American Coastal Insurance Corporation

$11.93 ▼ -0.18%

2026-04-21 05:03:00

Explore American Coastal Insurance Corporation stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap

$577.7 M

Current Price

$11.93

52W High / Low

$13.05 / $9.97

Stock P/E

5.41

Book Value

$6.59

Dividend Yield

0%

ROCE

—

ROE

38.61%

Face Value

—

EPS

$2.15

Exp Qtr EPS

—

Sector

Financial Services

Industry

Insurance - Property & Casualty

Employees

68

Beta

-0.61

Debt / Equity

48.02

Current Ratio

1.05

Quick Ratio

—

Forward P/E

7.42

Price / Sales

1.66

Enterprise Value

$484.1 M

EV / EBITDA

3.17

EV / Revenue

1.44

Rating

None

Target Price

$14

EPS Forecast (FY)

—

ABOUT

In essence, american Coastal Insurance Corporation, through its subsidiaries, primarily is actively involved in the commercial and personal property and casualty insurance business in the United States. In essence, this organization delivers a broad range of structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. In essence, it also delivers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In essence, in addition, This organization delivers a broad range of equipment breakdown, identity theft, and flood policies. In essence, this organization markets and distributes its products through a network of independent agencies. In essence, this organization was formerly known as United Insurance Holdings Corp. In essence, and changed its name to American Coastal Insurance Corporation in July 2023. In essence, american Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida. ROE at 38.62% based on the latest available annual data. Debt to equity stands at 0.48x. Operating margin is 46.23% on trailing numbers. Trailing twelve month sales are available in the dataset.

Pros

Healthy return on equity.
Balance sheet leverage appears manageable.
Strong operating margin profile.
Net margin remains healthy.
Valuation is not stretched on P/E basis.

Cons

Some data points may be missing or delayed because the source is not an official exchange feed.

Sift Stocks

S.No.	Name	Price	P.E.	Market Cap	Div Yld %	ROCE	ROE	52Week High/ Low	Book Value
1.	Donegal Group Inc.	$17.65	8.41	$667.58 M	4.36%	—	13.38%	$21.12 / $16.43	$17.33
2.	Root, Inc.	$55.67	20.59	$850.5 M	—	—	11.32%	$162.99 / $40.91	$18.34
3.	Chubb Limited	$324.88	12.68	$126.6 B	1.17%	—	14.34%	$345.67 / $264.1	$188.59
4.	Donegal Group Inc.	$18.3	8.41	$667.58 M	4.36%	—	13.38%	$21.12 / $16.43	$17.33
5.	The Progressive Corporation	$205.62	10.48	$120.97 B	0.2%	—	40.45%	$289.96 / $192.02	$51.74
6.	Markel Group Inc.	$1,960	11.6	$24.72 B	0.07%	—	11.77%	$2,207.59 / $1,698.99	$1,477.23
7.	Bowhead Specialty Holdings Inc.	$24.06	15.06	$809.79 M	—	—	13.12%	$41.98 / $21.21	$13.7

Quarterly Results

Figures shown in M / B

	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024
Sales	86.27 M	90.29 M	86.36 M	72.08 M	79.05 M	—
Operating Profit	39.28 M	45.09 M	40.27 M	28.91 M	11.67 M	—
Net Profit	26.56 M	32.48 M	26.44 M	21.35 M	4.95 M	—
EPS in Rs	0.55	0.67	0.55	0.44	0.1	0.57

Profit & Loss

Figures shown in M / B

	2025	2024	2023	2022
Sales	335 M	296.44 M	263.68 M	220.78 M
Operating Profit	153.55 M	113.66 M	106.95 M	11.16 M
Net Profit	106.84 M	75.72 M	309.91 M	-469.86 M
EPS in Rs	2.21	1.57	6.41	-9.72

Balance Sheet

Figures shown in M / B

	2025	2024	2023	2022
Total Assets	1.07 B	1.22 B	1.06 B	2.84 B
Total Liabilities	755.17 M	980.45 M	893.61 M	3.02 B
Equity	317.56 M	235.66 M	168.76 M	-182.04 M
Current Assets	—	—	—	—
Current Liabilities	—	—	—	—

Cash Flow

Last available yearly cash flow history

	2025	2024	2023	2022
Operating CF	71.03 M	243.51 M	-136 M	-173.11 M
Investing CF	0.62 M	-179.21 M	-2.54 M	236.84 M
Financing CF	-1.08 M	-13.84 M	26.77 M	-25.39 M
Free CF	70.87 M	243.49 M	-136.2 M	-176.16 M
Capex	-0.15 M	-0.02 M	-0.2 M	-3.05 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

	2024	2023	2022	2021
Revenue Growth %	12.42%	19.43%	—	—
Earnings Growth %	-75.57%	165.96%	—	—
Profit Margin %	25.54%	117.53%	-212.81%	—
Operating Margin %	38.34%	40.56%	5.06%	—
Gross Margin %	—	—	—	—
EBITDA Margin %	—	—	—	—

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex Date	Dividend
2026-01-02	$0.75
2025-01-02	$0.5
2022-03-08	$0.06
2021-11-19	$0.06
2021-08-09	$0.06
2021-05-14	$0.06

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name	Type	Shares	Value	% Out	Report Date
Fidelity Concord Street Trust-Fidelity Extended Market Index Fund	Mutual Fund	0.13 M	$1.43 M	0%	2026-02-28
iShares Trust-iShares Russell 2000 ETF	Mutual Fund	0.65 M	$7.09 M	0.01%	2026-01-31
American Century ETF Trust-Avantis U.S. Small Cap Value ETF	Mutual Fund	0.57 M	$6.24 M	0.01%	2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund	Mutual Fund	0.24 M	$2.59 M	0%	2026-01-31
-City Different Investments Global Equity ETF	Mutual Fund	0.14 M	$1.49 M	0%	2026-01-31
iShares Trust-iShares Russell 2000 Value ETF	Mutual Fund	0.12 M	$1.28 M	0%	2026-01-31
Blackrock Inc.	Institutional	1.87 M	$20.48 M	0.04%	2025-12-31
Vanguard Group Inc	Institutional	1.35 M	$14.84 M	0.03%	2025-12-31
Tieton Capital Management, LLC	Institutional	1.22 M	$13.37 M	0.03%	2025-12-31
DG Capital Management, LLC	Institutional	1.07 M	$11.77 M	0.02%	2025-12-31
Empyrean Capital Partners, LP	Institutional	0.94 M	$10.32 M	0.02%	2025-12-31
Punch & Associates Investment Management, Inc.	Institutional	0.78 M	$8.52 M	0.02%	2025-12-31
American Century Companies Inc	Institutional	0.65 M	$7.11 M	0.01%	2025-12-31
Dimensional Fund Advisors LP	Institutional	0.63 M	$6.88 M	0.01%	2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund	Mutual Fund	0.62 M	$6.82 M	0.01%	2025-12-31