Northpointe Bancshares, Inc.

$19.19 ▲ 0.06%
2026-04-21 08:27:01

Explore Northpointe Bancshares, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$661.94 M
Current Price
$19.19
52W High / Low
$19.48 / $11.43
Stock P/E
7.94
Book Value
$16.5
Dividend Yield
0.52%
ROCE
ROE
16.17%
Face Value
EPS
$2.11
Exp Qtr EPS
Sector
Financial Services
Industry
Banks - Regional
Employees
483
Beta
Debt / Equity
2.7
Current Ratio
Quick Ratio
Forward P/E
6.17
Price / Sales
2.7
Enterprise Value
$1.68 B
EV / EBITDA
EV / Revenue
7.08
Rating
Buy
Target Price
$21.5
EPS Forecast (FY)

Pros

  • Healthy return on equity.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.
  • Meaningful dividend yield is available.

Cons

  • Leverage is relatively high.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. First Internet Bancorp $24.33 $212.08 M 0.99% -9.46% $28.51 / $17.05 $41.41
2. Richmond Mutual Bancorporation, Inc. $14.69 13.2 $152.79 M 4.12% 8.31% $15.24 / $11.98 $15.06
3. VersaBank $17.66 22.33 $700.72 M 0.42% 5.9% $24.1 / $13.79 $12.18
4. CVB Financial Corp. $20.76 13.47 $2.82 B 3.87% 9.34% $21.48 / $17.22 $16.93
5. Northwest Bancshares, Inc. $13.38 15.7 $1.98 B 5.98% 7.23% $13.75 / $11.15 $12.94
6. The First Bancorp, Inc. $29.5 9.62 $330.73 M 5.03% 12.84% $30.33 / $22.84 $25.23
7. Pathfinder Bancorp, Inc. $13.57 11.26 $84.9 M 2.95% -1.58% $16.5 / $12.06 $19.56

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales65.14 M64.36 M58.96 M53.26 M43.63 M
Operating Profit
Net Profit23.64 M22.17 M20.34 M17.25 M10.99 M
EPS in Rs0.690.640.590.50.320.5

Profit & Loss

Figures shown in M / B

2025202420232022
Sales241.72 M187.14 M196.29 M257.56 M
Operating Profit
Net Profit83.41 M55.16 M33.76 M23.24 M
EPS in Rs2.421.60.980.67

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets7.02 B5.22 B4.76 B4.4 B
Total Liabilities6.45 B4.76 B4.33 B3.98 B
Equity569.04 M462.49 M430.62 M417.31 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF44.29 M19.81 M504.17 M1.35 B
Investing CF-1.63 B-458.24 M-750.68 M-1.18 B
Financing CF1.71 B462.83 M324.17 M-354.76 M
Free CF41.23 M18.76 M498.64 M1.35 B
Capex-3.06 M-1.05 M-5.53 M-5.1 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2025202420232022
Revenue Growth %29.17%-4.66%-23.79%
Earnings Growth %51.22%63.38%45.28%
Profit Margin %34.51%29.48%17.2%9.02%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-01-15$0.025
2025-10-15$0.025
2025-07-15$0.025
2025-04-15$0.025

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Russell 2000 ETF Mutual Fund 0.43 M $7.55 M 0.01% 2026-01-31
American Century ETF Trust-Avantis U.S. Small Cap Value ETF Mutual Fund 0.28 M $4.91 M 0.01% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.2 M $3.43 M 0.01% 2026-01-31
iShares Trust-iShares Russell 2000 Value ETF Mutual Fund 0.18 M $3.08 M 0.01% 2026-01-31
RBB Fund, Inc.-WPG Partners Select Small Cap Value Fund Mutual Fund 0.13 M $2.29 M 0% 2026-01-31
RUSSELL INVESTMENT CO-U.S. Small Cap Equity Fund Mutual Fund 0.09 M $1.5 M 0% 2026-01-31
Wellington Management Group, LLP Institutional 3.83 M $66.87 M 0.11% 2025-12-31
Adage Capital Partners GP L.L.C. Institutional 2.02 M $35.24 M 0.06% 2025-12-31
Blackrock Inc. Institutional 1.35 M $23.65 M 0.04% 2025-12-31
Vanguard Group Inc Institutional 1.12 M $19.6 M 0.03% 2025-12-31
Morgan Stanley Institutional 1.02 M $17.76 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 0.79 M $13.78 M 0.02% 2025-12-31
Goldman Sachs Group Inc Institutional 0.76 M $13.28 M 0.02% 2025-12-31
Jacobs Asset Management, L.L.C. Institutional 0.47 M $8.29 M 0.01% 2025-12-31
Maltese Capital Management, LLC Institutional 0.38 M $6.63 M 0.01% 2025-12-31