Lemonade, Inc.

$68.67 ▲ 0.65%
2026-04-21 07:55:01

Explore Lemonade, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$5.25 B
Current Price
$68.67
52W High / Low
$99.9 / $25.07
Stock P/E
Book Value
$7.03
Dividend Yield
ROCE
ROE
-29.37%
Face Value
EPS
$-2.24
Exp Qtr EPS
Sector
Financial Services
Industry
Insurance - Property & Casualty
Employees
1,282
Beta
2.04
Debt / Equity
34.13
Current Ratio
1
Quick Ratio
Forward P/E
-151.25
Price / Sales
5.64
Enterprise Value
$3.94 B
EV / EBITDA
-32.45
EV / Revenue
5.34
Rating
Hold
Target Price
$65.11
EPS Forecast (FY)

Pros

  • Balance sheet leverage appears manageable.
  • Valuation is not stretched on P/E basis.

Cons

  • Return on equity is on the weaker side.
  • Operating margin is thin.
  • Net margin is relatively low.

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1. Trupanion, Inc. $28.88 64.54 $1.25 B 19.93% 5.5% $57.88 / $24.15 $8.85
2. The Travelers Companies, Inc. $300.49 8.94 $64.08 B 1.66% 20.7% $313.12 / $247.81 $151.24
3. HCI Group, Inc. $154.6 6.76 $2.02 B 1.03% 40.46% $210.5 / $136.37 $43.12
4. American Integrity Insurance Group, Inc. $19.26 3.86 $384.14 M 0% 39.9% $26.36 / $15.78 $17.21
5. Bowhead Specialty Holdings Inc. $24.06 15.06 $809.79 M 13.12% $41.98 / $21.21 $13.7
6. Root, Inc. $55.67 20.59 $850.5 M 11.32% $162.99 / $40.91 $18.34
7. Loews Corporation $110.44 13.85 $22.84 B 0.23% 9.43% $114.9 / $82.48 $90.71

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales228.1 M194.5 M164.1 M151.2 M148.8 M
Operating Profit
Net Profit-21.7 M-37.5 M-43.9 M-62.4 M-30 M
EPS in Rs-0.28-0.49-0.57-0.82-0.39-0.95

Profit & Loss

Figures shown in M / B

2025202420232022
Sales737.9 M526.5 M429.8 M256.7 M
Operating Profit
Net Profit-165.5 M-202.2 M-236.9 M-297.8 M
EPS in Rs-2.17-2.65-3.1-3.9

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets1.93 B1.85 B1.63 B1.69 B
Total Liabilities1.39 B1.26 B924.4 M823.9 M
Equity533.6 M593.4 M708.9 M866.8 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF-16.5 M-11.4 M-119.1 M-163 M
Investing CF-89.1 M40.6 M88.7 M181.1 M
Financing CF106.6 M87.7 M15.4 M3.6 M
Free CF-25.9 M-20.8 M-128.3 M-173.1 M
Capex-9.4 M-9.4 M-9.2 M-10.1 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2025202420232022
Revenue Growth %40.15%22.5%67.43%
Earnings Growth %18.15%14.65%20.45%
Profit Margin %-22.43%-38.4%-55.12%-116.01%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

No dividend history available.

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Russell 2000 ETF Mutual Fund 1.44 M $88.41 M 0.02% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.59 M $36.07 M 0.01% 2026-01-31
iShares Trust-iShares Russell 2000 Growth ETF Mutual Fund 0.51 M $31.39 M 0.01% 2026-01-31
Vanguard Group Inc Institutional 6.31 M $387.6 M 0.08% 2025-12-31
Blackrock Inc. Institutional 4.95 M $304.26 M 0.06% 2025-12-31
JPMORGAN CHASE & CO Institutional 4.48 M $275.6 M 0.06% 2025-12-31
BAILLIE GIFFORD & CO Institutional 2.87 M $176.2 M 0.04% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 2.1 M $128.84 M 0.03% 2025-12-31
BIT Capital GmbH Institutional 1.83 M $112.28 M 0.02% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund Mutual Fund 1.53 M $93.81 M 0.02% 2025-12-31
State Street Corporation Institutional 1.5 M $91.95 M 0.02% 2025-12-31
Price (T.Rowe) Associates Inc Institutional 1.48 M $91.23 M 0.02% 2025-12-31
Geode Capital Management, LLC Institutional 1.44 M $88.42 M 0.02% 2025-12-31
Morgan Stanley Institutional 1.38 M $84.93 M 0.02% 2025-12-31
Shaw D.E. & Co., Inc. Institutional 1.16 M $71.4 M 0.02% 2025-12-31