Affirm Holdings, Inc.
$67.06
▲
1.69%
2026-04-21 05:08:00
www.affirm.com
NMS: AFRM
Explore Affirm Holdings, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$3.97 B
Current Price
$67.06
52W High / Low
$100 / $39.35
Stock P/E
76.1
Book Value
$10.68
Dividend Yield
—
ROCE
3.08%
ROE
8.92%
Face Value
—
EPS
$0.81
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
2,206
Beta
3.63
Debt / Equity
258.87
Current Ratio
13.85
Quick Ratio
54.19
Forward P/E
12.88
Price / Sales
4.35
Enterprise Value
$23.78 B
EV / EBITDA
45.12
EV / Revenue
6.4
Rating
Buy
Target Price
$79.7
EPS Forecast (FY)
—
Pros
- Short-term liquidity looks comfortable.
Cons
- Return on equity is on the weaker side.
- Capital efficiency is modest.
- Leverage is relatively high.
- Valuation is rich on a P/E basis.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Green Dot Corporation | $12.47 | — | $689.04 M | — | 3.1% | -11.21% | $15.41 / $7.33 | $16.02 |
| 2. | Mastercard Incorporated | $509.14 | 30.85 | $455.46 B | 0.67% | 62.16% | 2.1% | $601.77 / $480.5 | $8.65 |
| 3. | American Express Company | $332.85 | 21.63 | $228.84 B | 1.15% | — | 33.99% | $387.49 / $239.27 | $48.8 |
| 4. | Federal Agricultural Mortgage Corporation | $132.64 | 8.92 | $1.85 B | 3.66% | — | 12.93% | $210.64 / $136.57 | $111.54 |
| 5. | Vroom, Inc. | $16.89 | — | $79.08 M | — | -13.25% | -20.91% | $6.3 / $5.25 | $22.43 |
| 6. | SoFi Technologies, Inc. | $18.99 | 49.22 | $24.33 B | 0% | — | 5.66% | $32.73 / $10.49 | $8.26 |
| 7. | Nelnet, Inc. | $138.72 | 11.67 | $5 B | 0.95% | — | 11.59% | $142.87 / $102 | $102.74 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 1.12 B | 933.34 M | 876.42 M | 783.13 M | 866.38 M |
| Operating Profit | 229.34 M | 173.69 M | 163.97 M | 99.25 M | 103.5 M |
| Net Profit | 129.59 M | 80.69 M | 69.24 M | 2.8 M | 80.36 M |
| EPS in Rs | 0.44 | 0.28 | 0.24 | 0.01 | 0.27 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 3.22 B | 2.32 B | 1.59 B | 1.35 B |
| Operating Profit | 337.99 M | -264.83 M | -981.98 M | -796.35 M |
| Net Profit | 52.19 M | -517.76 M | -985.35 M | -707.42 M |
| EPS in Rs | 0.18 | -1.77 | -3.37 | -2.42 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 11.15 B | 9.52 B | 8.16 B | 6.97 B |
| Total Liabilities | 8.09 B | 6.79 B | 5.62 B | 4.36 B |
| Equity | 3.07 B | 2.73 B | 2.53 B | 2.62 B |
| Current Assets | 9.76 B | 8.21 B | 6.9 B | 5.68 B |
| Current Liabilities | 180.1 M | 124.96 M | 92.8 M | 107.07 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 793.91 M | 450.14 M | 12.18 M | -162.19 M |
| Investing CF | -1.08 B | -1.33 B | -1.65 B | -2.01 B |
| Financing CF | 751.42 M | 913.15 M | 1.35 B | 2.04 B |
| Free CF | 601.72 M | 290.84 M | -108.59 M | -273.9 M |
| Capex | -192.19 M | -159.3 M | -120.78 M | -111.7 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 46.29% | 17.69% | — | — |
| Earnings Growth % | 47.45% | -39.29% | — | — |
| Profit Margin % | -22.29% | -62.05% | -52.43% | — |
| Operating Margin % | -11.4% | -61.84% | -59.02% | — |
| Gross Margin % | 63.62% | 45.01% | 57.28% | — |
| EBITDA Margin % | -0.1% | -42.29% | -44.65% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.