United Bancorp, Inc.
$15.78
▲
2.2%
2026-04-21 09:59:01
www.unitedbancorp.com
NCM: UBCP
Explore United Bancorp, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$91.8 M
Current Price
$15.78
52W High / Low
$17.34 / $12.25
Stock P/E
11.84
Book Value
$12.25
Dividend Yield
4.79%
ROCE
—
ROE
11.57%
Face Value
—
EPS
$1.34
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
125
Beta
0.36
Debt / Equity
1.44
Current Ratio
—
Quick Ratio
—
Forward P/E
10.14
Price / Sales
2.94
Enterprise Value
$178.12 M
EV / EBITDA
—
EV / Revenue
5.6
Rating
None
Target Price
$20
EPS Forecast (FY)
—
Pros
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Prosperity Bancshares, Inc. | $69.96 | 12.24 | $7.11 B | 3.41% | — | 7.21% | $77.2 / $61.07 | $81.84 |
| 2. | Commercial Bancgroup, Inc. | $29.65 | 10.79 | $401.35 M | 1.37% | — | 14.71% | $29.69 / $23.23 | $20.83 |
| 3. | First Business Financial Services, Inc. | $58.79 | 9.9 | $498.11 M | 2.31% | — | 14.37% | $60.53 / $45.9 | $43.19 |
| 4. | USCB Financial Holdings, Inc. | $19.73 | 13.96 | $364.23 M | 2.13% | — | 12.07% | $20.79 / $15.56 | $11.97 |
| 5. | Hingham Institution for Savings | $289.3 | 11.18 | $610.07 M | 0.87% | — | 11.97% | $338 / $220.76 | $220.02 |
| 6. | Unity Bancorp, Inc. | $54.46 | 9.04 | $547.85 M | 1.18% | — | 18.08% | $57.3 / $40.34 | $34.63 |
| 7. | Axos Financial, Inc. | $98.97 | 12.16 | $5.55 B | — | — | 16.75% | $101.92 / $58.29 | $51.7 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 8.89 M | 8.08 M | 7.99 M | 7.53 M | 7.54 M |
| Operating Profit | — | — | — | — | — |
| Net Profit | 2.04 M | 1.93 M | 1.91 M | 1.87 M | 1.85 M |
| EPS in Rs | 0.35 | 0.34 | 0.33 | 0.33 | 0.32 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 32.48 M | 29.26 M | 29.89 M | 28.47 M |
| Operating Profit | — | — | — | — |
| Net Profit | 7.75 M | 7.4 M | 8.95 M | 8.66 M |
| EPS in Rs | 1.35 | 1.29 | 1.55 | 1.5 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 857.45 M | 816.66 M | 819.45 M | 757.4 M |
| Total Liabilities | 786.93 M | 753.2 M | 755.86 M | 697.66 M |
| Equity | 70.52 M | 63.46 M | 63.59 M | 59.74 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 10.46 M | 8.45 M | 9.46 M | 8.48 M |
| Investing CF | -4.51 M | -19.46 M | -48.47 M | -103.26 M |
| Financing CF | 20.98 M | -10.14 M | 49.7 M | 41.86 M |
| Free CF | -1.32 M | -1.25 M | 8.38 M | 7.97 M |
| Capex | -11.78 M | -9.7 M | -1.08 M | -0.51 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -2.1% | 4.98% | — | — |
| Earnings Growth % | -17.3% | 3.38% | — | — |
| Profit Margin % | 25.3% | 29.94% | 30.41% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-03-10 | $0.368 |
| 2025-12-10 | $0.19 |
| 2025-09-10 | $0.188 |
| 2025-06-10 | $0.185 |
| 2025-03-10 | $0.358 |
Stock Splits
No stock split history available.