Synchrony Financial

$78.34 ▲ 0.91%
2026-04-22 10:12:13

Explore Synchrony Financial stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$27.39 B
Current Price
$78.34
52W High / Low
$88.77 / $46.13
Stock P/E
8.1
Book Value
$44.74
Dividend Yield
1.53%
ROCE
ROE
21.3%
Face Value
EPS
$9.66
Exp Qtr EPS
Sector
Financial Services
Industry
Credit Services
Employees
20,000
Beta
1.38
Debt / Equity
0.91
Current Ratio
Quick Ratio
Forward P/E
6.93
Price / Sales
2.67
Enterprise Value
$26.6 B
EV / EBITDA
EV / Revenue
2.73
Rating
Buy
Target Price
$85.3
EPS Forecast (FY)

Pros

  • Healthy return on equity.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.

Cons

  • Some data points may be missing or delayed because the source is not an official exchange feed.

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Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024
Sales3.79 B3.82 B3.65 B3.72 B3.8 B
Operating Profit
Net Profit751 M1.08 B967 M757 M774 M
EPS in Rs2.163.12.782.182.23

Profit & Loss

Figures shown in M / B

2025202420232022
Sales14.98 B16.12 B13.63 B11.67 B
Operating Profit
Net Profit3.55 B3.5 B2.24 B3.02 B
EPS in Rs10.2210.076.448.68

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets119.09 B119.46 B117.48 B104.56 B
Total Liabilities102.33 B102.88 B103.58 B91.69 B
Equity16.77 B16.58 B13.9 B12.87 B
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF9.85 B9.85 B8.59 B6.69 B
Investing CF-4.85 B-8.9 B-14.23 B-10.23 B
Financing CF-4.74 B-611 M9.63 B5.28 B
Free CF9.85 B9.85 B8.59 B6.69 B
Capex

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2025202420232022
Revenue Growth %-7.09%18.33%16.73%
Earnings Growth %1.51%56.34%-25.8%
Profit Margin %23.71%21.7%16.42%25.84%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-02-06$0.3
2025-11-05$0.3
2025-08-05$0.3
2025-05-05$0.3
2025-02-03$0.25
2024-11-04$0.25
2024-08-05$0.25
2024-05-03$0.25
2024-02-02$0.25
2023-10-31$0.25
2023-07-28$0.25
2023-05-01$0.23
2023-02-03$0.23
2022-10-31$0.23
2022-07-29$0.23
2022-04-29$0.22
2022-02-09$0.22
2021-10-29$0.22
2021-07-30$0.22
2021-04-30$0.22

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
Fidelity Concord Street Trust-Fidelity 500 Index Fund Mutual Fund 4.58 M $313.61 M 0.01% 2026-02-28
Income Fund of America Mutual Fund 9.66 M $660.71 M 0.03% 2026-01-31
iShares Trust-iShares Core S&P 500 ETF Mutual Fund 4.63 M $317.11 M 0.01% 2026-01-31
SPDR S&P 500 ETF TRUST-State Street SPDR S&P 500 ETF Trust Mutual Fund 4.32 M $295.76 M 0.01% 2026-01-31
First TRT Exch-Trd Fd. VI-First TRT Rising Dividend Achievers ETF Mutual Fund 3.87 M $264.66 M 0.01% 2026-01-31
Vanguard Group Inc Institutional 45.83 M $3.14 B 0.13% 2025-12-31
Capital World Investors Institutional 38.33 M $2.62 B 0.11% 2025-12-31
Blackrock Inc. Institutional 31.17 M $2.13 B 0.09% 2025-12-31
AMERICAN BALANCED FUND Mutual Fund 20.51 M $1.4 B 0.06% 2025-12-31
State Street Corporation Institutional 18.44 M $1.26 B 0.05% 2025-12-31
Bank of America Corporation Institutional 16.16 M $1.11 B 0.05% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 11.3 M $773.25 M 0.03% 2025-12-31
Geode Capital Management, LLC Institutional 9.91 M $677.92 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard 500 Index Fund Mutual Fund 9.08 M $621.48 M 0.03% 2025-12-31
Goldman Sachs Group Inc Institutional 8.68 M $593.79 M 0.03% 2025-12-31