Ponce Financial Group, Inc.
$17.85
▲
0.18%
2026-04-21 08:47:01
www.poncebank.com
NGM: PDLB
Explore Ponce Financial Group, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$431.2 M
Current Price
$17.85
52W High / Low
$18.05 / $10.88
Stock P/E
15.02
Book Value
$13.78
Dividend Yield
0.26%
ROCE
—
ROE
5.48%
Face Value
—
EPS
$1.2
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
216
Beta
0.51
Debt / Equity
1.15
Current Ratio
—
Quick Ratio
—
Forward P/E
12.34
Price / Sales
3.8
Enterprise Value
$1.15 B
EV / EBITDA
—
EV / Revenue
10.88
Rating
None
Target Price
—
EPS Forecast (FY)
—
Pros
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Return on equity is on the weaker side.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | East West Bancorp, Inc. | $122.61 | 12.87 | $16.91 B | 2.69% | — | 15.95% | $123.82 / $75.22 | $64.68 |
| 2. | First Community Bankshares, Inc. | $43.24 | 16.93 | $826.14 M | 2.86% | — | 9.5% | $44.15 / $31.21 | $27.3 |
| 3. | Central Pacific Financial Corp. | $34.78 | 11.84 | $917.35 M | 3.33% | — | 13.7% | $35.41 / $24.62 | $22.54 |
| 4. | FirstSun Capital Bancorp | $39.45 | 18.62 | $1.82 B | — | — | 8.92% | $42.34 / $29.95 | $41.36 |
| 5. | Unity Bancorp, Inc. | $54.46 | 9.04 | $547.85 M | 1.18% | — | 18.08% | $57.3 / $40.34 | $34.63 |
| 6. | Bank OZK | $49.24 | 7.81 | $5.59 B | 3.7% | — | 12.09% | $53.66 / $39.82 | $52.46 |
| 7. | Western Alliance Bancorporation | $79.49 | 9.11 | $8.75 B | 2.11% | — | 13.52% | $97.23 / $62.38 | $68.06 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 31.3 M | 26.59 M | 26.25 M | 24.2 M | 22.21 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 10.14 M | 6.51 M | 6.1 M | 5.96 M | 2.93 M | — |
| EPS in Rs | 0.44 | 0.28 | 0.27 | 0.26 | 0.13 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 108.32 M | 81.14 M | 73.87 M | 70.97 M |
| Operating Profit | — | — | — | — |
| Net Profit | 28.7 M | 10.97 M | 3.35 M | -30 M |
| EPS in Rs | 1.25 | 0.48 | 0.15 | -1.31 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 3.22 B | 3.04 B | 2.75 B | 2.31 B |
| Total Liabilities | 2.68 B | 2.53 B | 2.26 B | 1.82 B |
| Equity | 541.55 M | 505.5 M | 491.39 M | 492.7 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 55.59 M | 7.21 M | 6.49 M | 9.8 M |
| Investing CF | -219.72 M | -294.9 M | -332.91 M | -777.06 M |
| Financing CF | 150.44 M | 288.33 M | 411.25 M | 667.73 M |
| Free CF | 54.62 M | 4.49 M | 6.08 M | 9.31 M |
| Capex | -0.98 M | -2.72 M | -0.41 M | -0.49 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 9.84% | 4.08% | — | — |
| Earnings Growth % | 227.33% | 111.17% | — | — |
| Profit Margin % | 13.52% | 4.54% | -42.27% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
| Date | Split |
|---|---|
| 2022-01-28 | 1:1.395 |