PennyMac Financial Services, Inc.
$94.3
▲
2.74%
2026-04-21 08:49:01
pfsi.pennymac.com
NYQ: PFSI
Explore PennyMac Financial Services, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$4.92 B
Current Price
$94.3
52W High / Low
$160.36 / $82.65
Stock P/E
9.82
Book Value
$82.77
Dividend Yield
1.27%
ROCE
2.96%
ROE
12.31%
Face Value
—
EPS
$9.3
Exp Qtr EPS
—
Sector
Financial Services
Industry
Mortgage Finance
Employees
5,241
Beta
1.52
Debt / Equity
537.23
Current Ratio
1.04
Quick Ratio
1.71
Forward P/E
5.8
Price / Sales
1.38
Enterprise Value
$27.43 B
EV / EBITDA
—
EV / Revenue
7.92
Rating
Buy
Target Price
$131.33
EPS Forecast (FY)
—
Pros
- Short-term liquidity looks comfortable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Capital efficiency is modest.
- Leverage is relatively high.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Income Opportunity Realty Investors, Inc. | $18.25 | 18.69 | $74.57 M | — | — | 3.22% | $19.69 / $17.01 | $30.97 |
| 2. | Pineapple Financial Inc. | $0.61 | — | $15.44 M | — | -107.98% | -322.56% | $9.53 / $0.2 | $-4.08 |
| 3. | loanDepot, Inc. | $1.77 | — | $405.01 M | 18.93% | — | -24.09% | $5.05 / $1.02 | $1.03 |
| 4. | Better Home & Finance Holding Company | $47.48 | — | $765.65 M | — | -59.54% | 1580.71% | $94.06 / $10.81 | $2.32 |
| 5. | Onity Group Inc. | $45.25 | 2.04 | $387.08 M | 1.09% | 1.46% | 32.38% | $54.1 / $28.8 | $73.68 |
| 6. | UWM Holdings Corporation | $3.98 | 232.57 | $6.37 B | 10.05% | — | 13.38% | $7.14 / $3.38 | $0.74 |
| 7. | Walker & Dunlop, Inc. | $50.8 | 30.5 | $1.72 B | 5.35% | 2.18% | 3.25% | $90 / $42.12 | $51.96 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 2.21 B | 882.81 M | 931.58 M | 1.07 B | 698.32 M | — |
| Operating Profit | 133.46 M | 236.57 M | 76.86 M | 104.52 M | 131.01 M | — |
| Net Profit | 106.83 M | 181.5 M | 136.46 M | 76.28 M | 104.49 M | — |
| EPS in Rs | 2.05 | 3.48 | 2.62 | 1.46 | 2 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 4.42 B | 2.85 B | 2.64 B | 2.32 B |
| Operating Profit | 551.42 M | 402.62 M | 346.4 M | 688.69 M |
| Net Profit | 501.08 M | 311.42 M | 144.66 M | 475.51 M |
| EPS in Rs | 9.61 | 5.97 | 2.77 | 9.11 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 29.39 B | 26.09 B | 18.84 B | 16.82 B |
| Total Liabilities | 25.08 B | 22.26 B | 15.31 B | 13.35 B |
| Equity | 4.31 B | 3.83 B | 3.54 B | 3.47 B |
| Current Assets | 18.44 B | 16.12 B | 11.27 B | 10.47 B |
| Current Liabilities | 10.76 B | 10.32 B | 5.49 B | 4.58 B |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | -1.65 B | -4.53 B | -1.58 B | 6.03 B |
| Investing CF | 552.49 M | -1.89 B | -273.29 M | -721.58 M |
| Financing CF | 1.16 B | 5.72 B | 1.47 B | -4.32 B |
| Free CF | -1.7 B | -4.56 B | -1.62 B | 5.95 B |
| Capex | -51.2 M | -22.1 M | -36.17 M | -83.09 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 7.63% | 13.93% | — | — |
| Earnings Growth % | 115.29% | -69.58% | — | — |
| Profit Margin % | 10.94% | 5.47% | 20.48% | — |
| Operating Margin % | 14.14% | 13.1% | 29.67% | — |
| Gross Margin % | 48.11% | 54.65% | 56.3% | — |
| EBITDA Margin % | 16.59% | 15.75% | 31.83% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-13 | $0.3 |
| 2025-11-17 | $0.3 |
| 2025-08-13 | $0.3 |
| 2025-05-14 | $0.3 |
| 2025-02-13 | $0.3 |
Stock Splits
No stock split history available.