Citizens Community Bancorp, Inc.
$20.68
▼
-0.25%
2026-04-21 06:21:01
ccf.us
NGM: CZWI
Explore Citizens Community Bancorp, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$200.18 M
Current Price
$20.68
52W High / Low
$21 / $12.83
Stock P/E
13.88
Book Value
$12.62
Dividend Yield
2.04%
ROCE
—
ROE
7.86%
Face Value
—
EPS
$1.46
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
217
Beta
0.56
Debt / Equity
0.28
Current Ratio
—
Quick Ratio
—
Forward P/E
9.78
Price / Sales
3.3
Enterprise Value
$326.43 M
EV / EBITDA
—
EV / Revenue
5.41
Rating
None
Target Price
$21.25
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Return on equity is on the weaker side.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Catalyst Bancorp, Inc. | $15.95 | 31.54 | $64.73 M | — | — | 2.53% | $18.16 / $10.93 | $21.84 |
| 2. | Tompkins Financial Corporation | $85.25 | 7.61 | $1.23 B | 3.14% | — | 19.5% | $86.95 / $55.48 | $65.41 |
| 3. | GBank Financial Holdings Inc. | $30.06 | — | $434.98 M | — | — | 13.66% | $45 / $23.87 | $11.52 |
| 4. | Third Coast Bancshares, Inc. | $41.78 | 10.39 | $688.78 M | 0.69% | — | 13.37% | $43.84 / $26.34 | $38.22 |
| 5. | Timberland Bancorp, Inc. | $41.27 | 10.73 | $327.59 M | 2.79% | — | 11.79% | $43.55 / $28.42 | $34.06 |
| 6. | Hanover Bancorp, Inc. | $22.58 | 21.71 | $162.59 M | 1.76% | — | 3.77% | $24.36 / $19.45 | $27.36 |
| 7. | Hingham Institution for Savings | $289.3 | 11.18 | $610.07 M | 0.87% | — | 11.97% | $338 / $220.76 | $220.02 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 15.72 M | 16.24 M | 16.15 M | 14.18 M | 13.47 M |
| Operating Profit | — | — | — | — | — |
| Net Profit | 4.27 M | 3.68 M | 3.27 M | 3.2 M | 2.7 M |
| EPS in Rs | 0.44 | 0.38 | 0.34 | 0.33 | 0.28 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 62.29 M | 56.29 M | 58.54 M | 67.19 M |
| Operating Profit | — | — | — | — |
| Net Profit | 14.42 M | 13.75 M | 13.06 M | 17.76 M |
| EPS in Rs | 1.5 | 1.43 | 1.36 | 1.84 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.78 B | 1.75 B | 1.85 B | 1.82 B |
| Total Liabilities | 1.59 B | 1.57 B | 1.68 B | 1.65 B |
| Equity | 187.94 M | 179.08 M | 173.33 M | 167.09 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 11.69 M | 20.4 M | 13.12 M | 29.29 M |
| Investing CF | 45.71 M | 113.74 M | -34.2 M | -119.19 M |
| Financing CF | 11.28 M | -121.11 M | 22.86 M | 77.57 M |
| Free CF | 10.38 M | 19.51 M | 11.76 M | 25.69 M |
| Capex | -1.31 M | -0.89 M | -1.37 M | -3.6 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -3.84% | -12.88% | — | — |
| Earnings Growth % | 5.3% | -26.47% | — | — |
| Profit Margin % | 24.43% | 22.31% | 26.43% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-06 | $0.105 |
| 2025-02-07 | $0.36 |
| 2024-02-08 | $0.32 |
| 2023-02-02 | $0.29 |
| 2022-02-11 | $0.26 |
Stock Splits
No stock split history available.