Chemung Financial Corporation
$67.95
▼
-0.19%
2026-04-21 06:01:01
www.chemungcanal.com
NMS: CHMG
Explore Chemung Financial Corporation stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$327.41 M
Current Price
$67.95
52W High / Low
$65.5 / $41.52
Stock P/E
21.68
Book Value
$53.16
Dividend Yield
2.16%
ROCE
—
ROE
6.43%
Face Value
—
EPS
$3.14
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
348
Beta
0.46
Debt / Equity
0.55
Current Ratio
—
Quick Ratio
—
Forward P/E
7.82
Price / Sales
3.12
Enterprise Value
$373.81 M
EV / EBITDA
—
EV / Revenue
4.12
Rating
Buy
Target Price
$66.25
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Return on equity is on the weaker side.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Auburn National Bancorporation, Inc. | $24.01 | 11.47 | $83.24 M | 4.54% | — | 8.52% | $29 / $19.1 | $26.35 |
| 2. | Patriot National Bancorp, Inc. | $1.38 | — | $162.75 M | — | — | -25.69% | $7.47 / $0.9 | $0.82 |
| 3. | Business First Bancshares, Inc. | $29 | 10.8 | $948.6 M | 2.07% | — | 10.36% | $30.32 / $22.01 | $25.22 |
| 4. | Hingham Institution for Savings | $289.3 | 11.18 | $610.07 M | 0.87% | — | 11.97% | $338 / $220.76 | $220.02 |
| 5. | BayFirst Financial Corp. | $7.8 | — | $32.13 M | 4.09% | — | -23.11% | $17.45 / $4.8 | $17.49 |
| 6. | Northpointe Bancshares, Inc. | $19.19 | 7.94 | $661.94 M | 0.52% | — | 16.17% | $19.48 / $11.43 | $16.5 |
| 7. | Commercial Bancgroup, Inc. | $29.65 | 10.79 | $401.35 M | 1.37% | — | 14.71% | $29.69 / $23.23 | $20.83 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 30.2 M | 28.51 M | 9.81 M | 25.43 M | 25.5 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 7.74 M | 7.79 M | -6.45 M | 6.02 M | 5.91 M | — |
| EPS in Rs | 1.61 | 1.62 | -1.34 | 1.25 | 1.23 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 93.95 M | 96.11 M | 97.96 M | 94.61 M |
| Operating Profit | — | — | — | — |
| Net Profit | 15.1 M | 23.67 M | 25 M | 28.78 M |
| EPS in Rs | 3.13 | 4.91 | 5.19 | 5.97 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 2.71 B | 2.78 B | 2.71 B | 2.65 B |
| Total Liabilities | 2.46 B | 2.56 B | 2.52 B | 2.48 B |
| Equity | 254.71 M | 215.31 M | 195.24 M | 166.39 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 45.5 M | 29.82 M | 30.88 M | 35.05 M |
| Investing CF | 68.32 M | -57.72 M | -82.38 M | -252.62 M |
| Financing CF | -110.76 M | 38.1 M | 32.48 M | 246.46 M |
| Free CF | 43.81 M | 26.19 M | 30.42 M | 34.62 M |
| Capex | -1.69 M | -3.63 M | -0.46 M | -0.43 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -1.89% | 3.54% | — | — |
| Earnings Growth % | -5.32% | -13.14% | — | — |
| Profit Margin % | 24.63% | 25.52% | 30.42% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-03-18 | $0.34 |
| 2025-12-19 | $0.34 |
| 2025-09-17 | $0.34 |
| 2025-06-17 | $0.32 |
| 2025-03-18 | $0.32 |
Stock Splits
No stock split history available.