OptimumBank Holdings, Inc.
$5.49
▼
-0.69%
2026-04-21 08:39:01
www.optimumbank.com
ASE: OPHC
Explore OptimumBank Holdings, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$66.79 M
Current Price
$5.49
52W High / Low
$5.59 / $3.83
Stock P/E
4.01
Book Value
$10.57
Dividend Yield
—
ROCE
—
ROE
14.79%
Face Value
—
EPS
$0.71
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
98
Beta
0.28
Debt / Equity
0.43
Current Ratio
—
Quick Ratio
—
Forward P/E
4.99
Price / Sales
1.37
Enterprise Value
$3.15 M
EV / EBITDA
—
EV / Revenue
0.07
Rating
Buy
Target Price
$6.25
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | M&T Bank Corporation | $218.21 | 12.22 | $32.18 B | 2.73% | — | 9.8% | $239 / $154.98 | $173.5 |
| 2. | Regions Financial Corporation | $28.32 | 11.74 | $24.31 B | 3.74% | — | 11.65% | $31.53 / $18.83 | $20.39 |
| 3. | MainStreet Bancshares, Inc. | $24.24 | 11.44 | $178.55 M | 1.65% | — | 7.32% | $25.14 / $15.58 | $26.38 |
| 4. | Equity Bancshares, Inc. | $45.55 | 38.79 | $956.19 M | 1.51% | — | 3.43% | $50.07 / $35.92 | $38.62 |
| 5. | Pioneer Bancorp, Inc. | $14.18 | 17.78 | $360.6 M | — | — | 6.46% | $15.18 / $10.86 | $13.27 |
| 6. | Northwest Bancshares, Inc. | $13.38 | 15.7 | $1.98 B | 5.98% | — | 7.23% | $13.75 / $11.15 | $12.94 |
| 7. | Chemung Financial Corporation | $67.95 | 21.68 | $327.41 M | 2.16% | — | 6.43% | $65.5 / $41.52 | $53.16 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 13.6 M | 13.03 M | 12.08 M | 10.66 M | 10.3 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 4.85 M | 4.32 M | 3.6 M | 3.87 M | 3.95 M | — |
| EPS in Rs | 0.4 | 0.36 | 0.3 | 0.32 | 0.32 | 0.15 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 49.36 M | 39.31 M | 27.16 M | 18.8 M |
| Operating Profit | — | — | — | — |
| Net Profit | 16.65 M | 13.12 M | 6.28 M | 4.02 M |
| EPS in Rs | 1.37 | 1.08 | 0.52 | 0.33 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.11 B | 932.93 M | 791.25 M | 585.22 M |
| Total Liabilities | 989.78 M | 829.75 M | 721.25 M | 522.64 M |
| Equity | 121.9 M | 103.18 M | 70.01 M | 62.58 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 17.84 M | 15.61 M | 6.88 M | 10.36 M |
| Investing CF | -156.68 M | -125.47 M | -199.66 M | -229.8 M |
| Financing CF | 159.77 M | 126.83 M | 197.61 M | 232.31 M |
| Free CF | 16.95 M | 14.62 M | 6.21 M | 10.04 M |
| Capex | -0.9 M | -0.99 M | -0.67 M | -0.32 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 44.72% | 44.53% | — | — |
| Earnings Growth % | 108.88% | 56.18% | — | — |
| Profit Margin % | 33.38% | 23.13% | 21.4% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.