AmeriServ Financial, Inc.
$3.89
▲
2.49%
2026-04-21 05:26:00
www.ameriserv.com
NGM: ASRV
Explore AmeriServ Financial, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$67.86 M
Current Price
$3.89
52W High / Low
$4.04 / $2.11
Stock P/E
12.09
Book Value
$7.22
Dividend Yield
3.05%
ROCE
—
ROE
4.95%
Face Value
—
EPS
$0.34
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
311
Beta
0.43
Debt / Equity
0.63
Current Ratio
—
Quick Ratio
—
Forward P/E
—
Price / Sales
1.14
Enterprise Value
$80.25 M
EV / EBITDA
—
EV / Revenue
1.46
Rating
None
Target Price
—
EPS Forecast (FY)
—
Pros
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Return on equity is on the weaker side.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | First Financial Bankshares, Inc. | $32.64 | 17.33 | $4.69 B | 2.33% | — | 14.39% | $38.74 / $28.11 | $13.48 |
| 2. | First BanCorp. | $23.53 | 10.63 | $3.67 B | 3.4% | — | 18.97% | $23.62 / $17.85 | $12.64 |
| 3. | The Bancorp, Inc. | $60.96 | 11.48 | $2.62 B | — | — | 30.85% | $81.65 / $42.86 | $16.29 |
| 4. | Hancock Whitney Corporation | $69.35 | 11.63 | $5.66 B | 2.88% | — | 11.32% | $75.43 / $47.39 | $54.22 |
| 5. | German American Bancorp, Inc. | $44.15 | 14.76 | $1.66 B | 2.81% | — | 12% | $45 / $35.04 | $31 |
| 6. | TrustCo Bank Corp NY | $46.61 | 13.38 | $817.75 M | 3.26% | — | 8.97% | $48.45 / $28.09 | $38.08 |
| 7. | Home BancShares, Inc. | $27.18 | 11.48 | $5.49 B | 3.09% | — | 11.52% | $30.83 / $25.68 | $21.88 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 15.3 M | 15.41 M | 14.49 M | 14.05 M | 13.99 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 1.44 M | 2.54 M | -0.28 M | 1.91 M | 0.89 M | — |
| EPS in Rs | 0.09 | 0.15 | -0.02 | 0.11 | 0.05 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 59.25 M | 54.02 M | 52.41 M | 57.26 M |
| Operating Profit | — | — | — | — |
| Net Profit | 5.61 M | 3.6 M | -3.35 M | 7.45 M |
| EPS in Rs | 0.33 | 0.21 | -0.2 | 0.44 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.45 B | 1.42 B | 1.39 B | 1.36 B |
| Total Liabilities | 1.33 B | 1.32 B | 1.29 B | 1.26 B |
| Equity | 119.31 M | 107.25 M | 102.28 M | 106.18 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 3.19 M | 2.69 M | 6.29 M | 5.21 M |
| Investing CF | 11.07 M | -23.1 M | -39.99 M | -56.28 M |
| Financing CF | 18.89 M | 24.13 M | 24.77 M | 32.93 M |
| Free CF | 2.06 M | 0.98 M | 4.91 M | 3.13 M |
| Capex | -1.12 M | -1.71 M | -1.38 M | -2.08 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 3.08% | -8.46% | — | — |
| Earnings Growth % | 207.62% | -144.92% | — | — |
| Profit Margin % | 6.67% | -6.38% | 13.01% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-02 | $0.03 |
| 2025-11-03 | $0.03 |
| 2025-08-04 | $0.03 |
| 2025-05-05 | $0.03 |
| 2025-02-03 | $0.03 |
Stock Splits
No stock split history available.