Open Lending Corporation
$1.77
▼
-3.23%
2026-04-21 07:57:01
www.openlending.com
NGM: LPRO
Explore Open Lending Corporation stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$201.23 M
Current Price
$1.77
52W High / Low
$2.7 / $0.8
Stock P/E
—
Book Value
$0.64
Dividend Yield
—
ROCE
-2.67%
ROE
-5.54%
Face Value
—
EPS
$-0.04
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
164
Beta
2.02
Debt / Equity
117.46
Current Ratio
4.52
Quick Ratio
4.52
Forward P/E
8.06
Price / Sales
1.84
Enterprise Value
$82.06 M
EV / EBITDA
13.02
EV / Revenue
0.88
Rating
Buy
Target Price
$2.38
EPS Forecast (FY)
—
Pros
- Short-term liquidity looks comfortable.
- Valuation is not stretched on P/E basis.
Cons
- Return on equity is on the weaker side.
- Capital efficiency is modest.
- Leverage is relatively high.
- Operating margin is thin.
- Net margin is relatively low.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | PRA Group, Inc. | $21.35 | — | $812.13 M | — | 5.04% | -25.96% | $21.45 / $10.25 | $25.48 |
| 2. | FirstCash Holdings, Inc. | $206.72 | 27.86 | $9.09 B | 0.82% | 11.49% | 15.26% | $210.19 / $119 | $51.77 |
| 3. | EZCORP, Inc. | $30.71 | 15.54 | $1.91 B | — | 8.51% | 12.97% | $30.96 / $12.85 | $17.36 |
| 4. | Navient Corporation | $9.01 | — | $839.64 M | 7.1% | — | -3.17% | $16.07 / $7.8 | $25.12 |
| 5. | Ally Financial Inc. | $46 | 11.21 | $14.19 B | 2.65% | — | 5.8% | $47.27 / $29.91 | $42.7 |
| 6. | Capital One Financial Corporation | $201.85 | 60.17 | $129.08 B | 1.56% | — | 2.39% | $259.63 / $158.42 | $173.11 |
| 7. | Encore Capital Group, Inc. | $82.2 | 6.79 | $1.75 B | — | 12.26% | 29.45% | $82.66 / $29.38 | $45.04 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 19.34 M | 24.17 M | 25.31 M | 24.39 M | -56.92 M |
| Operating Profit | 0.76 M | -7.7 M | 1.18 M | 0.76 M | -78.56 M |
| Net Profit | 1.68 M | -7.57 M | 1.03 M | 0.62 M | -144.44 M |
| EPS in Rs | 0.01 | -0.06 | 0.01 | 0.01 | -1.23 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 93.22 M | 24.02 M | 117.46 M | 179.59 M |
| Operating Profit | -5.01 M | -65.38 M | 29.07 M | 97.61 M |
| Net Profit | -4.24 M | -135.01 M | 22.07 M | 66.62 M |
| EPS in Rs | -0.04 | -1.15 | 0.19 | 0.57 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 236.68 M | 296.37 M | 374.04 M | 379.63 M |
| Total Liabilities | 161.72 M | 218.28 M | 168.46 M | 166.81 M |
| Equity | 74.96 M | 78.09 M | 205.58 M | 212.82 M |
| Current Assets | 222.69 M | 275.73 M | 289.88 M | 280.74 M |
| Current Liabilities | 49.26 M | 47.25 M | 20.59 M | 15.11 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | -3.19 M | 17.6 M | 82.66 M | 107.43 M |
| Investing CF | -1.03 M | -3.9 M | -2.18 M | -0.62 M |
| Financing CF | -61.48 M | -6.45 M | -42.33 M | -17.8 M |
| Free CF | -4.22 M | 13.7 M | 80.48 M | 106.81 M |
| Capex | -1.03 M | -3.9 M | -2.18 M | -0.62 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -79.55% | -34.6% | — | — |
| Earnings Growth % | -711.74% | -66.87% | — | — |
| Profit Margin % | -561.98% | 18.79% | 37.09% | — |
| Operating Margin % | -272.14% | 24.75% | 54.35% | — |
| Gross Margin % | 0.7% | 81.03% | 88.88% | — |
| EBITDA Margin % | -214.84% | 34.63% | 55.84% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.