Bread Financial Holdings, Inc.
$91.75
▼
-0.75%
2026-04-21 05:38:00
www.breadfinancial.com
NYQ: BFH
Explore Bread Financial Holdings, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$3.93 B
Current Price
$91.75
52W High / Low
$91.3 / $44.57
Stock P/E
7.57
Book Value
$75.44
Dividend Yield
1.02%
ROCE
—
ROE
16.34%
Face Value
—
EPS
$10.96
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
6,000
Beta
1.14
Debt / Equity
1.32
Current Ratio
—
Quick Ratio
—
Forward P/E
6.66
Price / Sales
1.31
Enterprise Value
$4.19 B
EV / EBITDA
—
EV / Revenue
1.61
Rating
Buy
Target Price
$83.53
EPS Forecast (FY)
—
Pros
- Healthy return on equity.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Some data points may be missing or delayed because the source is not an official exchange feed.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | EZCORP, Inc. | $30.71 | 15.54 | $1.91 B | — | 8.51% | 12.97% | $30.96 / $12.85 | $17.36 |
| 2. | Navient Corporation | $9.01 | — | $839.64 M | 7.1% | — | -3.17% | $16.07 / $7.8 | $25.12 |
| 3. | The Western Union Company | $9.52 | 6.02 | $3.01 B | 10.26% | 19.54% | 51.86% | $10.37 / $7.85 | $3.03 |
| 4. | FirstCash Holdings, Inc. | $206.72 | 27.86 | $9.09 B | 0.82% | 11.49% | 15.26% | $210.19 / $119 | $51.77 |
| 5. | Jefferson Capital, Inc. | $21.15 | 6.26 | $1.18 B | 4.51% | 12.33% | 43.78% | $23.8 / $15.98 | $8.17 |
| 6. | Encore Capital Group, Inc. | $82.2 | 6.79 | $1.75 B | — | 12.26% | 29.45% | $82.66 / $29.38 | $45.04 |
| 7. | Ally Financial Inc. | $46 | 11.21 | $14.19 B | 2.65% | — | 5.8% | $47.27 / $29.91 | $42.7 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 975 M | 971 M | 929 M | 970 M | 925 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 54 M | 188 M | 139 M | 138 M | 7 M | — |
| EPS in Rs | 1.3 | 4.54 | 3.36 | 3.33 | 0.17 | 0.05 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 3.85 B | 3.84 B | 4.29 B | 3.87 B |
| Operating Profit | — | — | — | — |
| Net Profit | 518 M | 277 M | 718 M | 223 M |
| EPS in Rs | 12.51 | 6.69 | 17.33 | 5.38 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 22.66 B | 22.89 B | 23.14 B | 25.41 B |
| Total Liabilities | 19.34 B | 19.84 B | 20.22 B | 23.14 B |
| Equity | 3.33 B | 3.05 B | 2.92 B | 2.27 B |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 2.09 B | 1.86 B | 1.99 B | 1.85 B |
| Investing CF | -1.37 B | -1.17 B | 788 M | -5.11 B |
| Financing CF | -807 M | -592 M | -3.09 B | 3.27 B |
| Free CF | 2.09 B | 1.86 B | 1.99 B | 1.85 B |
| Capex | — | — | — | -68 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | -10.64% | 10.98% | — | — |
| Earnings Growth % | -61.42% | 221.97% | — | — |
| Profit Margin % | 7.22% | 16.72% | 5.76% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
| Ex Date | Dividend |
|---|---|
| 2026-02-27 | $0.23 |
| 2025-11-07 | $0.23 |
| 2025-08-08 | $0.21 |
| 2025-05-09 | $0.21 |
| 2025-02-14 | $0.21 |
Stock Splits
| Date | Split |
|---|---|
| 2021-11-08 | 1:1.253 |