Provident Financial Holdings, Inc.
$17.05
▲
0.06%
2026-04-21 08:57:01
www.myprovident.com
NMS: PROV
Explore Provident Financial Holdings, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$108.63 M
Current Price
$17.05
52W High / Low
$17.34 / $14.02
Stock P/E
16.46
Book Value
$19.88
Dividend Yield
3.29%
ROCE
—
ROE
5.15%
Face Value
—
EPS
$0.99
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
95
Beta
0.28
Debt / Equity
1.66
Current Ratio
—
Quick Ratio
—
Forward P/E
13.08
Price / Sales
2.68
Enterprise Value
$270.3 M
EV / EBITDA
—
EV / Revenue
6.62
Rating
None
Target Price
$16
EPS Forecast (FY)
—
Pros
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Return on equity is on the weaker side.
- Leverage is relatively high.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Inter & Co, Inc. | $8.23 | 13.77 | $3.63 B | 1.37% | — | 14.36% | $10.36 / $5.62 | $4.43 |
| 2. | Shore Bancshares, Inc. | $19.63 | 11.23 | $668.03 M | 2.4% | — | 10.52% | $20.68 / $12.19 | $17.65 |
| 3. | PCB Bancorp | $24.41 | 9.27 | $347.32 M | 3.6% | — | 9.94% | $24.99 / $18.21 | $22.69 |
| 4. | Financial Institutions, Inc. | $35.05 | 9.22 | $690.14 M | 3.64% | — | 12.5% | $35.66 / $21.81 | $30.89 |
| 5. | Burke & Herbert Financial Services Corp. | $66.23 | 9.32 | $995.64 M | 3.32% | — | 14.8% | $70.9 / $48.73 | $56.18 |
| 6. | BV Financial, Inc. | $20.11 | 13.18 | $177.81 M | — | — | 7.12% | $20.48 / $13.93 | $22.45 |
| 7. | United Bancorp, Inc. | $15.78 | 11.84 | $91.8 M | 4.79% | — | 11.57% | $17.34 / $12.25 | $12.25 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 9.84 M | 9.74 M | 9.76 M | 10.12 M | 9.6 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 1.44 M | 1.68 M | 1.63 M | 1.86 M | 0.87 M | — |
| EPS in Rs | 0.23 | 0.26 | 0.26 | 0.29 | 0.14 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 39 M | 38.86 M | 41.06 M | 36.31 M |
| Operating Profit | — | — | — | — |
| Net Profit | 6.25 M | 7.35 M | 8.59 M | 9.09 M |
| EPS in Rs | 0.98 | 1.15 | 1.35 | 1.43 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.25 B | 1.27 B | 1.33 B | 1.19 B |
| Total Liabilities | 1.12 B | 1.14 B | 1.2 B | 1.06 B |
| Equity | 128.54 M | 129.94 M | 129.69 M | 128.65 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 8.69 M | 5.68 M | 16.32 M | 11.79 M |
| Investing CF | 26.46 M | 45.06 M | -109.9 M | -51.75 M |
| Financing CF | -33.43 M | -65.22 M | 136.01 M | -6.9 M |
| Free CF | 8.15 M | 4.1 M | 15.58 M | 11.63 M |
| Capex | -0.53 M | -1.59 M | -0.74 M | -0.17 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -5.35% | 13.08% | — | — |
| Earnings Growth % | -14.44% | -5.51% | — | — |
| Profit Margin % | 18.91% | 20.93% | 25.04% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-12 | $0.14 |
| 2025-11-13 | $0.14 |
| 2025-08-14 | $0.14 |
| 2025-05-15 | $0.14 |
| 2025-02-13 | $0.14 |
Stock Splits
No stock split history available.