USCB Financial Holdings, Inc.
$19.73
▲
0.47%
2026-04-21 10:03:01
www.uscentury.com
NGM: USCB
Explore USCB Financial Holdings, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$364.23 M
Current Price
$19.73
52W High / Low
$20.79 / $15.56
Stock P/E
13.96
Book Value
$11.97
Dividend Yield
2.13%
ROCE
—
ROE
12.07%
Face Value
—
EPS
$1.34
Exp Qtr EPS
—
Sector
Financial Services
Industry
Banks - Regional
Employees
205
Beta
0.59
Debt / Equity
0.94
Current Ratio
—
Quick Ratio
—
Forward P/E
8.78
Price / Sales
4.09
Enterprise Value
$523.91 M
EV / EBITDA
—
EV / Revenue
5.96
Rating
Buy
Target Price
$21.55
EPS Forecast (FY)
—
Pros
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | TrustCo Bank Corp NY | $46.61 | 13.38 | $817.75 M | 3.26% | — | 8.97% | $48.45 / $28.09 | $38.08 |
| 2. | BV Financial, Inc. | $20.11 | 13.18 | $177.81 M | — | — | 7.12% | $20.48 / $13.93 | $22.45 |
| 3. | GBank Financial Holdings Inc. | $30.06 | — | $434.98 M | — | — | 13.66% | $45 / $23.87 | $11.52 |
| 4. | Beacon Financial Corporation | $32.51 | 25.9 | $2.73 B | 3.99% | — | 4.86% | $32.83 / $22.81 | $29.7 |
| 5. | Summit State Bank | $13.65 | 13.41 | $91.17 M | 3.74% | — | 7.05% | $14 / $7.5 | $14.94 |
| 6. | Customers Bancorp, Inc. | $78.37 | 11.8 | $2.64 B | 0.41% | — | 11.34% | $82.56 / $43.67 | $61.87 |
| 7. | Community Bancorp | $38.18 | 12.03 | $204.08 M | 2.73% | — | 16.03% | $42.8 / $16.99 | $20.36 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 18.03 M | 24.96 M | 24.4 M | 22.83 M | 22.98 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 1.36 M | 8.94 M | 8.14 M | 7.66 M | 6.9 M | — |
| EPS in Rs | 0.07 | 0.49 | 0.45 | 0.42 | 0.38 | 0.35 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 90.22 M | 82.68 M | 65.97 M | 68.73 M |
| Operating Profit | — | — | — | — |
| Net Profit | 26.1 M | 24.67 M | 16.55 M | 20.14 M |
| EPS in Rs | 1.43 | 1.35 | 0.91 | 1.1 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 2.79 B | 2.58 B | 2.34 B | 2.09 B |
| Total Liabilities | 2.57 B | 2.37 B | 2.15 B | 1.9 B |
| Equity | 217.18 M | 215.39 M | 191.97 M | 182.43 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 42.8 M | 34.84 M | 22.55 M | 29.54 M |
| Investing CF | -245.41 M | -212.61 M | -273 M | -270.6 M |
| Financing CF | 164.05 M | 213.74 M | 237.35 M | 249 M |
| Free CF | 42.5 M | 34.52 M | 22.38 M | 28.86 M |
| Capex | -0.3 M | -0.31 M | -0.16 M | -0.67 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 25.32% | -4.01% | — | — |
| Earnings Growth % | 49.13% | -17.85% | — | — |
| Profit Margin % | 29.84% | 25.08% | 29.31% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-17 | $0.125 |
| 2025-11-14 | $0.1 |
| 2025-08-15 | $0.1 |
| 2025-05-15 | $0.1 |
| 2025-02-14 | $0.1 |
Stock Splits
No stock split history available.