Consumer Portfolio Services, Inc.

$8.78 0%
2026-04-21 06:12:00

Explore Consumer Portfolio Services, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$191.06 M
Current Price
$8.78
52W High / Low
$10.22 / $6.67
Stock P/E
9.89
Book Value
$14.17
Dividend Yield
ROCE
ROE
6.42%
Face Value
EPS
$0.8
Exp Qtr EPS
Sector
Financial Services
Industry
Credit Services
Employees
913
Beta
1.08
Debt / Equity
1,131.72
Current Ratio
2.47
Quick Ratio
Forward P/E
5.68
Price / Sales
0.91
Enterprise Value
$3.68 B
EV / EBITDA
EV / Revenue
18.48
Rating
None
Target Price
$14
EPS Forecast (FY)

Pros

  • Valuation is not stretched on P/E basis.

Cons

  • Return on equity is on the weaker side.
  • Leverage is relatively high.

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S.No. Name Price P.E. Market Cap Div Yld % ROCE ROE 52Week High/ Low Book Value
1. TROOPS, Inc. $2.93 $305.41 M -2.75% -18.72% $5.28 / $0.5 $0.63
2. Bread Financial Holdings, Inc. $91.75 7.57 $3.93 B 1.02% 16.34% $91.3 / $44.57 $75.44
3. PayPal Holdings, Inc. $50.93 9.44 $46.07 B 1.09% 18.96% 25.73% $79.5 / $38.46 $22.02
4. Sentage Holdings Inc. $1.94 $5.67 M -15.28% -16.35% $12.7 / $1.55 $3.36
5. OppFi Inc. $8.83 28.55 $751.65 M 0% 57.26% 53.86% $15.03 / $7.36 $2.14
6. Synchrony Financial $78.34 8.1 $27.39 B 1.53% 21.3% $88.77 / $46.13 $44.74
7. EZCORP, Inc. $30.71 15.54 $1.91 B 8.51% 12.97% $30.96 / $12.85 $17.36

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024
Sales50.11 M49.32 M51.06 M51.96 M52.78 M
Operating Profit
Net Profit4.98 M4.85 M4.8 M4.69 M5.14 M
EPS in Rs0.230.220.220.220.24

Profit & Loss

Figures shown in M / B

2025202420232022
Sales202.45 M202.25 M205.38 M242.19 M
Operating Profit
Net Profit19.32 M19.2 M45.34 M85.98 M
EPS in Rs0.890.882.083.95

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets3.86 B3.49 B2.9 B2.75 B
Total Liabilities3.55 B3.2 B2.63 B2.52 B
Equity309.54 M292.77 M274.67 M228.39 M
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF289 M233.75 M237.98 M215.93 M
Investing CF-590.12 M-769.71 M-359.53 M-713.9 M
Financing CF335.93 M547.92 M84.19 M484.21 M
Free CF288.29 M233.32 M237.42 M213.78 M
Capex-0.71 M-0.43 M-0.56 M-2.15 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2025202420232022
Revenue Growth %0.1%-1.53%-15.2%
Earnings Growth %0.64%-57.65%-47.27%
Profit Margin %9.55%9.49%22.08%35.5%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

No dividend history available.

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio Mutual Fund 0.35 M $2.72 M 0.02% 2026-01-31
iShares Trust-iShares Russell 2000 ETF Mutual Fund 0.22 M $1.67 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio Mutual Fund 0.21 M $1.65 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Core Equity 2 Portfolio Mutual Fund 0.18 M $1.36 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Portfolio Mutual Fund 0.15 M $1.13 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Core Equity 1 Portfolio Mutual Fund 0.14 M $1.07 M 0.01% 2026-01-31
Dimensional ETF Trust-Dimensional U.S. Targeted Value ETF Mutual Fund 0.13 M $1.04 M 0.01% 2026-01-31
Black Diamond Capital Management I, LLLP Institutional 5.13 M $39.68 M 0.24% 2025-12-31
Dimensional Fund Advisors LP Institutional 1.57 M $12.14 M 0.07% 2025-12-31
Blackrock Inc. Institutional 0.64 M $4.94 M 0.03% 2025-12-31
Vanguard Group Inc Institutional 0.53 M $4.09 M 0.02% 2025-12-31
Bridgeway Capital Management, LLC Institutional 0.39 M $3.05 M 0.02% 2025-12-31
Renaissance Technologies, LLC Institutional 0.37 M $2.88 M 0.02% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 0.31 M $2.39 M 0.01% 2025-12-31
Geode Capital Management, LLC Institutional 0.22 M $1.71 M 0.01% 2025-12-31