TrustCo Bank Corp NY

$46.61 ▲ 1.04%
2026-04-21 09:54:01

Explore TrustCo Bank Corp NY stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$817.75 M
Current Price
$46.61
52W High / Low
$48.45 / $28.09
Stock P/E
13.38
Book Value
$38.08
Dividend Yield
3.26%
ROCE
ROE
8.97%
Face Value
EPS
$3.25
Exp Qtr EPS
Sector
Financial Services
Industry
Banks - Regional
Employees
819
Beta
0.58
Debt / Equity
0.05
Current Ratio
Quick Ratio
Forward P/E
16.17
Price / Sales
4.41
Enterprise Value
$248.14 M
EV / EBITDA
EV / Revenue
1.33
Rating
None
Target Price
EPS Forecast (FY)

Pros

  • Balance sheet leverage appears manageable.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.
  • Meaningful dividend yield is available.

Cons

  • Some data points may be missing or delayed because the source is not an official exchange feed.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. Meridian Corporation $20.5 11.15 $243.52 M 2.73% 11.76% $21.67 / $11.16 $16.89
2. Cullen/Frost Bankers, Inc. $143.32 14.46 $9.05 B 2.79% 15.31% $148.97 / $109.43 $69.96
3. Commerce Bancshares, Inc. $50.76 12.46 $7.47 B 2.15% 15.97% $63.19 / $46.99 $27.53
4. CVB Financial Corp. $20.76 13.47 $2.82 B 3.87% 9.34% $21.48 / $17.22 $16.93
5. Capital Bancorp, Inc. $32.61 9.35 $534.31 M 1.41% 15.11% $36.4 / $26.2 $24.54
6. Central Bancompany, Inc. $25.52 15.74 $6.15 B 1.88% 11.34% $26.25 / $9.8 $15.69
7. East West Bancorp, Inc. $122.61 12.87 $16.91 B 2.69% 15.95% $123.82 / $75.22 $64.68

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales48.16 M47.81 M46.6 M45.35 M43.31 M
Operating Profit
Net Profit15.56 M16.26 M15.04 M14.28 M11.28 M
EPS in Rs0.890.930.860.820.64

Profit & Loss

Figures shown in M / B

2025202420232022
Sales187.92 M171.77 M190.16 M199.4 M
Operating Profit
Net Profit61.14 M48.83 M58.65 M75.23 M
EPS in Rs3.492.793.354.3

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets6.44 B6.24 B6.17 B6 B
Total Liabilities5.75 B5.56 B5.52 B5.4 B
Equity686.59 M676.34 M645.28 M599.99 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF57.6 M59.44 M64.13 M78.63 M
Investing CF-104.67 M-3.75 M-233.59 M-416.63 M
Financing CF135.69 M8.12 M96.87 M-230.87 M
Free CF45.74 M54.56 M58.46 M74.84 M
Capex-11.87 M-4.88 M-5.67 M-3.79 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %-9.67%-4.63%
Earnings Growth %-16.73%-22.05%
Profit Margin %28.43%30.84%37.73%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-03-06$0.38
2025-12-05$0.38
2025-09-05$0.38
2025-06-06$0.36
2025-03-07$0.36
2024-12-06$0.36
2024-09-06$0.36
2024-06-07$0.36
2024-02-29$0.36
2023-11-30$0.36
2023-08-31$0.36
2023-06-01$0.36
2023-03-02$0.36
2022-12-01$0.36
2022-09-01$0.35
2022-06-02$0.35
2022-03-03$0.35
2021-12-02$0.35
2021-09-02$0.341
2021-06-03$0.341

Stock Splits

DateSplit
2021-05-281:0.2

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Core S&P Small-Cap ETF Mutual Fund 1.1 M $48.95 M 0.06% 2026-01-31
iShares Trust-iShares Russell 2000 ETF Mutual Fund 0.48 M $21.38 M 0.03% 2026-01-31
American Century ETF Trust-Avantis U.S. Small Cap Value ETF Mutual Fund 0.46 M $20.37 M 0.03% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio Mutual Fund 0.25 M $11.14 M 0.01% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.18 M $8.06 M 0.01% 2026-01-31
SPDR SERIES TRUST-State Street SPDR Portfolio S&P 600 Small Cap ETF Mutual Fund 0.17 M $7.43 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio Mutual Fund 0.16 M $7.28 M 0.01% 2026-01-31
Blackrock Inc. Institutional 2.68 M $119.19 M 0.15% 2025-12-31
Vanguard Group Inc Institutional 1.3 M $57.88 M 0.07% 2025-12-31
Systematic Financial Management, L.P. Institutional 1.17 M $52.21 M 0.07% 2025-12-31
Dimensional Fund Advisors LP Institutional 1.14 M $50.88 M 0.06% 2025-12-31
State Street Corporation Institutional 0.91 M $40.33 M 0.05% 2025-12-31
Holdco Asset Management, LP Institutional 0.87 M $38.85 M 0.05% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 0.57 M $25.57 M 0.03% 2025-12-31
American Century Companies Inc Institutional 0.54 M $24.08 M 0.03% 2025-12-31