United Community Banks, Inc.
$34.31
▲
0.44%
2026-04-21 09:59:01
www.ucbi.com
NYQ: UCB
Explore United Community Banks, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$4.13 B
Current Price
$34.31
52W High / Low
$36.77 / $24.09
Stock P/E
12.58
Book Value
$30.17
Dividend Yield
2.91%
ROCE
—
ROE
9.28%
Face Value
—
EPS
$2.62
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
3,070
Beta
0.84
Debt / Equity
0.03
Current Ratio
—
Quick Ratio
—
Forward P/E
10.51
Price / Sales
4.01
Enterprise Value
$3.93 B
EV / EBITDA
—
EV / Revenue
3.88
Rating
Buy
Target Price
$38
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
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|---|---|---|---|---|---|---|---|---|---|
| 1. | Capitol Federal Financial, Inc. | $7.72 | 13.71 | $999.15 M | 4.41% | — | 7.05% | $7.85 / $5.1 | $8.18 |
| 2. | Heritage Commerce Corp | $13.45 | 17.32 | $828.43 M | 3.87% | — | 6.84% | $13.82 / $8.48 | $11.55 |
| 3. | Huntington Bancshares Incorporated | $16.95 | 12.23 | $34.78 B | 3.63% | — | 10.1% | $19.46 / $13.36 | $13.79 |
| 4. | Isabella Bank Corporation | $43.34 | — | $585.41 M | — | — | 8.56% | $20.74 / $8.46 | $31.6 |
| 5. | Alerus Financial Corporation | $25.54 | 37.32 | $650.78 M | 3.28% | — | 3.29% | $26.32 / $16.58 | $22.24 |
| 6. | Home Bancorp, Inc. | $63.9 | 11 | $506.77 M | 1.94% | — | 11.08% | $65.94 / $42.87 | $55.56 |
| 7. | FinWise Bancorp | $16.73 | 14.64 | $235.65 M | — | — | 8.77% | $22.49 / $13.48 | $14.15 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 272.81 M | 270.88 M | 254.34 M | 242.93 M | 245 M |
| Operating Profit | — | — | — | — | — |
| Net Profit | 86.45 M | 91.49 M | 78.73 M | 71.41 M | 75.8 M |
| EPS in Rs | 0.72 | 0.76 | 0.66 | 0.6 | 0.63 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 1.04 B | 930.04 M | 871.95 M | 868.13 M |
| Operating Profit | — | — | — | — |
| Net Profit | 328.1 M | 252.4 M | 187.54 M | 277.47 M |
| EPS in Rs | 2.74 | 2.11 | 1.57 | 2.32 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 28 B | 27.72 B | 27.3 B | 24.01 B |
| Total Liabilities | 24.36 B | 24.29 B | 24.04 B | 21.31 B |
| Equity | 3.64 B | 3.43 B | 3.26 B | 2.7 B |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 384.04 M | 349.73 M | 293.97 M | 607.31 M |
| Investing CF | 33.42 M | -991.04 M | -163.29 M | -2.02 B |
| Financing CF | -541.57 M | 157.31 M | 226.34 M | -258.78 M |
| Free CF | 356.46 M | 302.69 M | 221.49 M | 564.6 M |
| Capex | -27.58 M | -47.04 M | -72.48 M | -42.7 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 6.66% | 0.44% | — | — |
| Earnings Growth % | 34.58% | -32.41% | — | — |
| Profit Margin % | 27.14% | 21.51% | 31.96% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-03-13 | $0.25 |
| 2025-12-15 | $0.25 |
| 2025-09-15 | $0.25 |
| 2025-06-13 | $0.24 |
| 2025-03-14 | $0.24 |
Stock Splits
No stock split history available.