Chime Financial, Inc.
$23.78
▲
1.52%
2026-04-22 10:12:13
www.chime.com
NMS: CHYM
Explore Chime Financial, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$9.14 B
Current Price
$23.78
52W High / Low
$44.94 / $16.17
Stock P/E
—
Book Value
$3.69
Dividend Yield
—
ROCE
-65.96%
ROE
-85.54%
Face Value
—
EPS
$-4.27
Exp Qtr EPS
—
Sector
Technology
Industry
Software - Application
Employees
1,519
Beta
—
Debt / Equity
9.61
Current Ratio
4.53
Quick Ratio
4.53
Forward P/E
17.05
Price / Sales
3.44
Enterprise Value
$6.54 B
EV / EBITDA
-11.08
EV / Revenue
2.99
Rating
Buy
Target Price
$31.88
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Short-term liquidity looks comfortable.
- Valuation is not stretched on P/E basis.
Cons
- Return on equity is on the weaker side.
- Capital efficiency is modest.
- Net margin is relatively low.
Sift Stocks
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|---|---|---|---|---|---|---|---|---|---|
| 1. | Auddia Inc. | $4.53 | — | $2.3 M | — | -154.06% | -1.54% | $56.13 / $3.31 | $14.87 |
| 2. | Infobird Co., Ltd | $1.01 | — | $8.6 M | — | -2.48% | -1.35% | $1.69 / $0.66 | $8.14 |
| 3. | Clear Secure, Inc. | $56.83 | 61.32 | $6.69 B | 1.39% | 34.31% | 76.03% | $56.51 / $23.76 | $1.81 |
| 4. | Health In Tech, Inc. | $1.5 | 66.95 | $85.62 M | — | 8.52% | 8.45% | $4.02 / $0.55 | $0.3 |
| 5. | Sprinklr, Inc. | $5.33 | 59.21 | $1.36 B | — | 8.76% | 3.8% | $9.4 / $5.12 | $2.38 |
| 6. | Blend Labs, Inc. | $1.61 | — | $403.67 M | — | -15.98% | -0.85% | $4.49 / $1.33 | $-0.12 |
| 7. | ServiceTitan, Inc. | $66.28 | — | $6.13 B | — | -10.33% | -10.73% | $131.33 / $55.23 | $16.12 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 596.36 M | 543.52 M | 528.15 M | 518.74 M | 475.21 M | — |
| Operating Profit | -53.77 M | -64.71 M | -930.64 M | 9.14 M | -27.15 M | — |
| Net Profit | -44.78 M | -54.72 M | -923.38 M | 12.94 M | -19.61 M | — |
| EPS in Rs | -0.13 | -0.16 | -2.62 | 0.04 | -0.06 | -0.07 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 2.19 B | 1.67 B | 1.28 B | 1.01 B |
| Operating Profit | -1.04 B | -62.2 M | -235.78 M | -478.7 M |
| Net Profit | -1.01 B | -25.34 M | -203.2 M | -470.25 M |
| EPS in Rs | -2.87 | -0.07 | -0.58 | -1.34 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.96 B | 1.46 B | 1.32 B | 1.42 B |
| Total Liabilities | 562.9 M | 501.52 M | 383.74 M | 316.71 M |
| Equity | 1.4 B | 959.52 M | 936.51 M | 1.1 B |
| Current Assets | 1.76 B | 1.29 B | 1.16 B | 1.27 B |
| Current Liabilities | 387.92 M | 374.82 M | 288.65 M | 215.51 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 52.78 M | 64.14 M | -156.59 M | -434.13 M |
| Investing CF | -289.69 M | 45.66 M | 167.01 M | 150.54 M |
| Financing CF | 367.67 M | 0.46 M | 0.84 M | 1.02 M |
| Free CF | 24.06 M | 49.67 M | -184.41 M | -507.05 M |
| Capex | -28.72 M | -14.47 M | -27.82 M | -72.91 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue Growth % | 30.69% | 30.88% | 26.73% | — |
| Earnings Growth % | -3884.91% | 87.53% | 56.79% | — |
| Profit Margin % | -46.18% | -1.51% | -15.89% | -46.61% |
| Operating Margin % | -47.56% | -3.72% | -18.44% | -47.45% |
| Gross Margin % | 87.97% | 87.6% | 82.81% | 78.72% |
| EBITDA Margin % | -46.19% | -2.2% | -17.43% | -46.73% |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.