Ally Financial Inc.

$46 ▲ 0.66%
2026-04-22 10:12:13
NYQ: ALLY

Explore Ally Financial Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$14.19 B
Current Price
$46
52W High / Low
$47.27 / $29.91
Stock P/E
11.21
Book Value
$42.7
Dividend Yield
2.65%
ROCE
ROE
5.8%
Face Value
EPS
$4.1
Exp Qtr EPS
Sector
Financial Services
Industry
Credit Services
Employees
10,300
Beta
1.12
Debt / Equity
1.38
Current Ratio
Quick Ratio
Forward P/E
6.52
Price / Sales
1.73
Enterprise Value
$26.94 B
EV / EBITDA
EV / Revenue
3.65
Rating
Buy
Target Price
$51.59
EPS Forecast (FY)

Pros

  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.
  • Meaningful dividend yield is available.

Cons

  • Return on equity is on the weaker side.

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4. Synchrony Financial $78.34 8.1 $27.39 B 1.53% 21.3% $88.77 / $46.13 $44.74
5. Navient Corporation $9.01 $839.64 M 7.1% -3.17% $16.07 / $7.8 $25.12
6. Oportun Financial Corporation $5.82 10.26 $258.99 M 6.79% $7.96 / $4.03 $8.78
7. Federal Agricultural Mortgage Corporation $174.78 8.92 $1.85 B 3.66% 12.93% $210.64 / $136.57 $111.54

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales2.36 B2.37 B2.28 B1.75 B2.24 B
Operating Profit
Net Profit327 M398 M352 M-225 M-140 M
EPS in Rs1.061.291.14-0.73-0.45

Profit & Loss

Figures shown in M / B

2025202420232022
Sales8.77 B8.9 B9.07 B9.24 B
Operating Profit
Net Profit852 M668 M957 M1.71 B
EPS in Rs2.772.173.115.57

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets196 B191.84 B196.33 B191.83 B
Total Liabilities180.5 B177.93 B182.63 B178.97 B
Equity15.5 B13.9 B13.7 B12.86 B
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF3.73 B4.53 B4.56 B6.25 B
Investing CF-5.26 B4.99 B-7.18 B-17.26 B
Financing CF1.96 B-5.57 B3.84 B11.57 B
Free CF-546 M1.07 B1.8 B2.71 B
Capex-4.28 B-3.46 B-2.76 B-3.53 B

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %-1.91%-1.84%
Earnings Growth %-30.2%-44.17%
Profit Margin %7.51%10.55%18.55%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-02-02$0.3
2025-10-31$0.3
2025-08-01$0.3
2025-05-01$0.3
2025-01-31$0.3
2024-11-01$0.3
2024-08-01$0.3
2024-04-30$0.3
2024-01-31$0.3
2023-10-31$0.3
2023-07-31$0.3
2023-04-28$0.3
2023-01-31$0.3
2022-10-31$0.3
2022-07-29$0.3
2022-04-29$0.3
2022-01-31$0.3
2021-10-29$0.25
2021-07-30$0.25
2021-04-29$0.19

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Core S&P Mid-Cap ETF Mutual Fund 8.98 M $357.6 M 0.03% 2026-01-31
VANGUARD WINDSOR FUNDS-Vanguard Windsor Fund Mutual Fund 4.66 M $185.74 M 0.02% 2026-01-31
Vanguard Explorer Fund Mutual Fund 2.55 M $101.78 M 0.01% 2026-01-31
Berkshire Hathaway, Inc Institutional 29 M $1.16 B 0.09% 2025-12-31
Blackrock Inc. Institutional 27.43 M $1.09 B 0.09% 2025-12-31
Vanguard Group Inc Institutional 27.27 M $1.09 B 0.09% 2025-12-31
Harris Associates L.P. Institutional 27.05 M $1.08 B 0.09% 2025-12-31
Wellington Management Group, LLP Institutional 14.27 M $568.57 M 0.05% 2025-12-31
HARRIS ASSOCIATES INVESTMENT TRUST-Oakmark Fund Mutual Fund 13.83 M $550.82 M 0.04% 2025-12-31
Dimensional Fund Advisors LP Institutional 8.71 M $346.96 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 8.71 M $347.12 M 0.03% 2025-12-31
State Street Corporation Institutional 8.5 M $338.73 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund Mutual Fund 6.29 M $250.68 M 0.02% 2025-12-31
Arrowstreet Capital, Limited Partnership Institutional 6.07 M $241.89 M 0.02% 2025-12-31
HARRIS ASSOCIATES INVESTMENT TRUST-Oakmark Select Fund Mutual Fund 6.05 M $240.94 M 0.02% 2025-12-31