Jefferson Capital, Inc.
$21.15
▲
0.67%
2026-04-21 07:38:01
www.jcap.com
NMS: JCAP
Explore Jefferson Capital, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$1.18 B
Current Price
$21.15
52W High / Low
$23.8 / $15.98
Stock P/E
6.26
Book Value
$8.17
Dividend Yield
4.51%
ROCE
12.33%
ROE
43.78%
Face Value
—
EPS
$5.64
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
1,120
Beta
—
Debt / Equity
296.81
Current Ratio
5.05
Quick Ratio
6.12
Forward P/E
6.97
Price / Sales
1.82
Enterprise Value
$2.5 B
EV / EBITDA
6.44
EV / Revenue
4.11
Rating
Buy
Target Price
$26.2
EPS Forecast (FY)
—
Pros
- Healthy return on equity.
- Efficient use of capital employed.
- Short-term liquidity looks comfortable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Leverage is relatively high.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Sentage Holdings Inc. | $1.94 | — | $5.67 M | — | -15.28% | -16.35% | $12.7 / $1.55 | $3.36 |
| 2. | Mastercard Incorporated | $509.14 | 30.85 | $455.46 B | 0.67% | 62.16% | 2.1% | $601.77 / $480.5 | $8.65 |
| 3. | Medallion Financial Corp. | $9.45 | 5.17 | $222.36 M | 5.08% | — | 11.69% | $11 / $7.85 | $18.11 |
| 4. | EZCORP, Inc. | $30.71 | 15.54 | $1.91 B | — | 8.51% | 12.97% | $30.96 / $12.85 | $17.36 |
| 5. | World Acceptance Corporation | $149.3 | 17.8 | $761.23 M | — | — | 10.97% | $185.48 / $110 | $73.9 |
| 6. | CPI Card Group Inc. | $18.88 | 14.47 | $216.35 M | — | 17.19% | -56.46% | $27.71 / $10.81 | $-1.51 |
| 7. | The Western Union Company | $9.52 | 6.02 | $3.01 B | 10.26% | 19.54% | 51.86% | $10.37 / $7.85 | $3.03 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 154.8 M | 150.84 M | 152.71 M | 154.9 M | 118.94 M | — |
| Operating Profit | 44.12 M | 45.1 M | 60.86 M | 64.6 M | 36.77 M | — |
| Net Profit | 37.73 M | 38.36 M | 47.65 M | 50.7 M | 3.36 M | — |
| EPS in Rs | 0.68 | 0.69 | 0.86 | 0.92 | 0.06 | 0.63 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Sales | 613.29 M | 433.34 M | 323.07 M |
| Operating Profit | 216.94 M | 147.27 M | 118.85 M |
| Net Profit | 187.97 M | 128.89 M | 111.52 M |
| EPS in Rs | 3.4 | 2.33 | 2.02 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Total Assets | 2.09 B | 1.65 B | 1.12 B |
| Total Liabilities | 1.61 B | 1.27 B | 811.78 M |
| Equity | 476.13 M | 382.53 M | 274.79 M |
| Current Assets | 2 B | 1.57 B | 1.03 B |
| Current Liabilities | 327.65 M | 578.12 M | 40.85 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Operating CF | 268.81 M | 168.21 M | 120.22 M |
| Investing CF | -401.94 M | -542.37 M | -403.41 M |
| Financing CF | 149.7 M | 388.82 M | 289.86 M |
| Free CF | 267.73 M | 162 M | 118.99 M |
| Capex | -1.08 M | -6.21 M | -1.23 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Revenue Growth % | 41.53% | 34.13% | — |
| Earnings Growth % | 45.83% | 15.58% | — |
| Profit Margin % | 30.65% | 29.74% | 34.52% |
| Operating Margin % | 35.37% | 33.98% | 36.79% |
| Gross Margin % | 73.24% | 72.05% | 43.23% |
| EBITDA Margin % | 36.23% | 34.59% | 37.52% |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-03-24 | $0.24 |
| 2025-11-25 | $0.24 |
| 2025-08-25 | $0.24 |
Stock Splits
No stock split history available.