Lake Shore Bancorp, Inc.
$15.84
▲
0.85%
2026-04-21 07:58:01
mylsbank.com
NGM: LSBK
Explore Lake Shore Bancorp, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$122.76 M
Current Price
$15.84
52W High / Low
$15.85 / $10.48
Stock P/E
16.89
Book Value
$19.29
Dividend Yield
2.27%
ROCE
—
ROE
6.28%
Face Value
—
EPS
$0.97
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
87
Beta
0.31
Debt / Equity
—
Current Ratio
—
Quick Ratio
—
Forward P/E
—
Price / Sales
4.39
Enterprise Value
$51.98 M
EV / EBITDA
—
EV / Revenue
1.85
Rating
None
Target Price
—
EPS Forecast (FY)
—
Pros
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Return on equity is on the weaker side.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Pioneer Bancorp, Inc. | $14.18 | 17.78 | $360.6 M | — | — | 6.46% | $15.18 / $10.86 | $13.27 |
| 2. | Central Plains Bancshares, Inc. | $17.53 | 18.93 | $73.68 M | — | — | 4.61% | $17.89 / $14.23 | $22.42 |
| 3. | Provident Financial Services, Inc. | $22.84 | 10.3 | $3 B | 4.2% | — | 10.71% | $23.98 / $15.12 | $21.68 |
| 4. | MVB Financial Corp. | $26.24 | 10.48 | $337.05 M | 2.59% | — | 8.42% | $29.59 / $15.59 | $26.26 |
| 5. | HBT Financial, Inc. | $28.41 | 13.62 | $1.05 B | 3.24% | — | 13.28% | $29.88 / $21 | $19.58 |
| 6. | CNB Financial Corporation | $30.98 | 13.97 | $924.03 M | 2.42% | — | 8.92% | $31.8 / $20.9 | $27.86 |
| 7. | U.S. Bancorp | $56.85 | 11.91 | $88.84 B | 3.65% | — | 12.18% | $61.19 / $37.24 | $37.54 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 7.31 M | 7.42 M | 6.92 M | 6.19 M | 6.41 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 1.93 M | 2.36 M | 1.92 M | 1.06 M | 1.47 M | — |
| EPS in Rs | 0.25 | 0.3 | 0.24 | 0.13 | 0.19 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 27.84 M | 24.37 M | 26.99 M | 27.04 M |
| Operating Profit | — | — | — | — |
| Net Profit | 7.27 M | 4.93 M | 4.82 M | 5.71 M |
| EPS in Rs | 0.93 | 0.63 | 0.62 | 0.73 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 727.32 M | 685.5 M | 725.12 M | 699.91 M |
| Total Liabilities | 585.68 M | 595.64 M | 638.85 M | 618.73 M |
| Equity | 141.64 M | 89.87 M | 86.27 M | 81.18 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 8 M | 2.51 M | 6.21 M | 8.21 M |
| Investing CF | -8.13 M | 21.12 M | 19.52 M | -57.2 M |
| Financing CF | 31.28 M | -44.22 M | 18.37 M | -8.95 M |
| Free CF | 7.44 M | 2.51 M | 5.81 M | 7.8 M |
| Capex | -0.56 M | — | -0.39 M | -0.41 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -9.73% | -0.18% | — | — |
| Earnings Growth % | 2.3% | -15.56% | — | — |
| Profit Margin % | 20.24% | 17.86% | 21.11% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-02 | $0.09 |
| 2025-11-03 | $0.09 |
| 2025-08-04 | $0.09 |
| 2025-02-10 | $0.1329 |
| 2024-11-04 | $0.1329 |
Stock Splits
| Date | Split |
|---|---|
| 2025-07-21 | 1:1.354 |