Fifth District Bancorp, Inc.

$15.07 ▼ -0.07%
2026-06-06 07:58:01

Explore Fifth District Bancorp, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$79.39 M
Current Price
$15.07
52W High / Low
$15.64 / $11.7
Stock P/E
18.06
Book Value
$24.26
Dividend Yield
ROCE
ROE
3.37%
Face Value
EPS
$0.86
Exp Qtr EPS
Sector
Financial Services

FDSB — Monthly Price History

Adjusted close price  ·  Hover to see price & month

Pros

  • Strong operating margin profile.
  • Net margin remains healthy.

Cons

  • Return on equity is on the weaker side.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. HDFC Bank Limited $23.41 15.28 $122.02 B 0.01% 13.6% $1,020.5 / $726.65 $4
2. ICICI Bank Limited $25.95 16.43 $93.55 B 0% 15.75% $15.75 / $1,187.6 $5.33
3. The PNC Financial Services Group, Inc. $228.37 12.57 $90.67 B 2.99% 11.98% $243.94 / $172.73 $155.18
4. U.S. Bancorp $55.69 10.57 $82.49 B 3.94% 12.21% $61.19 / $42.55 $41.92
5. Truist Financial Corporation $49.2 11.09 $61.3 B 4.23% 8.51% $56.2 / $38.84 $51.64
6. Deutsche Bank Aktiengesellschaft $31.51 7.34 $60.06 B 0.03% 9.12% $34.26 / $23.55 $47.78
7. Fifth Third Bancorp $52.01 21.7 $47.15 B 3.09% 8.86% $55.44 / $37.86 $32.86

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales3.64 M3.57 M6.87 M3.2 M3.09 M
Operating Profit
Net Profit0.54 M0.34 M3.13 M0.08 M0.16 M
EPS in Rs0.10.060.590.010.03-0.15

Profit & Loss

Figures shown in M / B

2025202420232022
Sales17.28 M10.07 M11.02 M13.73 M
Operating Profit
Net Profit4.09 M-1.08 M0.8 M2.91 M
EPS in Rs0.77-0.20.150.55

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets534.39 M527.31 M480.8 M473.43 M
Total Liabilities404.64 M401.53 M403 M397.36 M
Equity129.76 M125.78 M77.8 M76.07 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF1.33 M-1.05 M0.8 M3.97 M
Investing CF-5.03 M-27.48 M-6.64 M-25.86 M
Financing CF-0.36 M47.15 M5.11 M18.35 M
Free CF0.94 M-1.56 M-1.11 M2.9 M
Capex-0.38 M-0.51 M-1.91 M-1.07 M

5Y Margin & Growth History

Last 5 years of annual financial statement data.

2025202420232022
Revenue Growth %71.63%-8.66%-19.75%
Earnings Growth %479.22%-235.26%-72.61%
Profit Margin %23.66%-10.71%7.23%21.19%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend payments and stock split events.

Dividend History

No dividend history available.

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
Fidelity Concord Street Trust-Fidelity Extended Market Index Fund Mutual Fund 0.02 M $0.33 M 0% 2026-02-28
Fidelity Concord Street Trust-Fidelity Total Market Index Fund Mutual Fund 0.01 M $0.13 M 0% 2026-02-28
Fidelity Concord Street Trust-Fidelity Series Total Market Index Fund Mutual Fund 0.01 M $0.12 M 0% 2026-02-28
iShares Trust-iShares Micro-Cap ETF Mutual Fund 0.01 M $0.21 M 0% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Vector Equity Portfolio Mutual Fund 0 M $0.01 M 0% 2026-01-31
Alliancebernstein L.P. Institutional 0.28 M $4.09 M 0.05% 2025-12-31
Vanguard Group Inc Institutional 0.26 M $3.91 M 0.05% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 0.17 M $2.54 M 0.03% 2025-12-31
Mangrove Partners IM, LLC Institutional 0.14 M $2.1 M 0.03% 2025-12-31
Stilwell Value LLC Institutional 0.08 M $1.18 M 0.02% 2025-12-31
Renaissance Technologies, LLC Institutional 0.06 M $0.94 M 0.01% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund Mutual Fund 0.05 M $0.8 M 0.01% 2025-12-31
Morgan Stanley Institutional 0.05 M $0.74 M 0.01% 2025-12-31
Geode Capital Management, LLC Institutional 0.05 M $0.71 M 0.01% 2025-12-31
Raymond James Financial, Inc. Institutional 0.05 M $0.68 M 0.01% 2025-12-31

Frequently Asked Questions — Fifth District Bancorp, Inc.

Will Fifth District Bancorp, Inc. stock hit $18 in 2026?

Fifth District Bancorp, Inc. (FDSB) is currently trading at $15.07, with a 52-week range of $11.7 to $15.64. Reaching the $18 level would represent a 20% gain from the current price — a target many investors consider when evaluating near-term upside potential.

Whether Fifth District Bancorp, Inc. can reach $18 in 2026 depends on several factors: revenue and earnings growth trajectory, broader market conditions, sector sentiment within the Financial Services space, and any company-specific catalysts such as product launches, earnings beats, or strategic announcements.

Historically, FDSB has delivered a 22.5% CAGR over the past 5 years, which suggests the stock has demonstrated meaningful long-term growth momentum. However, past performance does not guarantee future results, and short-term price movements can be influenced by macroeconomic shifts, interest rate changes, and investor sentiment. Use the FDSB Stock Return Calculator on StockSifting to model different growth scenarios and see how various CAGR assumptions translate to potential price targets. This content is for informational purposes only and does not constitute financial advice.

Is Fifth District Bancorp, Inc. stock worth buying at $15.07?

Whether Fifth District Bancorp, Inc. (FDSB) is worth buying at $15.07 depends on your investment goals, time horizon, and risk tolerance. Here is a breakdown of the key metrics investors typically evaluate:

Valuation: Fifth District Bancorp, Inc. trades at a Price-to-Earnings (P/E) ratio of 18.1x, which can be compared against other Financial Services companies to assess whether the stock is expensive or attractively priced relative to its peers.

Profitability & efficiency: Its Return on Equity (ROE) stands at 3.4%.

Financial health: Review the balance sheet section on StockSifting for the latest debt levels, cash reserves, and liquidity ratios.

Analyst view: Analyst estimates are not currently available for FDSB. Always conduct your own due diligence and consider consulting a qualified financial advisor before making any investment decisions. Nothing on StockSifting constitutes financial advice.

What is the analyst price target for Fifth District Bancorp, Inc. (FDSB) in 2026?

Analyst price target data for Fifth District Bancorp, Inc. (FDSB) is not currently available on StockSifting. Analyst coverage and price targets are typically published by brokerage research desks for widely followed stocks, and are updated regularly after earnings results or major corporate events. Check back for the latest estimates, or explore FDSB's financial ratios, historical returns, and fundamental data available on this page to form your own view.

Is Fifth District Bancorp, Inc. overvalued at a P/E ratio of 18.1x?

Fifth District Bancorp, Inc. (FDSB) currently has a Price-to-Earnings (P/E) ratio of 18.1x, meaning investors are paying $18.1 for every $1 of the company's trailing twelve-month earnings. Whether this makes the stock overvalued depends on several contextual factors:

Sector context: The Financial Services sector tends to command higher valuation multiples when growth expectations are elevated. A 18.1x P/E falls within a moderate range, reflecting reasonable market confidence in Fifth District Bancorp, Inc.'s earnings outlook.

Growth-adjusted valuation: A P/E ratio in isolation can be misleading. Fast-growing companies often deserve higher P/E multiples because their future earnings are expected to rise significantly. A more complete picture comes from looking at the PEG ratio (P/E divided by earnings growth rate) — a PEG below 1 is often considered undervalued, while above 2 may signal overvaluation.

Additional metrics to review: P/E is just one lens. Compare it alongside the Price-to-Book (P/B) ratio, EV/EBITDA, Price-to-Sales, and free cash flow yield for a more complete valuation picture. View all of FDSB's valuation ratios on StockSifting's ratios section. Valuation is subjective and context-dependent — this is not investment advice.

What will Fifth District Bancorp, Inc. stock be worth in 2029?

Projecting Fifth District Bancorp, Inc. (FDSB)'s stock price 3 years into the future — to 2029 — requires making assumptions about the company's earnings growth, valuation multiple, and broader market conditions. No projection is guaranteed, but historical growth rates offer a reasonable starting point.

Based on FDSB's historical 5-year Compound Annual Growth Rate (CAGR) of 22.5%, if that rate of growth were to continue, the stock could reach approximately $28 by 2029 — up from its current price of $15.07. This projection assumes the historical CAGR holds, which depends on Fifth District Bancorp, Inc. sustaining its revenue growth, maintaining profit margins, and the market continuing to reward it at a similar valuation multiple.

In reality, stock prices rarely follow a straight-line trajectory. Short-term volatility, earnings misses, sector rotations, interest rate changes, and macroeconomic events can all cause significant deviations from any modeled path. Investors with a 3-year horizon should focus on the fundamental business trajectory — revenue growth, expanding margins, and free cash flow generation — rather than short-term price fluctuations.

You can model different scenarios — conservative, base, and bull case — using the FDSB Return Calculator on StockSifting. Enter any investment amount and CAGR assumption to see projected outcomes over your chosen time horizon. All projections are mathematical estimates only and do not constitute financial advice.