BayFirst Financial Corp.
$7.8
▲
4.48%
2026-04-21 05:32:01
www.bayfirstfinancial.com
NCM: BAFN
Explore BayFirst Financial Corp. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$32.13 M
Current Price
$7.8
52W High / Low
$17.45 / $4.8
Stock P/E
—
Book Value
$17.49
Dividend Yield
4.09%
ROCE
—
ROE
-23.11%
Face Value
—
EPS
$-5.93
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
144
Beta
0.31
Debt / Equity
0.24
Current Ratio
—
Quick Ratio
—
Forward P/E
—
Price / Sales
0.71
Enterprise Value
$-142.25 M
EV / EBITDA
—
EV / Revenue
-3.59
Rating
None
Target Price
—
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Meaningful dividend yield is available.
Cons
- Return on equity is on the weaker side.
- Operating margin is thin.
- Net margin is relatively low.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Tompkins Financial Corporation | $85.25 | 7.61 | $1.23 B | 3.14% | — | 19.5% | $86.95 / $55.48 | $65.41 |
| 2. | Farmers National Banc Corp. | $14.02 | 15.27 | $833.78 M | 4.8% | — | 12.24% | $15.5 / $12.12 | $12.9 |
| 3. | Fidelity D & D Bancorp, Inc. | $45.8 | 9.55 | $269.25 M | 3.77% | — | 12.73% | $50 / $37 | $41.39 |
| 4. | Horizon Bancorp, Inc. | $17.97 | — | $927.7 M | 3.56% | — | -20.73% | $19.07 / $13.1 | $13.44 |
| 5. | USCB Financial Holdings, Inc. | $19.73 | 13.96 | $364.23 M | 2.13% | — | 12.07% | $20.79 / $15.56 | $11.97 |
| 6. | Third Coast Bancshares, Inc. | $41.78 | 10.39 | $688.78 M | 0.69% | — | 13.37% | $43.84 / $26.34 | $38.22 |
| 7. | FirstSun Capital Bancorp | $39.45 | 18.62 | $1.82 B | — | — | 8.92% | $42.34 / $29.95 | $41.36 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 9.92 M | 6.96 M | 20.59 M | 18.71 M | 20.52 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | -2.46 M | -18.9 M | -1.24 M | -0.34 M | 9.78 M | — |
| EPS in Rs | -0.6 | -4.6 | -0.3 | -0.08 | 2.38 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 56.18 M | 80.45 M | 78.76 M | 57.84 M |
| Operating Profit | — | — | — | — |
| Net Profit | -22.94 M | 12.6 M | 5.7 M | -0.35 M |
| EPS in Rs | -5.58 | 3.07 | 1.39 | -0.08 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.3 B | 1.29 B | 1.12 B | 938.89 M |
| Total Liabilities | 1.21 B | 1.18 B | 1.02 B | 847.01 M |
| Equity | 87.57 M | 110.92 M | 100.71 M | 91.88 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 285.3 M | 390.53 M | 454.8 M | 440.25 M |
| Investing CF | -194.94 M | -515.93 M | -641.28 M | -510.61 M |
| Financing CF | 38.84 M | 144.8 M | 178.82 M | 26.67 M |
| Free CF | 285 M | 388.84 M | 447.21 M | 432.19 M |
| Capex | -0.3 M | -1.69 M | -7.58 M | -8.06 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 2.15% | 36.17% | — | — |
| Earnings Growth % | 121.03% | 1733.81% | — | — |
| Profit Margin % | 15.66% | 7.24% | -0.6% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2025-05-30 | $0.08 |
| 2025-02-28 | $0.08 |
| 2024-11-29 | $0.08 |
| 2024-08-30 | $0.08 |
| 2024-05-31 | $0.08 |
Stock Splits
| Date | Split |
|---|---|
| 2021-05-12 | 1:1.5 |