Pagaya Technologies Ltd.

$15.07 ▲ 0.6%
2026-04-21 08:49:01
NCM: PGY

Explore Pagaya Technologies Ltd. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$1.24 B
Current Price
$15.07
52W High / Low
$44.99 / $8.95
Stock P/E
15.2
Book Value
$5.85
Dividend Yield
ROCE
15.82%
ROE
12.96%
Face Value
EPS
$0.93
Exp Qtr EPS
Sector
Technology
Industry
Software - Infrastructure
Employees
518
Beta
5.76
Debt / Equity
146.64
Current Ratio
13.11
Quick Ratio
11.06
Forward P/E
3.49
Price / Sales
0.74
Enterprise Value
$748.06 M
EV / EBITDA
2.77
EV / Revenue
0.57
Rating
Strong Buy
Target Price
$26.91
EPS Forecast (FY)

Pros

  • Healthy return on equity.
  • Efficient use of capital employed.
  • Short-term liquidity looks comfortable.
  • Strong operating margin profile.
  • Valuation is not stretched on P/E basis.

Cons

  • Leverage is relatively high.

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1. Cellebrite DI Ltd. $13.38 41.97 $3.29 B 11.68% 19.1% $20.53 / $11.02 $1.95
2. Cyabra, Inc. $1.27 56.63% 134.29% $6.2 / $1.18 $-47.86
3. Rackspace Technology, Inc. $1.45 $358.03 M -4.95% 20.31% $2.74 / $0.39 $-4.97
4. Marqeta, Inc. $4.46 $1.91 B -5.98% -1.51% $7.04 / $3.7 $1.76
5. Palantir Technologies Inc. $151.72 239.48 $362.38 B 18.3% 25.98% $207.52 / $89.31 $3.09
6. Microsoft Corporation $430.71 26.94 $3,191.28 B 0.87% 26.9% 34.39% $555.45 / $355.67 $52.62
7. Repay Holdings Corporation $4.05 $354.2 M -1.25% -43.2% $6.05 / $2.3 $5.92

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales321.04 M339.89 M317.71 M282.7 M275.67 M
Operating Profit65.94 M69.68 M47.78 M40.4 M28.01 M
Net Profit34.3 M22.55 M16.66 M7.89 M-237.92 M
EPS in Rs0.480.320.230.11-3.34-0.93

Profit & Loss

Figures shown in M / B

2025202420232022
Sales1.26 B1 B772.81 M685.41 M
Operating Profit223.81 M39.14 M-63.64 M-315.02 M
Net Profit81.39 M-401.41 M-128.44 M-302.32 M
EPS in Rs1.14-5.63-1.8-4.24

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets1.55 B1.29 B1.21 B1.05 B
Total Liabilities990.56 M849.53 M542.63 M279.66 M
Equity480.02 M326.49 M559.72 M553.52 M
Current Assets1.45 B1.18 B303.4 M419.82 M
Current Liabilities131.47 M130.63 M74.92 M128.02 M

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF238.62 M47.75 M-21.66 M-40 M
Investing CF-309.71 M-479.88 M-381.46 M-265.42 M
Financing CF129.6 M436.69 M289.1 M437.92 M
Free CF224.72 M24.51 M-41.85 M-62.41 M
Capex-13.9 M-23.24 M-20.19 M-22.41 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %29.99%12.75%
Earnings Growth %-212.53%57.52%
Profit Margin %-39.96%-16.62%-44.11%
Operating Margin %3.9%-8.23%-45.96%
Gross Margin %40.51%34.14%34.19%
EBITDA Margin %6.76%-5.76%-45.04%

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

No dividend history available.

Stock Splits

DateSplit
2024-03-081:0.0833333

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
Viola Ventures V.c. Management 4 Ltd. Institutional 98.11 M $1.15 B 0.18% 2023-12-31
Clal Insurance Enterprises Holdings Ltd Institutional 21.47 M $252.69 M 0.04% 2023-12-31
Millennium Management Llc Institutional 5.93 M $69.84 M 0.01% 2023-12-31
Nuveen Asset Management, LLC Institutional 5.59 M $65.79 M 0.01% 2023-12-31
Ejf Capital Llc Institutional 5.56 M $65.39 M 0.01% 2023-12-31
Blackrock Inc. Institutional 3.74 M $44 M 0.01% 2023-12-31
Morgan Stanley Institutional 3.6 M $42.31 M 0.01% 2023-12-31
Yarra Square Partners, LP Institutional 2.97 M $34.96 M 0.01% 2023-12-31
Two Sigma Investments, LP Institutional 2.97 M $34.93 M 0.01% 2023-12-31
JTC Employer Solutions Trusteee Ltd Institutional 2.76 M $32.51 M 0.01% 2023-12-31
ARK ETF Tr-ARK Israel Innovative Technology ETF Mutual Fund 1.49 M $17.53 M 0% 2023-12-31
iShares Core MSCI EAFE ETF Mutual Fund 0.97 M $11.4 M 0% 2023-12-31
iShares MSCI EAFE Small Cap ETF Mutual Fund 0.93 M $10.96 M 0% 2023-12-31
Global X Fds-Global X FinTech ETF Mutual Fund 0.58 M $6.87 M 0% 2023-12-31
Fidelity NASDAQ Composite Index Fund Mutual Fund 0.32 M $3.72 M 0% 2023-12-31