Community Financial System, Inc.
$63.37
▲
0.08%
2026-04-21 05:55:01
Explore Community Financial System, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$3.34 B
Current Price
$63.37
52W High / Low
$67.5 / $51.12
Stock P/E
15.86
Book Value
$38.08
Dividend Yield
2.97%
ROCE
—
ROE
11.17%
Face Value
—
EPS
$3.97
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
2,853
Beta
0.78
Debt / Equity
0.23
Current Ratio
—
Quick Ratio
—
Forward P/E
11.64
Price / Sales
4.13
Enterprise Value
$3.75 B
EV / EBITDA
—
EV / Revenue
4.7
Rating
Hold
Target Price
$67.17
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Alerus Financial Corporation | $25.54 | 37.32 | $650.78 M | 3.28% | — | 3.29% | $26.32 / $16.58 | $22.24 |
| 2. | Third Coast Bancshares, Inc. | $41.78 | 10.39 | $688.78 M | 0.69% | — | 13.37% | $43.84 / $26.34 | $38.22 |
| 3. | RBB Bancorp | $22.93 | 12.25 | $391.33 M | 2.79% | — | 6.2% | $23.14 / $14.4 | $30.68 |
| 4. | BayCom Corp | $28.68 | 13.07 | $312.88 M | 3.6% | — | 7.22% | $33.15 / $25.11 | $31.31 |
| 5. | BancFirst Corporation | $115.2 | 15.81 | $3.91 B | 1.68% | — | 13.85% | $138.77 / $101.48 | $55.28 |
| 6. | Commerce Bancshares, Inc. | $50.76 | 12.46 | $7.47 B | 2.15% | — | 15.97% | $63.19 / $46.99 | $27.53 |
| 7. | Franklin Financial Services Corporation | $57.53 | 12.37 | $262.64 M | 2.33% | — | 13.27% | $59.95 / $33.44 | $39.11 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 215.74 M | 207.05 M | 199.26 M | 196.25 M | 196.29 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 54.42 M | 55.09 M | 51.33 M | 49.61 M | 49.79 M | — |
| EPS in Rs | 1.04 | 1.05 | 0.98 | 0.94 | 0.95 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 818.29 M | 746.3 M | 651.88 M | 679.36 M |
| Operating Profit | — | — | — | — |
| Net Profit | 210.46 M | 182.48 M | 131.92 M | 188.08 M |
| EPS in Rs | 4.01 | 3.47 | 2.51 | 3.58 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 17.3 B | 16.39 B | 15.56 B | 15.84 B |
| Total Liabilities | 15.3 B | 14.62 B | 13.86 B | 14.28 B |
| Equity | 2.01 B | 1.76 B | 1.7 B | 1.55 B |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 301.86 M | 242.28 M | 228.42 M | 214.6 M |
| Investing CF | -182.1 M | -835.62 M | 335.78 M | -2.14 B |
| Financing CF | -15.01 M | 599.38 M | -583.13 M | 259.22 M |
| Free CF | 233.33 M | 221.57 M | 209.84 M | 201.68 M |
| Capex | -68.53 M | -20.7 M | -18.59 M | -12.92 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 14.49% | -4.04% | — | — |
| Earnings Growth % | 38.32% | -29.86% | — | — |
| Profit Margin % | 24.45% | 20.24% | 27.69% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-03-16 | $0.47 |
| 2025-12-12 | $0.47 |
| 2025-09-12 | $0.47 |
| 2025-06-13 | $0.46 |
| 2025-03-14 | $0.46 |
Stock Splits
No stock split history available.