VersaBank
$17.66
▲
0.76%
2026-04-21 10:05:01
www.versabank.com
NMS: VBNK
Explore VersaBank stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$700.72 M
Current Price
$17.66
52W High / Low
$24.1 / $13.79
Stock P/E
22.33
Book Value
$12.18
Dividend Yield
0.42%
ROCE
—
ROE
5.9%
Face Value
—
EPS
$0.7
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
131
Beta
1.03
Debt / Equity
0.2
Current Ratio
—
Quick Ratio
—
Forward P/E
8.92
Price / Sales
4.17
Enterprise Value
$15.98 M
EV / EBITDA
—
EV / Revenue
0.12
Rating
Buy
Target Price
$15.5
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Meaningful dividend yield is available.
Cons
- Return on equity is on the weaker side.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | NB Bancorp, Inc. | $22.25 | 18.83 | $947.03 M | 1.24% | — | 6.19% | $22.86 / $15.44 | $20.12 |
| 2. | Alerus Financial Corporation | $25.54 | 37.32 | $650.78 M | 3.28% | — | 3.29% | $26.32 / $16.58 | $22.24 |
| 3. | Enterprise Financial Services Corp | $58.49 | 10.8 | $2.18 B | 2.26% | — | 10.42% | $62.3 / $47.55 | $53.22 |
| 4. | PCB Bancorp | $24.41 | 9.27 | $347.32 M | 3.6% | — | 9.94% | $24.99 / $18.21 | $22.69 |
| 5. | Beacon Financial Corporation | $32.51 | 25.9 | $2.73 B | 3.99% | — | 4.86% | $32.83 / $22.81 | $29.7 |
| 6. | Ponce Financial Group, Inc. | $17.85 | 15.02 | $431.2 M | 0.26% | — | 5.48% | $18.05 / $10.88 | $13.78 |
| 7. | WaFd, Inc. | $35.2 | 10.55 | $2.66 B | 3.07% | — | 8.03% | $36.02 / $26.31 | $35.7 |
Quarterly Results
Figures shown in M / B
| Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|---|
| Sales | 36.51 M | 35.09 M | 31.58 M | 30.14 M | 27.83 M | — | — |
| Operating Profit | — | — | — | — | — | — | — |
| Net Profit | 11.07 M | 5.2 M | 6.58 M | 8.53 M | 8.14 M | — | — |
| EPS in Rs | 0.35 | 0.16 | 0.21 | 0.27 | 0.25 | — | 0.36 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 124.64 M | 111.63 M | 108.64 M | 82.39 M |
| Operating Profit | — | — | — | — |
| Net Profit | 28.46 M | 39.75 M | 42.16 M | 22.66 M |
| EPS in Rs | 0.89 | 1.24 | 1.31 | 0.71 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 5.81 B | 4.84 B | 4.2 B | 3.27 B |
| Total Liabilities | 5.28 B | 4.44 B | 3.82 B | 2.92 B |
| Equity | 532.67 M | 399.2 M | 377.16 M | 350.68 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 44.45 M | 272.7 M | 94.72 M | -32.65 M |
| Investing CF | 212.26 M | -157.58 M | -28.14 M | -141.61 M |
| Financing CF | 102.04 M | -23.33 M | -17.31 M | -6.3 M |
| Free CF | 43.5 M | 254.13 M | 94.36 M | -33.23 M |
| Capex | -0.95 M | -18.58 M | -0.36 M | -0.58 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 2.76% | 31.85% | — | — |
| Earnings Growth % | -5.73% | 86.08% | — | — |
| Profit Margin % | 35.61% | 38.81% | 27.5% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-04-10 | $0.018 |
| 2025-10-10 | $0.018 |
| 2025-07-07 | $0.018 |
| 2025-04-04 | $0.018 |
| 2025-01-10 | $0.017 |
Stock Splits
No stock split history available.