NB Bancorp, Inc.

$19.93 ▲ 0.1%
2026-06-06 09:30:02
NCM: NBBK

Explore NB Bancorp, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$828.88 M
Current Price
$19.93
52W High / Low
$22.86 / $15.44
Stock P/E
15.75
Book Value
$18.77
Dividend Yield
1.41%
ROCE
ROE
6.63%
Face Value
EPS
$1.38
Exp Qtr EPS
Sector
Financial Services

NBBK — Monthly Price History

Adjusted close price  ·  Hover to see price & month

Pros

  • Balance sheet leverage appears manageable.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.

Cons

  • Return on equity is on the weaker side.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. HDFC Bank Limited $23.41 15.28 $122.02 B 0.01% 13.6% $1,020.5 / $726.65 $4
2. ICICI Bank Limited $25.95 16.43 $93.55 B 0% 15.75% $15.75 / $1,187.6 $5.33
3. The PNC Financial Services Group, Inc. $228.37 12.57 $90.67 B 2.99% 11.98% $243.94 / $172.73 $155.18
4. U.S. Bancorp $55.69 10.57 $82.49 B 3.94% 12.21% $61.19 / $42.55 $41.92
5. Truist Financial Corporation $49.2 11.09 $61.3 B 4.23% 8.51% $56.2 / $38.84 $51.64
6. Deutsche Bank Aktiengesellschaft $31.51 7.34 $60.06 B 0.03% 9.12% $34.26 / $23.55 $47.78
7. Fifth Third Bancorp $52.01 21.7 $47.15 B 3.09% 8.86% $55.44 / $37.86 $32.86

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales63.36 M51.73 M51.19 M47.39 M46.3 M
Operating Profit
Net Profit7.71 M15.36 M14.58 M12.65 M15.61 M
EPS in Rs0.170.340.320.280.35

Profit & Loss

Figures shown in M / B

2025202420232022
Sales213.66 M173.76 M147.07 M113.34 M
Operating Profit
Net Profit50.3 M42.15 M9.82 M30.07 M
EPS in Rs1.110.930.220.67

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets7.01 B5.16 B4.53 B3.59 B
Total Liabilities6.15 B4.39 B3.78 B3.25 B
Equity858.93 M765.17 M757.96 M344.06 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF60.79 M43.19 M52.9 M39.71 M
Investing CF-519.05 M-546.44 M-831.62 M-667.99 M
Financing CF502 M594.52 M894.77 M317.77 M
Free CF57.38 M41.25 M50.03 M31.22 M
Capex-3.42 M-1.94 M-2.87 M-8.5 M

5Y Margin & Growth History

Last 5 years of annual financial statement data.

2024202320222021
Revenue Growth %18.14%29.77%
Earnings Growth %329%-67.32%
Profit Margin %24.26%6.68%26.53%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend payments and stock split events.

Dividend History

Ex DateDividend
2026-02-05$0.07
2025-11-05$0.07
2025-08-06$0.07

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
Fidelity Covington Trust-Fidelity Enhanced Small Cap ETF Mutual Fund 0.33 M $7.04 M 0.01% 2026-02-28
Fidelity Concord Street Trust-Fidelity Extended Market Index Fund Mutual Fund 0.2 M $4.42 M 0% 2026-02-28
iShares Trust-iShares Russell 2000 ETF Mutual Fund 0.93 M $20.06 M 0.02% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.38 M $8.23 M 0.01% 2026-01-31
iShares Trust-iShares Russell 2000 Value ETF Mutual Fund 0.33 M $7.23 M 0.01% 2026-01-31
SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF Mutual Fund 0.24 M $5.09 M 0.01% 2026-01-31
Blackrock Inc. Institutional 3.1 M $67.07 M 0.07% 2025-12-31
Pertento Partners LLP Institutional 2.34 M $50.65 M 0.05% 2025-12-31
Vanguard Group Inc Institutional 2.3 M $49.73 M 0.05% 2025-12-31
Wellington Management Group, LLP Institutional 1.47 M $31.79 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 1.19 M $25.82 M 0.03% 2025-12-31
State Street Corporation Institutional 1.11 M $24.08 M 0.02% 2025-12-31
Geode Capital Management, LLC Institutional 0.97 M $20.89 M 0.02% 2025-12-31
Hotchkis & Wiley Capital Management, LLC Institutional 0.7 M $15.17 M 0.02% 2025-12-31
AltraVue Capital, LLC Institutional 0.69 M $14.98 M 0.02% 2025-12-31

Frequently Asked Questions — NB Bancorp, Inc.

Will NB Bancorp, Inc. stock hit $24 in 2026?

NB Bancorp, Inc. (NBBK) is currently trading at $19.93, with a 52-week range of $15.44 to $22.86. Reaching the $24 level would represent a 20% gain from the current price — a target many investors consider when evaluating near-term upside potential.

Wall Street analysts currently have a consensus price target of $24.5 for NB Bancorp, Inc., with a Buy rating, and the most bullish analysts see the stock reaching as high as $25.0. Whether NB Bancorp, Inc. can reach $24 in 2026 depends on several factors: revenue and earnings growth trajectory, broader market conditions, sector sentiment within the Financial Services space, and any company-specific catalysts such as product launches, earnings beats, or strategic announcements.

Historically, NBBK has delivered a 17.3% CAGR over the past 5 years, which suggests the stock has demonstrated meaningful long-term growth momentum. However, past performance does not guarantee future results, and short-term price movements can be influenced by macroeconomic shifts, interest rate changes, and investor sentiment. Use the NBBK Stock Return Calculator on StockSifting to model different growth scenarios and see how various CAGR assumptions translate to potential price targets. This content is for informational purposes only and does not constitute financial advice.

Is NB Bancorp, Inc. stock worth buying at $19.93?

Whether NB Bancorp, Inc. (NBBK) is worth buying at $19.93 depends on your investment goals, time horizon, and risk tolerance. Here is a breakdown of the key metrics investors typically evaluate:

Valuation: NB Bancorp, Inc. trades at a Price-to-Earnings (P/E) ratio of 15.7x, which can be compared against other Financial Services companies to assess whether the stock is expensive or attractively priced relative to its peers.

Profitability & efficiency: Its Return on Equity (ROE) stands at 6.6%.

Financial health: The Debt-to-Equity ratio of 0.23 indicates a conservative balance sheet with more equity than debt, reducing financial risk.

Analyst view: The Wall Street consensus recommendation for NBBK is currently Buy, with a mean price target of $24.5 based on 2 analyst ratings. Always conduct your own due diligence and consider consulting a qualified financial advisor before making any investment decisions. Nothing on StockSifting constitutes financial advice.

What is the analyst price target for NB Bancorp, Inc. (NBBK) in 2026?

As of 2026, Wall Street analysts have set a consensus (mean) price target of $24.5 for NB Bancorp, Inc. (NBBK), aggregated from 2 analyst ratings. The overall analyst recommendation is Buy.

The price target range spans from $24.0 on the bearish end to $25.0 on the most optimistic projection, with a median target of $24.5. This wide range reflects differing views on NB Bancorp, Inc.'s growth prospects, competitive positioning, and macroeconomic sensitivity.

It is important to note that analyst price targets are forward-looking estimates based on financial models, earnings projections, and sector assumptions — they are not guarantees. Targets are regularly revised following quarterly earnings results, management guidance updates, or shifts in the broader economic outlook. Stocks can trade significantly above or below analyst targets depending on market conditions. View the full analyst breakdown and track target revisions on the NBBK analysis page on StockSifting.

Is NB Bancorp, Inc. overvalued at a P/E ratio of 15.7x?

NB Bancorp, Inc. (NBBK) currently has a Price-to-Earnings (P/E) ratio of 15.7x, meaning investors are paying $15.7 for every $1 of the company's trailing twelve-month earnings. Whether this makes the stock overvalued depends on several contextual factors:

Sector context: The Financial Services sector tends to command higher valuation multiples when growth expectations are elevated. A 15.7x P/E falls within a moderate range, reflecting reasonable market confidence in NB Bancorp, Inc.'s earnings outlook.

Growth-adjusted valuation: A P/E ratio in isolation can be misleading. Fast-growing companies often deserve higher P/E multiples because their future earnings are expected to rise significantly. A more complete picture comes from looking at the PEG ratio (P/E divided by earnings growth rate) — a PEG below 1 is often considered undervalued, while above 2 may signal overvaluation.

Additional metrics to review: P/E is just one lens. Compare it alongside the Price-to-Book (P/B) ratio, EV/EBITDA, Price-to-Sales, and free cash flow yield for a more complete valuation picture. View all of NBBK's valuation ratios on StockSifting's ratios section. Valuation is subjective and context-dependent — this is not investment advice.

What will NB Bancorp, Inc. stock be worth in 2029?

Projecting NB Bancorp, Inc. (NBBK)'s stock price 3 years into the future — to 2029 — requires making assumptions about the company's earnings growth, valuation multiple, and broader market conditions. No projection is guaranteed, but historical growth rates offer a reasonable starting point.

Based on NBBK's historical 5-year Compound Annual Growth Rate (CAGR) of 17.3%, if that rate of growth were to continue, the stock could reach approximately $32 by 2029 — up from its current price of $19.93. This projection assumes the historical CAGR holds, which depends on NB Bancorp, Inc. sustaining its revenue growth, maintaining profit margins, and the market continuing to reward it at a similar valuation multiple.

In reality, stock prices rarely follow a straight-line trajectory. Short-term volatility, earnings misses, sector rotations, interest rate changes, and macroeconomic events can all cause significant deviations from any modeled path. Investors with a 3-year horizon should focus on the fundamental business trajectory — revenue growth, expanding margins, and free cash flow generation — rather than short-term price fluctuations.

You can model different scenarios — conservative, base, and bull case — using the NBBK Return Calculator on StockSifting. Enter any investment amount and CAGR assumption to see projected outcomes over your chosen time horizon. All projections are mathematical estimates only and do not constitute financial advice.