Better Home & Finance Holding Company
$47.48
▲
8.54%
2026-04-21 05:37:01
better.com
NGM: BETR
Explore Better Home & Finance Holding Company stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$765.65 M
Current Price
$47.48
52W High / Low
$94.06 / $10.81
Stock P/E
—
Book Value
$2.32
Dividend Yield
—
ROCE
-59.54%
ROE
1580.71%
Face Value
—
EPS
$-10.8
Exp Qtr EPS
—
Sector
Financial Services
Industry
Mortgage Finance
Employees
1,329
Beta
1.93
Debt / Equity
1,672.79
Current Ratio
1.09
Quick Ratio
1.17
Forward P/E
12.5
Price / Sales
3.27
Enterprise Value
$1.06 B
EV / EBITDA
—
EV / Revenue
6.41
Rating
Buy
Target Price
$40
EPS Forecast (FY)
—
Pros
- Healthy return on equity.
- Valuation is not stretched on P/E basis.
Cons
- Capital efficiency is modest.
- Leverage is relatively high.
- Operating margin is thin.
- Net margin is relatively low.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | UWM Holdings Corporation | $3.98 | 232.57 | $6.37 B | 10.05% | — | 13.38% | $7.14 / $3.38 | $0.74 |
| 2. | Beeline Holdings, Inc. | $2.19 | — | $67.12 M | — | -11.27% | -44.19% | $4.65 / $0.62 | $1.92 |
| 3. | loanDepot, Inc. | $1.77 | — | $405.01 M | 18.93% | — | -24.09% | $5.05 / $1.02 | $1.03 |
| 4. | PennyMac Financial Services, Inc. | $94.3 | 9.82 | $4.92 B | 1.27% | 2.96% | 12.31% | $160.36 / $82.65 | $82.77 |
| 5. | Rocket Companies, Inc. | $15.82 | — | $45.06 B | 0% | — | -1.47% | $24.36 / $11.08 | $8.12 |
| 6. | Onity Group Inc. | $45.25 | 2.04 | $387.08 M | 1.09% | 1.46% | 32.38% | $54.1 / $28.8 | $73.68 |
| 7. | Pineapple Financial Inc. | $0.61 | — | $15.44 M | — | -107.98% | -322.56% | $9.53 / $0.2 | $-4.08 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 66.5 M | 54.27 M | 51.33 M | 34.79 M | 47.24 M | — |
| Operating Profit | -41.93 M | -28.59 M | -32.44 M | -50.22 M | -26.62 M | — |
| Net Profit | -39.92 M | -39.12 M | -36.27 M | -50.56 M | -59.22 M | — |
| EPS in Rs | -3.75 | -3.68 | -3.41 | -4.75 | -5.57 | -3.57 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 206.9 M | 120.05 M | 102.11 M | 395.08 M |
| Operating Profit | -149.47 M | -188.02 M | -280.87 M | -595.38 M |
| Net Profit | -165.87 M | -206.29 M | -536.42 M | -877.08 M |
| EPS in Rs | -15.59 | -19.39 | -50.42 | -82.44 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 1.51 B | 913.06 M | 905.55 M | 1.08 B |
| Total Liabilities | 1.47 B | 971.23 M | 782.95 M | 1.25 B |
| Equity | 37.18 M | -58.17 M | 122.6 M | -167.9 M |
| Current Assets | 1.46 B | 861.86 M | 796.88 M | 694.16 M |
| Current Liabilities | 1.25 B | 435.56 M | 208.26 M | 264.69 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | -166.57 M | -379.97 M | -159.72 M | 938.25 M |
| Investing CF | -661.51 M | -143.81 M | -38.59 M | -34.58 M |
| Financing CF | 714.34 M | 239.13 M | 381.4 M | -1.54 B |
| Free CF | -177.8 M | -390.05 M | -169.5 M | 902.97 M |
| Capex | -11.23 M | -10.08 M | -9.78 M | -35.28 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 17.57% | -74.15% | — | — |
| Earnings Growth % | 61.54% | 38.84% | — | — |
| Profit Margin % | -171.83% | -525.32% | -222% | — |
| Operating Margin % | -156.61% | -275.05% | -150.7% | — |
| Gross Margin % | -35.42% | -108.92% | -75.55% | — |
| EBITDA Margin % | -128.93% | -233.05% | -132.47% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
| Date | Split |
|---|---|
| 2024-08-19 | 1:0.02 |