Independent Bank Corp.

$79.23 ▲ 0.75%
2026-04-21 07:30:01

Explore Independent Bank Corp. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$3.85 B
Current Price
$79.23
52W High / Low
$87 / $52.15
Stock P/E
15.99
Book Value
$72.41
Dividend Yield
3.23%
ROCE
ROE
6.25%
Face Value
EPS
$4.44
Exp Qtr EPS
Sector
Financial Services
Industry
Banks - Regional
Employees
2,294
Beta
0.81
Debt / Equity
0.23
Current Ratio
Quick Ratio
Forward P/E
9.58
Price / Sales
4.92
Enterprise Value
$4.06 B
EV / EBITDA
EV / Revenue
5.12
Rating
Buy
Target Price
$90
EPS Forecast (FY)

Pros

  • Balance sheet leverage appears manageable.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.
  • Meaningful dividend yield is available.

Cons

  • Return on equity is on the weaker side.

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1. Banner Corporation $64.84 11.24 $2.2 B 3.1% 10.5% $69.83 / $57.05 $57.08
2. Hoyne Bancorp, Inc. $16 $129.55 M 0.19% $16.14 / $13.35 $19.93
3. Merchants Bancorp $49.89 10.48 $2.29 B 0.88% 9.67% $49.97 / $27.25 $37.69
4. Bank OZK $49.24 7.81 $5.59 B 3.7% 12.09% $53.66 / $39.82 $52.46
5. Central Plains Bancshares, Inc. $17.53 18.93 $73.68 M 4.61% $17.89 / $14.23 $22.42
6. Metropolitan Bank Holding Corp. $91.35 16.07 $1.14 B 0.9% 9.65% $97.84 / $51.83 $73.66
7. Bank of Hawaii Corporation $80.06 15.45 $3.18 B 3.5% 11.7% $82.73 / $59.36 $37.91

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales245.44 M243.74 M179.82 M176.11 M174.92 M
Operating Profit
Net Profit75.33 M34.26 M51.1 M44.42 M50.03 M
EPS in Rs1.550.711.050.911.03

Profit & Loss

Figures shown in M / B

2025202420232022
Sales849.03 M683.11 M722.13 M720.25 M
Operating Profit
Net Profit205.12 M192.08 M239.5 M263.81 M
EPS in Rs4.223.954.935.43

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets24.91 B19.37 B19.35 B19.29 B
Total Liabilities21.35 B16.38 B16.45 B16.41 B
Equity3.57 B2.99 B2.9 B2.89 B
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF251.16 M229.92 M276.99 M421.2 M
Investing CF5.05 M-33.01 M-211.65 M-1 B
Financing CF295.8 M-201.35 M-193.95 M-1.31 B
Free CF239.03 M209.49 M261.15 M399.13 M
Capex-12.13 M-20.43 M-15.84 M-22.07 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %-5.4%0.26%
Earnings Growth %-19.8%-9.22%
Profit Margin %28.12%33.17%36.63%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-03-30$0.64
2025-12-29$0.59
2025-09-29$0.59
2025-06-30$0.59
2025-03-31$0.59
2024-12-30$0.57
2024-09-30$0.57
2024-07-01$0.57
2024-03-28$0.57
2023-12-22$0.55
2023-09-29$0.55
2023-06-23$0.55
2023-03-24$0.55
2022-12-23$0.55
2022-09-23$0.51
2022-06-24$0.51
2022-03-25$0.51
2021-12-23$0.48
2021-09-24$0.48
2021-06-25$0.48

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Core S&P Small-Cap ETF Mutual Fund 2.99 M $229.28 M 0.06% 2026-01-31
iShares Trust-iShares Russell 2000 ETF Mutual Fund 1.19 M $91.56 M 0.02% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio Mutual Fund 0.59 M $45.44 M 0.01% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.49 M $37.44 M 0.01% 2026-01-31
SPDR SERIES TRUST-State Street SPDR Portfolio S&P 600 Small Cap ETF Mutual Fund 0.45 M $34.73 M 0.01% 2026-01-31
Blackrock Inc. Institutional 7.16 M $549.69 M 0.15% 2025-12-31
Vanguard Group Inc Institutional 5.87 M $450.98 M 0.12% 2025-12-31
Dimensional Fund Advisors LP Institutional 2.57 M $197.17 M 0.05% 2025-12-31
State Street Corporation Institutional 2.46 M $188.69 M 0.05% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 1.58 M $121.52 M 0.03% 2025-12-31
Alliancebernstein L.P. Institutional 1.54 M $118.1 M 0.03% 2025-12-31
Rockland Trust Company Institutional 1.26 M $96.87 M 0.03% 2025-12-31
Geode Capital Management, LLC Institutional 1.23 M $94.63 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund Mutual Fund 1.12 M $86.36 M 0.02% 2025-12-31
Nomura Asset Management International Inc Institutional 1.05 M $80.59 M 0.02% 2025-12-31