SoFi Technologies, Inc.
$18.99
▲
0.82%
2026-04-22 10:12:13
www.sofi.com
NMS: SOFI
Explore SoFi Technologies, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$24.33 B
Current Price
$18.99
52W High / Low
$32.73 / $10.49
Stock P/E
49.22
Book Value
$8.26
Dividend Yield
0%
ROCE
—
ROE
5.66%
Face Value
—
EPS
$0.39
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
6,100
Beta
2.25
Debt / Equity
18.49
Current Ratio
1.18
Quick Ratio
—
Forward P/E
20.6
Price / Sales
5.77
Enterprise Value
$17.62 B
EV / EBITDA
—
EV / Revenue
4.92
Rating
Hold
Target Price
$24.32
EPS Forecast (FY)
—
Pros
- Balance sheet leverage appears manageable.
- Strong operating margin profile.
- Net margin remains healthy.
Cons
- Return on equity is on the weaker side.
- Valuation is rich on a P/E basis.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | World Acceptance Corporation | $149.3 | 17.8 | $761.23 M | — | — | 10.97% | $185.48 / $110 | $73.9 |
| 2. | OppFi Inc. | $8.83 | 28.55 | $751.65 M | 0% | 57.26% | 53.86% | $15.03 / $7.36 | $2.14 |
| 3. | Mastercard Incorporated | $509.14 | 30.85 | $455.46 B | 0.67% | 62.16% | 2.1% | $601.77 / $480.5 | $8.65 |
| 4. | TROOPS, Inc. | $2.93 | — | $305.41 M | — | -2.75% | -18.72% | $5.28 / $0.5 | $0.63 |
| 5. | Federal Agricultural Mortgage Corporation | $174.78 | 8.92 | $1.85 B | 3.66% | — | 12.93% | $210.64 / $136.57 | $111.54 |
| 6. | Capital One Financial Corporation | $201.85 | 60.17 | $129.08 B | 1.56% | — | 2.39% | $259.63 / $158.42 | $173.11 |
| 7. | CPI Card Group Inc. | $18.88 | 14.47 | $216.35 M | — | 17.19% | -56.46% | $27.71 / $10.81 | $-1.51 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 1.03 B | 961.6 M | 854.94 M | 771.76 M | 734.12 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 173.55 M | 139.39 M | 97.26 M | 71.12 M | 332.47 M | — |
| EPS in Rs | 0.14 | 0.11 | 0.08 | 0.06 | 0.26 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 3.61 B | 2.61 B | 2.11 B | 1.57 B |
| Operating Profit | — | — | — | — |
| Net Profit | 481.32 M | 498.67 M | -300.74 M | -320.41 M |
| EPS in Rs | 0.38 | 0.39 | -0.24 | -0.25 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 50.66 B | 36.25 B | 30.07 B | 19.01 B |
| Total Liabilities | 40.17 B | 29.73 B | 24.52 B | 13.48 B |
| Equity | 10.49 B | 6.53 B | 5.55 B | 5.53 B |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | -3.74 B | -1.12 B | -7.23 B | -7.26 B |
| Investing CF | -6.72 B | -4.82 B | -1.89 B | -106.33 M |
| Financing CF | 13.11 B | 5.03 B | 10.89 B | 8.44 B |
| Free CF | -3.99 B | -1.28 B | -7.35 B | -7.36 B |
| Capex | -251.12 M | -163.62 M | -121.19 M | -103.73 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 23.91% | 33.98% | — | — |
| Earnings Growth % | 265.81% | 6.14% | — | — |
| Profit Margin % | 19.09% | -14.27% | -20.36% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.