $40.34
Stock P/E
9.04
Book Value
$34.63
Dividend Yield
1.18%
ROCE
ROE
18.08%
Face Value
EPS
$5.67
Exp Qtr EPS
Sector
Financial Services
Industry
Banks - Regional
Employees
239
Beta
0.65
Debt / Equity
0.77
Current Ratio
Quick Ratio
Forward P/E
8.56
Price / Sales
4.39
Enterprise Value
$614.29 M
EV / EBITDA
EV / Revenue
4.8
Rating
Buy
Target Price
$65
EPS Forecast (FY)

Pros

  • Healthy return on equity.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.

Cons

  • Some data points may be missing or delayed because the source is not an official exchange feed.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. Alerus Financial Corporation $25.54 37.32 $650.78 M 3.28% 3.29% $26.32 / $16.58 $22.24
2. Bankwell Financial Group, Inc. $53 11.9 $418.78 M 1.52% 12.31% $53.86 / $28.18 $39.19
3. East West Bancorp, Inc. $122.61 12.87 $16.91 B 2.69% 15.95% $123.82 / $75.22 $64.68
4. Community Financial System, Inc. $63.37 15.86 $3.34 B 2.97% 11.17% $67.5 / $51.12 $38.08
5. Southside Bancshares, Inc. $33.06 14.27 $987.64 M 4.36% 8.34% $34.37 / $26.32 $28.52
6. Westamerica Bancorporation $52.91 11.37 $1.28 B 3.48% 12.74% $56.22 / $44.93 $37.91
7. SHF Holdings, Inc. $0.88 $3.7 M -2.3% $9.19 / $0.71 $2.4

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024
Sales34.84 M33.46 M36.14 M29.35 M27.33 M
Operating Profit
Net Profit15.47 M14.39 M16.49 M11.6 M11.51 M
EPS in Rs1.541.441.651.161.15

Profit & Loss

Figures shown in M / B

2025202420232022
Sales133.75 M104.4 M100.94 M97.64 M
Operating Profit
Net Profit57.95 M41.45 M39.71 M38.46 M
EPS in Rs5.794.143.963.84

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets2.97 B2.65 B2.58 B2.44 B
Total Liabilities2.62 B2.36 B2.32 B2.21 B
Equity345.63 M295.58 M261.43 M239.23 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF44.91 M47.99 M46.91 M42.67 M
Investing CF-256.84 M-92.81 M-57.85 M-541.28 M
Financing CF248.01 M30.49 M90.92 M368.59 M
Free CF44.34 M47.29 M45.95 M41.19 M
Capex-0.56 M-0.69 M-0.95 M-1.48 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %3.43%3.38%
Earnings Growth %4.39%3.25%
Profit Margin %39.7%39.34%39.39%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-03-06$0.16
2025-12-05$0.15
2025-09-05$0.15
2025-06-06$0.14
2025-03-14$0.14
2024-12-13$0.13
2024-09-06$0.13
2024-06-07$0.13
2024-03-14$0.13
2023-12-14$0.12
2023-09-07$0.12
2023-06-08$0.12
2023-03-09$0.12
2022-12-15$0.11
2022-09-08$0.11
2022-06-09$0.11
2022-03-10$0.1
2021-12-16$0.1
2021-09-09$0.09
2021-06-10$0.09

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
RBB Fund, Inc.-Adara Smaller Companies Fund Mutual Fund 0.06 M $3.29 M 0.01% 2026-02-28
iShares Trust-iShares Russell 2000 ETF Mutual Fund 0.18 M $9.73 M 0.02% 2026-01-31
American Century ETF Trust-Avantis U.S. Small Cap Value ETF Mutual Fund 0.17 M $9.26 M 0.02% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio Mutual Fund 0.07 M $3.92 M 0.01% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.07 M $3.71 M 0.01% 2026-01-31
Dimensional ETF Trust-Dimensional U.S. Targeted Value ETF Mutual Fund 0.06 M $3.04 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Portfolio Mutual Fund 0.05 M $2.66 M 0.01% 2026-01-31
Blackrock Inc. Institutional 0.51 M $27.25 M 0.05% 2025-12-31
Dimensional Fund Advisors LP Institutional 0.45 M $23.9 M 0.05% 2025-12-31
Vanguard Group Inc Institutional 0.43 M $22.62 M 0.04% 2025-12-31
BANC FUNDS CO LLC Institutional 0.38 M $19.87 M 0.04% 2025-12-31
Alliancebernstein L.P. Institutional 0.36 M $18.98 M 0.04% 2025-12-31
Wellington Management Group, LLP Institutional 0.24 M $12.66 M 0.02% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 0.22 M $11.61 M 0.02% 2025-12-31
American Century Companies Inc Institutional 0.21 M $10.87 M 0.02% 2025-12-31