Regional Management Corp.
$39.76
▲
1.6%
2026-04-21 09:10:01
www.regionalmanagement.com
NYQ: RM
Explore Regional Management Corp. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$373.66 M
Current Price
$39.76
52W High / Low
$46 / $26.06
Stock P/E
8.41
Book Value
$39.05
Dividend Yield
3.02%
ROCE
—
ROE
12.16%
Face Value
—
EPS
$4.45
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
2,112
Beta
1.01
Debt / Equity
452.47
Current Ratio
7.22
Quick Ratio
—
Forward P/E
5
Price / Sales
0.55
Enterprise Value
$2.03 B
EV / EBITDA
12.76
EV / Revenue
3.24
Rating
Buy
Target Price
$47
EPS Forecast (FY)
—
Pros
- Strong operating margin profile.
- Valuation is not stretched on P/E basis.
- Meaningful dividend yield is available.
Cons
- Leverage is relatively high.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Encore Capital Group, Inc. | $82.2 | 6.79 | $1.75 B | — | 12.26% | 29.45% | $82.66 / $29.38 | $45.04 |
| 2. | Bread Financial Holdings, Inc. | $91.75 | 7.57 | $3.93 B | 1.02% | — | 16.34% | $91.3 / $44.57 | $75.44 |
| 3. | CPI Card Group Inc. | $18.88 | 14.47 | $216.35 M | — | 17.19% | -56.46% | $27.71 / $10.81 | $-1.51 |
| 4. | SoFi Technologies, Inc. | $18.99 | 49.22 | $24.33 B | 0% | — | 5.66% | $32.73 / $10.49 | $8.26 |
| 5. | Green Dot Corporation | $12.47 | — | $689.04 M | — | 3.1% | -11.21% | $15.41 / $7.33 | $16.02 |
| 6. | SUI Group Holdings Limited | $1.43 | — | $113.67 M | — | — | -2.8% | $8.66 / $1.09 | $2.21 |
| 7. | Enova International, Inc. | $165.23 | 13.31 | $4.11 B | — | 6.7% | 24.34% | $176.68 / $88.11 | $54.08 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 147.06 M | 143.52 M | 137.02 M | 133.2 M | 135.03 M |
| Operating Profit | — | — | — | — | — |
| Net Profit | 12.91 M | 14.36 M | 10.14 M | 7.01 M | 9.91 M |
| EPS in Rs | 1.38 | 1.54 | 1.09 | 0.75 | 1.06 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 560.78 M | 513.97 M | 483.94 M | 472.96 M |
| Operating Profit | — | — | — | — |
| Net Profit | 44.41 M | 41.23 M | 15.96 M | 51.22 M |
| EPS in Rs | 4.76 | 4.42 | 1.71 | 5.49 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 2.1 B | 1.91 B | 1.79 B | 1.72 B |
| Total Liabilities | 1.73 B | 1.55 B | 1.47 B | 1.42 B |
| Equity | 373.09 M | 357.08 M | 322.27 M | 308.63 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 309.07 M | 268.93 M | 249.17 M | 224.33 M |
| Investing CF | -471.18 M | -315.37 M | -278.72 M | -447.29 M |
| Financing CF | 124.47 M | 53.41 M | 26.43 M | 205.57 M |
| Free CF | 291.99 M | 251.53 M | 237.1 M | 212.92 M |
| Capex | -17.08 M | -17.39 M | -12.07 M | -11.41 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 6.21% | 2.32% | — | — |
| Earnings Growth % | 158.35% | -68.85% | — | — |
| Profit Margin % | 8.02% | 3.3% | 10.83% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-19 | $0.3 |
| 2025-11-25 | $0.3 |
| 2025-08-20 | $0.3 |
| 2025-05-21 | $0.3 |
| 2025-02-20 | $0.3 |
Stock Splits
No stock split history available.