Universal Insurance Holdings, Inc.

$35.54 ▲ 2.65%
2026-04-21 10:04:01

Explore Universal Insurance Holdings, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$990.93 M
Current Price
$35.54
52W High / Low
$36.68 / $21.96
Stock P/E
5.42
Book Value
$19.67
Dividend Yield
1.8%
ROCE
ROE
39.59%
Face Value
EPS
$6.32
Exp Qtr EPS
Sector
Financial Services
Industry
Insurance - Property & Casualty
Employees
929
Beta
0.7
Debt / Equity
18.23
Current Ratio
0.57
Quick Ratio
Forward P/E
8.6
Price / Sales
0.6
Enterprise Value
$654.81 M
EV / EBITDA
2.56
EV / Revenue
0.41
Rating
None
Target Price
$40
EPS Forecast (FY)

Pros

  • Healthy return on equity.
  • Balance sheet leverage appears manageable.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.

Cons

  • Some data points may be missing or delayed because the source is not an official exchange feed.

Sift Stocks

S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. Trupanion, Inc. $28.88 64.54 $1.25 B 19.93% 5.5% $57.88 / $24.15 $8.85
2. Loews Corporation $110.44 13.85 $22.84 B 0.23% 9.43% $114.9 / $82.48 $90.71
3. NI Holdings, Inc. $12.94 $265.76 M -4.29% $14.7 / $12.01 $11.69
4. CNA Financial Corporation $47.7 10.17 $12.9 B 3.98% 11.55% $50.72 / $43.29 $42.93
5. Donegal Group Inc. $17.65 8.41 $667.58 M 4.36% 13.38% $21.12 / $16.43 $17.33
6. Mercury General Corporation $94.9 9.9 $5.36 B 1.34% 24.8% $100.06 / $51.61 $43.64
7. Stewart Information Services Corporation $66.84 17.77 $2.05 B 3.14% 8.5% $78.61 / $56.39 $54.3

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales407.93 M400.98 M400.14 M394.87 M384.81 M
Operating Profit89.87 M54.2 M47.82 M56.89 M8.78 M
Net Profit66.59 M39.83 M35.09 M41.44 M6.02 M
EPS in Rs2.381.421.251.480.21-0.57

Profit & Loss

Figures shown in M / B

2025202420232022
Sales1.6 B1.52 B1.39 B1.22 B
Operating Profit248.78 M90.38 M94.17 M-21.34 M
Net Profit182.95 M58.93 M66.82 M-22.26 M
EPS in Rs6.532.12.39-0.79

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets2.84 B2.84 B2.32 B2.89 B
Total Liabilities2.29 B2.47 B1.98 B2.6 B
Equity551.03 M373.25 M341.3 M287.9 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF381.49 M137.36 M70.97 M324.51 M
Investing CF-113.61 M-228.09 M-15.25 M-148.86 M
Financing CF-52.12 M-47.13 M-47.12 M-37.46 M
Free CF377.06 M129.99 M66.95 M319.62 M
Capex-4.44 M-7.37 M-4.02 M-4.9 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2025202420232022
Revenue Growth %5.48%9.27%13.82%
Earnings Growth %210.47%-11.81%400.23%
Profit Margin %11.41%3.88%4.8%-1.82%
Operating Margin %15.51%5.94%6.77%-1.75%
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-03-06$0.16
2025-12-05$0.29
2025-08-01$0.16
2025-05-09$0.16
2025-03-07$0.16
2024-12-06$0.29
2024-08-02$0.16
2024-05-09$0.16
2024-03-07$0.16
2023-12-07$0.29
2023-08-03$0.16
2023-05-11$0.16
2023-03-08$0.16
2022-12-08$0.29
2022-08-01$0.16
2022-05-12$0.16
2022-03-09$0.16
2021-12-09$0.29
2021-07-30$0.16
2021-05-13$0.16

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
American Century ETF Trust-Avantis U.S. Small Cap Value ETF Mutual Fund 0.74 M $24.8 M 0.03% 2026-01-31
iShares Trust-iShares Russell 2000 ETF Mutual Fund 0.62 M $20.79 M 0.02% 2026-01-31
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund Mutual Fund 0.25 M $8.23 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio Mutual Fund 0.22 M $7.33 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Micro Cap Portfolio Mutual Fund 0.2 M $6.77 M 0.01% 2026-01-31
TIAA-CREF Funds-Nuveen Quant Small Cap Equity Fund Mutual Fund 0.19 M $6.21 M 0.01% 2026-01-31
Dimensional ETF Trust-Dimensional U.S. Targeted Value ETF Mutual Fund 0.19 M $6.24 M 0.01% 2026-01-31
Blackrock Inc. Institutional 2.58 M $85.94 M 0.09% 2025-12-31
Vanguard Group Inc Institutional 2.01 M $66.86 M 0.07% 2025-12-31
Dimensional Fund Advisors LP Institutional 1.3 M $43.44 M 0.05% 2025-12-31
Donald Smith & Co., Inc. Institutional 1.15 M $38.27 M 0.04% 2025-12-31
American Century Companies Inc Institutional 0.9 M $29.88 M 0.03% 2025-12-31
Geode Capital Management, LLC Institutional 0.82 M $27.16 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 0.81 M $26.93 M 0.03% 2025-12-31
Goldman Sachs Group Inc Institutional 0.71 M $23.54 M 0.03% 2025-12-31