Velocity Financial, Inc.
$19.94
▲
1.22%
2026-04-21 10:06:00
www.velfinance.com
NYQ: VEL
Explore Velocity Financial, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$780.78 M
Current Price
$19.94
52W High / Low
$21.39 / $16.12
Stock P/E
7.43
Book Value
$17.26
Dividend Yield
—
ROCE
—
ROE
17.56%
Face Value
—
EPS
$2.75
Exp Qtr EPS
—
Sector
Financial Services
Industry
Mortgage Finance
Employees
364
Beta
0.76
Debt / Equity
967.99
Current Ratio
15.2
Quick Ratio
—
Forward P/E
5.73
Price / Sales
3.33
Enterprise Value
$7.2 B
EV / EBITDA
—
EV / Revenue
31.92
Rating
None
Target Price
$21.67
EPS Forecast (FY)
—
Pros
- Healthy return on equity.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Leverage is relatively high.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Walker & Dunlop, Inc. | $50.8 | 30.5 | $1.72 B | 5.35% | 2.18% | 3.25% | $90 / $42.12 | $51.96 |
| 2. | Beeline Holdings, Inc. | $2.19 | — | $67.12 M | — | -11.27% | -44.19% | $4.65 / $0.62 | $1.92 |
| 3. | Onity Group Inc. | $45.25 | 2.04 | $387.08 M | 1.09% | 1.46% | 32.38% | $54.1 / $28.8 | $73.68 |
| 4. | loanDepot, Inc. | $1.77 | — | $405.01 M | 18.93% | — | -24.09% | $5.05 / $1.02 | $1.03 |
| 5. | Income Opportunity Realty Investors, Inc. | $18.25 | 18.69 | $74.57 M | — | — | 3.22% | $19.69 / $17.01 | $30.97 |
| 6. | PennyMac Financial Services, Inc. | $94.3 | 9.82 | $4.92 B | 1.27% | 2.96% | 12.31% | $160.36 / $82.65 | $82.77 |
| 7. | Better Home & Finance Holding Company | $47.48 | — | $765.65 M | — | -59.54% | 1580.71% | $94.06 / $10.81 | $2.32 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 94.13 M | 77.25 M | 78.03 M | 62.11 M | 63.62 M |
| Operating Profit | — | — | — | — | — |
| Net Profit | 34.8 M | 25.37 M | 26 M | 18.89 M | 20.59 M |
| EPS in Rs | 0.89 | 0.65 | 0.66 | 0.48 | 0.52 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 311.52 M | 211.74 M | 155.51 M | 91.19 M |
| Operating Profit | — | — | — | — |
| Net Profit | 105.05 M | 68.42 M | 52.27 M | 32.21 M |
| EPS in Rs | 2.68 | 1.74 | 1.33 | 0.82 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 7.38 B | 5.53 B | 4.4 B | 3.75 B |
| Total Liabilities | 6.71 B | 5.01 B | 3.97 B | 3.37 B |
| Equity | 672.53 M | 516.94 M | 433.44 M | 376.81 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 18.16 M | 37.76 M | 48.84 M | 48.67 M |
| Investing CF | -1.52 B | -1.05 B | -584.73 M | -908.24 M |
| Financing CF | 1.68 B | 1.02 B | 535.77 M | 874.02 M |
| Free CF | 16.59 M | 32.71 M | 48.66 M | 48.35 M |
| Capex | -1.57 M | -5.05 M | -0.18 M | -0.33 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 36.15% | 70.55% | — | — |
| Earnings Growth % | 30.89% | 62.28% | — | — |
| Profit Margin % | 32.31% | 33.61% | 35.32% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.