Civista Bancshares, Inc.
$24.28
▼
-0.22%
2026-04-21 06:03:01
www.civb.com
NCM: CIVB
Explore Civista Bancshares, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$502.97 M
Current Price
$24.28
52W High / Low
$25.59 / $18.8
Stock P/E
10.88
Book Value
$26.2
Dividend Yield
2.93%
ROCE
—
ROE
9.92%
Face Value
—
EPS
$2.64
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
526
Beta
0.63
Debt / Equity
0.52
Current Ratio
—
Quick Ratio
—
Forward P/E
8.42
Price / Sales
3.51
Enterprise Value
$709.02 M
EV / EBITDA
—
EV / Revenue
4.19
Rating
Buy
Target Price
$26.33
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Affinity Bancshares, Inc. | $22.4 | 16.38 | $136.46 M | 0% | — | 2.05% | $22.5 / $17.75 | $20.84 |
| 2. | Capital City Bank Group, Inc. | $46.9 | 13.18 | $811.04 M | 2.31% | — | 11.75% | $47.69 / $33.64 | $32.36 |
| 3. | Metropolitan Bank Holding Corp. | $91.35 | 16.07 | $1.14 B | 0.9% | — | 9.65% | $97.84 / $51.83 | $73.66 |
| 4. | Park National Corporation | $175.45 | 17.52 | $3.16 B | 2.51% | — | 13.87% | $179.48 / $140.12 | $84.14 |
| 5. | Flagstar Bank, National Association | $14.81 | — | $6.17 B | 0.27% | — | -2.17% | $14.9 / $10.27 | $18.37 |
| 6. | Bank of the James Financial Group, Inc. | $23.35 | 11.74 | $105.91 M | 1.73% | — | 12.45% | $23.45 / $13 | $17.62 |
| 7. | Inter & Co, Inc. | $8.23 | 13.77 | $3.63 B | 1.37% | — | 14.36% | $10.36 / $5.62 | $4.43 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 46.61 M | 43.1 M | 40.72 M | 40.05 M | 39.7 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 12.27 M | 12.76 M | 11.02 M | 10.17 M | 9.89 M | — |
| EPS in Rs | 0.5 | 0.52 | 0.45 | 0.41 | 0.4 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 169.82 M | 151.91 M | 160.24 M | 137.03 M |
| Operating Profit | — | — | — | — |
| Net Profit | 46.21 M | 31.68 M | 42.96 M | 39.43 M |
| EPS in Rs | 1.87 | 1.28 | 1.74 | 1.6 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 4.34 B | 4.1 B | 3.86 B | 3.64 B |
| Total Liabilities | 3.79 B | 3.71 B | 3.49 B | 3.3 B |
| Equity | 543.47 M | 388.5 M | 372 M | 334.83 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 43.27 M | 48.25 M | 62.7 M | 25.18 M |
| Investing CF | 55.59 M | -258.8 M | -311.78 M | -410.36 M |
| Financing CF | -84.7 M | 213.3 M | 266.13 M | 164.3 M |
| Free CF | 42.12 M | 44.06 M | 59.27 M | 18.68 M |
| Capex | -1.16 M | -4.19 M | -3.43 M | -6.51 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -5.2% | 16.94% | — | — |
| Earnings Growth % | -26.26% | 8.97% | — | — |
| Profit Margin % | 20.86% | 26.81% | 28.77% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-10 | $0.18 |
| 2025-11-04 | $0.17 |
| 2025-08-05 | $0.17 |
| 2025-04-29 | $0.17 |
| 2025-02-04 | $0.17 |
Stock Splits
No stock split history available.