OppFi Inc.
$8.83
▼
-0.79%
2026-04-21 08:39:01
www.oppfi.com
NYQ: OPFI
Explore OppFi Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$751.65 M
Current Price
$8.83
52W High / Low
$15.03 / $7.36
Stock P/E
28.55
Book Value
$2.14
Dividend Yield
0%
ROCE
57.26%
ROE
53.86%
Face Value
—
EPS
$0.99
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
410
Beta
1.8
Debt / Equity
107.74
Current Ratio
5.71
Quick Ratio
7.44
Forward P/E
4.06
Price / Sales
2.07
Enterprise Value
$750.5 M
EV / EBITDA
—
EV / Revenue
2.2
Rating
Buy
Target Price
$13.67
EPS Forecast (FY)
—
Pros
- Healthy return on equity.
- Efficient use of capital employed.
- Short-term liquidity looks comfortable.
- Strong operating margin profile.
- Valuation is not stretched on P/E basis.
Cons
- Leverage is relatively high.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Nelnet, Inc. | $138.72 | 11.67 | $5 B | 0.95% | — | 11.59% | $142.87 / $102 | $102.74 |
| 2. | CPI Card Group Inc. | $18.88 | 14.47 | $216.35 M | — | 17.19% | -56.46% | $27.71 / $10.81 | $-1.51 |
| 3. | Affirm Holdings, Inc. | $67.06 | 76.1 | $3.97 B | — | 3.08% | 8.92% | $100 / $39.35 | $10.68 |
| 4. | SUI Group Holdings Limited | $1.43 | — | $113.67 M | — | — | -2.8% | $8.66 / $1.09 | $2.21 |
| 5. | Mastercard Incorporated | $509.14 | 30.85 | $455.46 B | 0.67% | 62.16% | 2.1% | $601.77 / $480.5 | $8.65 |
| 6. | Enova International, Inc. | $165.23 | 13.31 | $4.11 B | — | 6.7% | 24.34% | $176.68 / $88.11 | $54.08 |
| 7. | Jefferson Capital, Inc. | $21.15 | 6.26 | $1.18 B | 4.51% | 12.33% | 43.78% | $23.8 / $15.98 | $8.17 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 159.25 M | 155.09 M | 142.44 M | 140.27 M | 135.72 M | — |
| Operating Profit | 104.61 M | 98.98 M | 87 M | 91.95 M | 79.57 M | — |
| Net Profit | 16.85 M | 41.63 M | -20.78 M | -11.37 M | -5.61 M | — |
| EPS in Rs | 0.64 | 1.57 | -0.79 | -0.43 | -0.21 | 0.21 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 597.05 M | 525.96 M | 508.95 M | 452.86 M |
| Operating Profit | 382.55 M | 298.98 M | 277.77 M | 231.19 M |
| Net Profit | 26.33 M | 7.26 M | -1 M | 7.1 M |
| EPS in Rs | 1 | 0.27 | -0.04 | 0.27 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 754.09 M | 641.17 M | 601.54 M | 579.84 M |
| Total Liabilities | 445.21 M | 406.96 M | 407.51 M | 420.69 M |
| Equity | 58.48 M | 32.77 M | 10.44 M | -0.49 M |
| Current Assets | 639.5 M | 564.02 M | 539.28 M | 510.16 M |
| Current Liabilities | 85.98 M | 59.8 M | 51.47 M | 55.18 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 401.31 M | 323.81 M | 296.15 M | 243.3 M |
| Investing CF | -307.8 M | -243.44 M | -244.29 M | -317.24 M |
| Financing CF | -88.53 M | -66.02 M | -27.58 M | 61.26 M |
| Free CF | 382.19 M | 310.8 M | 287.15 M | 230.05 M |
| Capex | -19.11 M | -13.01 M | -8.99 M | -13.25 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 3.34% | 12.39% | — | — |
| Earnings Growth % | 822.19% | -114.16% | — | — |
| Profit Margin % | 1.38% | -0.2% | 1.57% | — |
| Operating Margin % | 56.84% | 54.58% | 51.05% | — |
| Gross Margin % | 80% | 78.89% | 78.99% | — |
| EBITDA Margin % | 58.67% | 57.08% | 54.05% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2025-04-08 | $0.25 |
| 2024-04-18 | $0.12 |
Stock Splits
No stock split history available.