Pathfinder Bancorp, Inc.
$13.57
0%
2026-04-21 08:46:00
www.pathfinderbank.com
NCM: PBHC
Explore Pathfinder Bancorp, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$84.9 M
Current Price
$13.57
52W High / Low
$16.5 / $12.06
Stock P/E
11.26
Book Value
$19.56
Dividend Yield
2.95%
ROCE
—
ROE
-1.58%
Face Value
—
EPS
$-0.31
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
—
Beta
0.11
Debt / Equity
0.87
Current Ratio
—
Quick Ratio
—
Forward P/E
—
Price / Sales
2.82
Enterprise Value
$159.09 M
EV / EBITDA
—
EV / Revenue
5.22
Rating
None
Target Price
—
EPS Forecast (FY)
—
Pros
- Meaningful dividend yield is available.
Cons
- Return on equity is on the weaker side.
- Operating margin is thin.
- Net margin is relatively low.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Heritage Financial Corporation | $27.58 | 16.85 | $1.14 B | 3.49% | — | 7.57% | $28.98 / $21.32 | $27.13 |
| 2. | Ohio Valley Banc Corp. | $46.61 | 14.09 | $219.77 M | 2.15% | — | 9.73% | $47.12 / $27.5 | $36.14 |
| 3. | U.S. Bancorp | $56.85 | 11.91 | $88.84 B | 3.65% | — | 12.18% | $61.19 / $37.24 | $37.54 |
| 4. | Ames National Corporation | $28.57 | 13.39 | $254.82 M | 3.35% | — | 9.95% | $29.71 / $16.52 | $23.47 |
| 5. | Northfield Bancorp, Inc. | $13.85 | 730.35 | $581.35 M | 3.73% | — | 0.11% | $14.11 / $9.46 | $16.51 |
| 6. | Capitol Federal Financial, Inc. | $7.72 | 13.71 | $999.15 M | 4.41% | — | 7.05% | $7.85 / $5.1 | $8.18 |
| 7. | HBT Financial, Inc. | $28.41 | 13.62 | $1.05 B | 3.24% | — | 13.28% | $29.88 / $21 | $19.58 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 11.97 M | 13.1 M | 9.3 M | 12.61 M | 11.63 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | -5.56 M | 0.63 M | 0.03 M | 2.97 M | 3.91 M | — |
| EPS in Rs | -1.14 | 0.13 | 0.01 | 0.61 | 0.8 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 46.98 M | 46.11 M | 43.08 M | 46.66 M |
| Operating Profit | — | — | — | — |
| Net Profit | -1.93 M | 3.38 M | 9.29 M | 12.93 M |
| EPS in Rs | -0.4 | 0.69 | 1.91 | 2.65 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.43 B | 1.47 B | 1.47 B | 1.4 B |
| Total Liabilities | 1.3 B | 1.35 B | 1.35 B | 1.29 B |
| Equity | 122.45 M | 121.48 M | 119.5 M | 111 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 11.68 M | 11.21 M | 15.43 M | 21.73 M |
| Investing CF | 40.45 M | -22.4 M | -54.79 M | -131.16 M |
| Financing CF | -52.52 M | -5.97 M | 52.81 M | 107.56 M |
| Free CF | 10.42 M | 2.88 M | 13.47 M | 16.52 M |
| Capex | -1.26 M | -8.33 M | -1.97 M | -5.21 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 7.05% | -7.68% | — | — |
| Earnings Growth % | -63.6% | -28.14% | — | — |
| Profit Margin % | 7.34% | 21.57% | 27.71% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-01-16 | $0.1 |
| 2025-10-17 | $0.1 |
| 2025-07-18 | $0.1 |
| 2025-04-17 | $0.1 |
| 2025-01-17 | $0.1 |
Stock Splits
No stock split history available.