Summit State Bank
$13.65
▲
1.82%
2026-04-21 09:36:01
summitstatebank.com
NGM: SSBI
Explore Summit State Bank stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$91.17 M
Current Price
$13.65
52W High / Low
$14 / $7.5
Stock P/E
13.41
Book Value
$14.94
Dividend Yield
3.74%
ROCE
—
ROE
7.05%
Face Value
—
EPS
$1.01
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
103
Beta
0.17
Debt / Equity
0.06
Current Ratio
—
Quick Ratio
—
Forward P/E
—
Price / Sales
2.82
Enterprise Value
$34.68 M
EV / EBITDA
—
EV / Revenue
1.06
Rating
None
Target Price
—
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Return on equity is on the weaker side.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Nu Holdings Ltd. | $14.84 | 25.4 | $72.28 B | — | — | 30.28% | $18.98 / $10.55 | $2.33 |
| 2. | Bridgewater Bancshares, Inc. | $19.09 | 11.53 | $531.17 M | 0.76% | — | 9.45% | $20.3 / $12.39 | $16.23 |
| 3. | Flushing Financial Corporation | $16.31 | 29.22 | $551.63 M | 5.4% | — | 2.64% | $17.79 / $11.12 | $20.96 |
| 4. | Civista Bancshares, Inc. | $24.28 | 10.88 | $502.97 M | 2.93% | — | 9.92% | $25.59 / $18.8 | $26.2 |
| 5. | SB Financial Group, Inc. | $21.92 | 10.01 | $139.91 M | 2.83% | — | 10.4% | $23.93 / $17.1 | $22.5 |
| 6. | Bogota Financial Corp. | $8.53 | 52.83 | $110.46 M | — | — | 1.5% | $9.5 / $6.72 | $11.21 |
| 7. | S&T Bancorp, Inc. | $44.36 | 12.13 | $1.63 B | 3.26% | — | 9.44% | $44.91 / $33.79 | $39.14 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 7.19 M | 9.57 M | 9.49 M | 8.74 M | 8.17 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 1.07 M | 0.82 M | 2.42 M | 2.49 M | -7.14 M | — |
| EPS in Rs | 0.16 | 0.12 | 0.36 | 0.37 | -1.05 | 0.09 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 34.99 M | 32.74 M | 40.28 M | 49.63 M |
| Operating Profit | — | — | — | — |
| Net Profit | 6.8 M | -4.19 M | 10.82 M | 16.97 M |
| EPS in Rs | 1 | -0.62 | 1.6 | 2.51 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1 B | 1.07 B | 1.12 B | 1.12 B |
| Total Liabilities | 903.41 M | 975.37 M | 1.02 B | 1.03 B |
| Equity | 101.17 M | 91.72 M | 97.68 M | 88.55 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 6.59 M | 5.85 M | -2.38 M | 13.72 M |
| Investing CF | 78.98 M | 36.79 M | -20.18 M | -117.18 M |
| Financing CF | -71.45 M | -49.03 M | 2.79 M | 140.33 M |
| Free CF | 6.55 M | 5.62 M | -2.62 M | 13.54 M |
| Capex | -0.05 M | -0.23 M | -0.24 M | -0.17 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -18.71% | -18.84% | — | — |
| Earnings Growth % | -138.75% | -36.22% | — | — |
| Profit Margin % | -12.81% | 26.87% | 34.19% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2024-10-03 | $0.04 |
| 2024-05-15 | $0.12 |
| 2024-02-07 | $0.12 |
| 2023-11-08 | $0.12 |
| 2023-08-09 | $0.12 |
Stock Splits
| Date | Split |
|---|---|
| 2021-10-28 | 1:1.1 |